Regional Management Corp. (RM)
NYSE: RM · Real-Time Price · USD
32.75
-0.08 (-0.24%)
At close: Sep 10, 2026, 4:00 PM EDT
32.75
0.00 (0.00%)
After-hours: Sep 10, 2026, 4:20 PM EDT
Regional Management Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 46.82 | 44.41 | 41.23 | 15.96 | 51.22 | 88.69 |
Depreciation & Amortization | 18.38 | 16.25 | 14.07 | 14.63 | 12.69 | 11.65 |
Loss (Gain) From Sale of Assets | 0.33 | 0.33 | 0.41 | 0.87 | 0.14 | 0.16 |
Loss (Gain) From Sale of Investments | - | - | 0.02 | - | - | -2.72 |
Stock-Based Compensation | 9.86 | 11.87 | 11.17 | 11.76 | 10.77 | 7.4 |
Provision & Write-off of Bad Debts | 260.73 | 245.43 | 212.2 | 220.03 | 185.12 | 89.02 |
Other Operating Activities | -2.61 | -3.07 | -11.38 | -14.53 | -11.08 | -20.08 |
Change in Accounts Receivable | 1.67 | 4.83 | 0.18 | -3.12 | 3.17 | 13.29 |
Change in Accounts Payable | -5.94 | -0.89 | -1.39 | 7.63 | -14.64 | 10.15 |
Change in Other Net Operating Assets | -0.73 | -10.09 | 2.42 | -4.06 | -13.06 | -8.55 |
Operating Cash Flow | 328.51 | 309.07 | 268.93 | 249.17 | 224.33 | 189.02 |
Operating Cash Flow Growth | 16.79% | 14.93% | 7.93% | 11.07% | 18.68% | 14.57% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -5.04 | -4.76 | -5.05 | -4.69 | -5.87 | -3.59 |
Sale (Purchase) of Intangibles | -12.52 | -12.31 | -12.34 | -7.38 | -5.53 | -3.27 |
Other Investing Activities | -21.27 | -2.13 | 1.51 | -1.84 | -20.84 | - |
Investing Cash Flow | -450.92 | -471.18 | -315.37 | -278.72 | -447.29 | -355.06 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 2,310 | 2,202 | 1,645 | 2,266 | 2,476 |
Long-Term Debt Repaid | - | -2,138 | -2,124 | -1,602 | -2,020 | -2,136 |
Net Debt Issued (Repaid) | 166.41 | 172.19 | 78.24 | 43.72 | 246.19 | 339.11 |
Issuance of Common Stock | - | - | - | 0.29 | - | - |
Repurchase of Common Stock | -29.78 | -28.19 | -5.99 | -2.92 | -23.61 | -77.39 |
Common Dividends Paid | -11.63 | -11.49 | -12.14 | -11.89 | -11.35 | -9.54 |
Other Financing Activities | -5.94 | -8.04 | -6.7 | -2.77 | -5.66 | -8.83 |
Financing Cash Flow | 119.06 | 124.47 | 53.41 | 26.43 | 205.57 | 243.36 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -3.36 | -37.64 | 6.96 | -3.13 | -17.39 | 77.31 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 323.47 | 304.31 | 263.87 | 244.47 | 218.46 | 185.43 |
Free Cash Flow Growth | 17.13% | 15.32% | 7.94% | 11.91% | 17.81% | 15.14% |
Free Cash Flow Margin | 49.93% | 48.73% | 46.33% | 45.76% | 44.19% | 44.36% |
Free Cash Flow Per Share | 32.90 | 30.48 | 26.50 | 25.48 | 22.62 | 17.42 |
Levered Free Cash Flow | -136.66 | -143.96 | -66.19 | -28.58 | -213.59 | -249.71 |
Unlevered Free Cash Flow | -80.07 | -90.96 | -19.61 | 13.58 | -192.2 | -230.11 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 83.11 | 78.4 | 69.17 | 60.08 | 40.48 | 29.43 |
Cash Income Tax Paid | 1.31 | 6.11 | 2.73 | 3.05 | 26.96 | 23.08 |
Change in Working Capital | -5 | -6.15 | 1.21 | 0.45 | -24.53 | 14.9 |