Regional Management Corp. (RM)

Regional Management Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Year	2023	2022	2021	2020	2019
Net Income	15.96	51.22	88.69	26.73	44.73
Depreciation & Amortization	14.63	12.69	11.65	13.31	10.86
Share-Based Compensation	11.76	10.77	7.4	5.6	5.15
Other Operating Activities	206.82	149.65	81.28	119.34	97.46
Operating Cash Flow	249.17	224.33	189.02	164.98	158.19
Operating Cash Flow Growth	11.07%	18.68%	14.57%	4.29%	8.14%
Capital Expenditures	-4.69	-5.87	-3.59	-3.93	-5.75
Change in Investments	-266.65	-435.89	-348.2	-86.34	-261.42
Other Investing Activities	-7.38	-5.53	-3.27	-1.42	-1.6
Investing Cash Flow	-278.72	-447.29	-355.06	-91.68	-268.76
Dividends Paid	-11.89	-11.35	-9.54	-2.22	0
Share Issuance / Repurchase	0.29	-20.61	-67.44	-12.01	-25.03
Debt Issued / Paid	40.95	240.53	330.21	-41.98	142.83
Other Financing Activities	-2.92	-2.99	-9.87	-1.64	-0.94
Financing Cash Flow	26.43	205.57	243.36	-57.85	116.86
Net Cash Flow	-3.13	-17.39	77.31	15.45	6.29
Free Cash Flow	244.47	218.46	185.43	161.05	152.45
Free Cash Flow Growth	11.91%	17.81%	15.14%	5.64%	8.17%
Free Cash Flow Margin	44.34%	43.07%	43.29%	43.07%	42.86%
Free Cash Flow Per Share	26.01	23.50	18.48	14.73	13.37

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).