Regional Management Corp. (RM)

NYSE: RM · Real-Time Price · USD

33.50

+0.82 (2.51%)

At close: Aug 14, 2026, 4:00 PM EDT

33.45

-0.05 (-0.15%)

After-hours: Aug 14, 2026, 7:34 PM EDT

Regional Management Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	46.82	44.41	41.23	15.96	51.22	88.69
Depreciation & Amortization	18.38	16.25	14.07	14.63	12.69	11.65
Loss (Gain) From Sale of Assets	0.33	0.33	0.41	0.87	0.14	0.16
Loss (Gain) From Sale of Investments	-	-	0.02	-	-	-2.72
Stock-Based Compensation	9.86	11.87	11.17	11.76	10.77	7.4
Provision & Write-off of Bad Debts	260.73	245.43	212.2	220.03	185.12	89.02
Other Operating Activities	-2.61	-3.07	-11.38	-14.53	-11.08	-20.08
Change in Accounts Receivable	1.67	4.83	0.18	-3.12	3.17	13.29
Change in Accounts Payable	-5.94	-0.89	-1.39	7.63	-14.64	10.15
Change in Other Net Operating Assets	-0.73	-10.09	2.42	-4.06	-13.06	-8.55
Operating Cash Flow	328.51	309.07	268.93	249.17	224.33	189.02
Operating Cash Flow Growth	16.79%	14.93%	7.93%	11.07%	18.68%	14.57%
Capital Expenditures	-5.04	-4.76	-5.05	-4.69	-5.87	-3.59
Sale (Purchase) of Intangibles	-12.52	-12.31	-12.34	-7.38	-5.53	-3.27
Other Investing Activities	-21.27	-2.13	1.51	-1.84	-20.84	-
Investing Cash Flow	-450.92	-471.18	-315.37	-278.72	-447.29	-355.06
Long-Term Debt Issued	-	2,310	2,202	1,645	2,266	2,476
Long-Term Debt Repaid	-	-2,138	-2,124	-1,602	-2,020	-2,136
Net Debt Issued (Repaid)	166.41	172.19	78.24	43.72	246.19	339.11
Issuance of Common Stock	-	-	-	0.29	-	-
Repurchase of Common Stock	-29.78	-28.19	-5.99	-2.92	-23.61	-77.39
Common Dividends Paid	-11.63	-11.49	-12.14	-11.89	-11.35	-9.54
Other Financing Activities	-5.94	-8.04	-6.7	-2.77	-5.66	-8.83
Financing Cash Flow	119.06	124.47	53.41	26.43	205.57	243.36
Net Cash Flow	-3.36	-37.64	6.96	-3.13	-17.39	77.31
Free Cash Flow	323.47	304.31	263.87	244.47	218.46	185.43
Free Cash Flow Growth	17.13%	15.32%	7.94%	11.91%	17.81%	15.14%
Free Cash Flow Margin	49.93%	48.73%	46.33%	45.76%	44.19%	44.36%
Free Cash Flow Per Share	32.90	30.48	26.50	25.48	22.62	17.42
Levered Free Cash Flow	-136.66	-143.96	-66.19	-28.58	-213.59	-249.71
Unlevered Free Cash Flow	-80.07	-90.96	-19.61	13.58	-192.2	-230.11
Cash Interest Paid	83.11	78.4	69.17	60.08	40.48	29.43
Cash Income Tax Paid	1.31	6.11	2.73	3.05	26.96	23.08
Change in Working Capital	-5	-6.15	1.21	0.45	-24.53	14.9

SEC Filings: 10-K · 10-Q