Regional Management Corp. (RM)

Regional Management Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	296	345	247	269	570	338
Market Cap Growth	40.01%	40.01%	-8.36%	-52.74%	68.26%	2.22%
Enterprise Value	1,805	1,771	1,643	1,530	1,560	1,056
Last Close Price	30.11	33.70	23.81	25.50	50.62	25.79
PE Ratio	7.27	8.38	15.46	5.26	6.42	12.66
Forward PE	6.03	6.68	6.21	6.31	8.21	9.75
PS Ratio	0.51	0.61	0.46	0.54	1.36	0.93
PB Ratio	0.84	0.97	0.77	0.87	2.01	1.24
P/TBV Ratio	1.04	1.04	0.81	0.91	2.09	1.29
P/FCF Ratio	1.12	1.31	1.01	1.23	3.07	2.10
P/OCF Ratio	1.10	1.28	0.99	1.20	3.01	2.05
PEG Ratio	0.86	0.86	0.86	0.86	0.86	0.86
EV/Sales Ratio	3.17	3.11	3.08	3.10	3.73	2.90
EV/EBITDA Ratio	12.65	12.41	15.97	13.63	10.03	12.12
EV/EBIT Ratio	14.03	13.77	18.62	15.37	10.84	14.31
EV/FCF Ratio	6.84	6.71	6.72	7.00	8.41	6.55
Debt / Equity Ratio	4.24	4.24	4.44	4.48	3.99	2.91
Debt / EBITDA Ratio	8.98	8.98	11.19	10.16	6.28	7.21
Debt / FCF Ratio	5.73	5.73	5.86	6.33	6.08	4.91
Asset Turnover	0.31	0.31	0.30	0.31	0.33	0.32
Quick Ratio	3.20	3.20	38.48	44.09	25.20	23.99
Current Ratio	3.47	3.47	41.79	48.14	28.19	25.80
Return on Equity (ROE)	12.14%	12.14%	5.06%	17.32%	31.97%	9.30%
Return on Assets (ROA)	4.34%	4.34%	3.13%	3.91%	7.01%	4.08%
Return on Capital (ROIC)	4.44%	4.44%	3.20%	4.01%	7.27%	4.21%
Return on Capital Employed (ROCE)	9.20%	9.20%	5.00%	5.90%	10.20%	6.90%
Earnings Yield	13.93%	11.94%	6.47%	19.03%	15.57%	7.90%
FCF Yield	89.14%	76.41%	99.12%	81.16%	32.56%	47.58%
Dividend Yield	3.98%	3.56%	5.04%	4.71%	1.88%	0.78%
Payout Ratio	28.99%	29.45%	74.48%	22.16%	10.75%	8.29%
Buyback Yield / Dilution	-3.79%	-3.79%	0.65%	9.27%	4.50%	5.33%
Total Shareholder Return	0.19%	-0.23%	5.69%	13.98%	6.38%	6.11%

Updated Feb 21, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q