Regional Management Corp. (RM)
NYSE: RM · Real-Time Price · USD
33.91
+1.47 (4.53%)
At close: Mar 4, 2026, 4:00 PM EST
33.91
0.00 (0.00%)
After-hours: Mar 4, 2026, 7:00 PM EST

Regional Management Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2025FY 2024FY 2023FY 2022
Period Ending
Dec '25 Dec '25 Dec '24 Dec '23 Dec '22
Net Income
44.4144.4141.2315.9651.22
Depreciation & Amortization
16.2516.2514.0714.6312.69
Provision for Credit Losses
245.43245.43212.2220.03185.12
Stock-Based Compensation
11.8711.8711.1711.7610.77
Other Adjustments
-2.74-2.74-10.95-13.67-10.93
Changes in Accounts Payable
-0.89--1.397.63-14.64
Changes in Other Operating Activities
-5.26-5.262.59-7.18-9.89
Operating Cash Flow
309.07309.07268.93249.17224.33
Operating Cash Flow Growth
-14.93%7.93%11.07%18.68%
Net Change in Loans Held-for-Investment
-451.97-451.97-299.5-264.81-415.04
Net Change in Securities and Investments
-2.13-1.51-1.84-20.84
Capital Expenditures
-4.76-4.76-5.05-4.69-5.87
Purchases of Intangible Assets
-12.31-12.31-12.34-7.38-5.53
Investing Cash Flow
-471.18-471.18-315.37-278.72-447.29
Short-Term Debt Issued
1,7921,7921,7651,6451,832
Short-Term Debt Repaid
-1,838-1,838-1,695-1,567-1,911
Net Short-Term Debt Issued (Repaid)
-45.26-45.2670.3478.61-78.31
Long-Term Debt Issued
517.81-437.31-433.72
Long-Term Debt Repaid
-300.37-300.37-429.41-34.89-109.23
Net Long-Term Debt Issued (Repaid)
217.44-300.377.9-34.89324.49
Issuance of Common Stock
---0.29-
Repurchase of Common Stock
-23.98-23.98-3.54--20.61
Net Common Stock Issued (Repurchased)
-23.98-23.98-3.540.29-20.61
Common Dividends Paid
-11.49-11.49-12.14-11.89-11.35
Other Financing Activities
-12.25-8.04-9.15-5.69-8.65
Financing Cash Flow
124.47-389.1353.4126.43205.57
Net Cash Flow
-37.64-37.646.96-3.13-17.39
Free Cash Flow
304.31304.31263.87244.47218.46
Free Cash Flow Growth
-15.32%7.94%11.91%17.81%
FCF Margin
76.05%-123.99%70.12%73.78%67.83%
Free Cash Flow Per Share
30.48-26.5025.4822.62
Levered Free Cash Flow
221.93-584.83129.6970.07279.7
Unlevered Free Cash Flow
5.336.2210.2210.39-17.72
Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q