Regional Management Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	592.69	578.95	528.89	489.7	450.85	382.54
Net Interest Income Growth	10.45%	9.46%	8.00%	8.62%	17.86%	14.12%
Non-Interest Income	67.23	66.65	59.61	61.7	56.33	45.81
Non-Interest Income Growth	11.06%	11.81%	-3.39%	9.53%	22.98%	18.39%
Revenues Before Loan Losses	659.92	645.6	588.5	551.4	507.19	428.35
Provision for Credit Losses	252.31	245.43	212.2	220.03	185.12	89.02
Revenue	407.61	400.17	376.3	331.37	322.07	339.34
Revenue Growth (YoY)	9.16%	6.34%	13.56%	2.89%	-5.09%	35.68%
Compensation Expenses	157.84	159.64	153.79	156.87	141.24	119.83
Selling, General & Admin	98.36	97.94	93.91	86.25	81.29	75.68
Other Non-Interest Expenses	87.97	84.81	74.53	67.46	34.22	31.35
Total Non-Interest Expense	245.8	244.45	228.32	224.34	175.47	151.18
Pretax Income	63.45	57.78	54.08	20.78	65.32	112.47
Provision for Income Taxes	14.65	13.37	12.85	4.83	14.1	23.79
Net Income	48.81	44.41	41.23	15.96	51.22	88.69
Net Income to Common	48.81	44.41	41.23	15.96	51.22	88.69
Net Income Growth	47.77%	7.73%	158.35%	-68.85%	-42.24%	231.79%
Shares Outstanding (Basic)	7	9	10	9	9	10
Shares Outstanding (Diluted)	7	10	10	10	10	11
Shares Change (YoY)	-26.08%	0.27%	3.79%	-0.65%	-9.27%	-4.50%
EPS (Basic)	5.24	4.71	4.28	1.70	5.51	8.84
EPS (Diluted)	5.04	4.45	4.14	1.66	5.51	8.84
EPS Growth	52.73%	7.49%	149.40%	-69.87%	-37.67%	260.82%
Shares Outstanding	9.34	9.55	10.01	9.76	9.52	9.79
Free Cash Flow	321.82	304.31	263.87	244.47	218.46	185.43
Free Cash Flow Growth	5.75%	15.32%	7.94%	11.91%	17.81%	15.14%
Free Cash Flow Per Share	43.42	30.48	26.50	25.48	22.62	17.42
Dividends Per Share	1.200	1.200	1.200	1.200	1.200	0.950
Dividend Growth	-	-	-	-	26.32%	375.00%
Profit Margin	11.97%	11.10%	10.96%	4.82%	15.90%	26.14%
FCF Margin	78.95%	76.05%	70.12%	73.78%	67.83%	54.64%
EBITDA	17.41	16.25	14.07	14.63	12.69	11.65
EBITDA Margin	4.27%	4.06%	3.74%	4.42%	3.94%	3.43%
Effective Tax Rate	23.08%	23.13%	23.76%	23.22%	21.58%	21.15%

Updated May 1, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q