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Regional Management Corp. (RM)
NYSE: RM · Real-Time Price · USD
33.50
+0.82 (2.51%)
At close: Aug 14, 2026, 4:00 PM EDT
33.45
-0.05 (-0.15%)
After-hours: Aug 14, 2026, 7:34 PM EDT

Regional Management Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
647.84624.52569.59534.23494.36418.03
Revenue Growth
9.54%9.64%6.62%8.06%18.26%14.98%
Gross Profit
387.11379.09357.39314.19309.24329.01
Operating Income
151.06142.59128.6188.2599.54143.82
Net Income
46.8244.4141.2315.9651.2288.69
Earnings Per Share
4.764.454.141.665.308.33
EPS Growth
37.14%7.49%149.40%-68.68%-36.38%247.08%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
6.83.823.954.513.8717.09
Total Debt
1,7181,6881,5131,4321,3831,128
Net Cash (Debt)
-1,711-1,684-1,509-1,427-1,379-1,111
Net Cash Growth
------
Net Cash Per Share
-173.97-168.70-151.51-148.79-142.78-104.35

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
328.51309.07268.93249.17224.33189.02
Capital Expenditures
-5.04-4.76-5.05-4.69-5.87-3.59
Free Cash Flow
323.47304.31263.87244.47218.46185.43
Free Cash Flow Growth
17.13%15.32%7.94%11.91%17.81%15.14%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
59.75%60.70%62.74%58.81%62.55%78.71%
Operating Margin
23.32%22.83%22.58%16.52%20.14%34.41%
Pretax Margin
9.34%9.25%9.49%3.89%13.21%26.91%
Profit Margin
7.23%7.11%7.24%2.99%10.36%21.22%
FCF Margin
49.93%48.73%46.33%45.76%44.19%44.36%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.2001.2001.2001.2001.2000.950
Dividend Per Share Growth
0%0%0%0%26.32%375.00%
Dividend Yield
3.58%3.15%3.72%5.27%4.92%1.96%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.048.488.3815.465.266.42
Forward PE
6.046.506.686.216.318.21
P/FCF Ratio
0.961.241.311.011.233.07
PS Ratio
0.480.600.610.460.541.36