Reinsurance Group of America, Incorporated (RGA)
NYSE: RGA · Real-Time Price · USD
242.55
+1.85 (0.77%)
At close: Aug 20, 2026, 4:00 PM EDT
242.20
-0.35 (-0.14%)
Pre-market: Aug 21, 2026, 6:01 AM EDT

RGA Statistics

Total Valuation

RGA has a market cap or net worth of $15.84 billion. The enterprise value is $16.26 billion.

Market Cap15.84B
Enterprise Value 16.26B

Important Dates

The last earnings date was Thursday, August 6, 2026, after market close.

Earnings Date Aug 6, 2026
Ex-Dividend Date Aug 18, 2026

Share Statistics

RGA has 65.30 million shares outstanding. The number of shares has decreased by -0.90% in one year.

Current Share Class 65.30M
Shares Outstanding 65.30M
Shares Change (YoY) -0.90%
Shares Change (QoQ) n/a
Owned by Insiders (%) 0.41%
Owned by Institutions (%) 102.93%
Float 64.89M

Valuation Ratios

The trailing PE ratio is 10.68 and the forward PE ratio is 8.59.

PE Ratio 10.68
Forward PE 8.59
PS Ratio 0.61
Forward PS 0.58
PB Ratio 1.16
P/TBV Ratio 1.16
P/FCF Ratio 3.05
P/OCF Ratio 3.05
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.03, with an EV/FCF ratio of 3.13.

EV / Earnings 10.78
EV / Sales 0.63
EV / EBITDA 7.03
EV / EBIT 7.16
EV / FCF 3.13

Financial Position

The company has a current ratio of 1.17, with a Debt / Equity ratio of 0.41.

Current Ratio 1.17
Quick Ratio 0.65
Debt / Equity 0.41
Debt / EBITDA 2.47
Debt / FCF 1.10
Interest Coverage 5.74

Financial Efficiency

Return on equity (ROE) is 11.69% and return on invested capital (ROIC) is 9.41%.

Return on Equity (ROE) 11.69%
Return on Assets (ROA) 0.94%
Return on Invested Capital (ROIC) 9.41%
Return on Capital Employed (ROCE) 1.50%
Weighted Average Cost of Capital (WACC) 6.47%
Revenue Per Employee $6.04M
Profits Per Employee $350,698
Employee Count4,300
Asset Turnover 0.17
Inventory Turnover n/a

Taxes

In the past 12 months, RGA has paid $361.00 million in taxes.

Income Tax 361.00M
Effective Tax Rate 19.24%

Stock Price Statistics

The stock price has increased by +28.25% in the last 52 weeks. The beta is 0.46, so RGA's price volatility has been lower than the market average.

Beta (5Y) 0.46
52-Week Price Change +28.25%
50-Day Moving Average 229.86
200-Day Moving Average 210.35
Relative Strength Index (RSI) 55.19
Average Volume (20 Days) 374,446

Short Selling Information

The latest short interest is 800,529, so 1.23% of the outstanding shares have been sold short.

Short Interest 800,529
Short Previous Month 1.15M
Short % of Shares Out 1.23%
Short % of Float 1.23%
Short Ratio (days to cover) 2.27

Income Statement

In the last 12 months, RGA had revenue of $25.97 billion and earned $1.51 billion in profits. Earnings per share was $22.72.

Revenue25.97B
Gross Profit 3.65B
Operating Income 2.27B
Pretax Income 1.88B
Net Income 1.51B
EBITDA 2.31B
EBIT 2.27B
Earnings Per Share (EPS) $22.72
Full Income Statement

Balance Sheet

The company has $5.67 billion in cash and $5.71 billion in debt, with a net cash position of -$421.00 million or -$6.45 per share.

Cash & Cash Equivalents 5.67B
Total Debt 5.71B
Net Cash -421.00M
Net Cash Per Share -$6.45
Equity (Book Value) 13.78B
Book Value Per Share 209.73
Working Capital 2.67B
Full Balance Sheet

Cash Flow

Operating Cash Flow 5.20B
Capital Expenditures n/a
Depreciation & Amortization n/a
Net Borrowing -34.00M
Free Cash Flow 5.20B
FCF Per Share $79.62
Full Cash Flow Statement

Margins

Gross margin is 14.07%, with operating and profit margins of 8.75% and 5.81%.

Gross Margin 14.07%
Operating Margin 8.75%
Pretax Margin 7.22%
Profit Margin 5.81%
EBITDA Margin 8.91%
EBIT Margin 8.75%
FCF Margin 20.02%

Dividends & Yields

This stock pays an annual dividend of $3.92, which amounts to a dividend yield of 1.62%.

Dividend Per Share $3.92
Dividend Yield 1.62%
Dividend Growth (YoY) 4.72%
Years of Dividend Growth 16
Payout Ratio 17.26%
Buyback Yield 0.90%
Shareholder Yield 2.51%
Earnings Yield 9.52%
FCF Yield 32.82%
Dividend Details

Analyst Forecast

The average price target for RGA is $269.33, which is 11.04% higher than the current price. The consensus rating is "Buy".

Price Target $269.33
Price Target Difference 11.04%
Analyst Consensus Buy
Analyst Count 10
Revenue Growth Forecast (3Y) 8.66%
EPS Growth Forecast (3Y) 11.50%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 1, 1999. It was a forward split with a ratio of 1.5:1.

Last Split Date Mar 1, 1999
Split Type Forward
Split Ratio 1.5:1

Scores

Altman Z-Score n/a
Piotroski F-Score 5