Regional Management Corp. (RM)

Regional Management Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 11, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	325	376	345	247	269	570
Market Cap Growth	-12.66%	8.98%	40.01%	-8.36%	-52.74%	68.26%
Enterprise Value	2,009	1,990	1,771	1,643	1,530	1,560
Last Close Price	33.99	38.75	32.81	23.18	24.83	49.28
PE Ratio	7.64	8.48	8.38	15.46	5.26	6.42
Forward PE	6.18	6.50	6.68	6.21	6.31	8.21
PS Ratio	0.51	0.60	0.61	0.46	0.54	1.36
PB Ratio	0.87	1.01	0.97	0.77	0.87	2.01
P/TBV Ratio	0.95	1.10	1.04	0.81	0.91	2.09
P/FCF Ratio	-	-	1.31	1.01	1.23	3.07
P/OCF Ratio	-	-	1.28	0.99	1.20	3.01
PEG Ratio	-	3.54	3.54	3.54	3.54	3.54
EV/Sales Ratio	3.22	3.19	3.11	3.08	3.10	3.73
EV/EBITDA Ratio	12.70	12.58	12.41	15.97	13.63	10.03
EV/EBIT Ratio	14.09	13.95	13.77	18.62	15.37	10.84
EV/FCF Ratio	-	-	6.71	6.72	7.00	8.41
Debt / Equity Ratio	4.53	4.53	4.24	4.44	4.48	3.99
Debt / EBITDA Ratio	9.06	9.06	8.98	11.19	10.16	6.28
Debt / FCF Ratio	-	-	5.73	5.86	6.33	6.08
Asset Turnover	0.31	0.31	0.31	0.30	0.31	0.33
Quick Ratio	47.53	47.53	3.20	38.48	44.09	25.20
Current Ratio	49.92	49.92	3.47	41.79	48.14	28.19
Return on Equity (ROE)	12.16%	12.16%	12.14%	5.06%	17.32%	31.97%
Return on Assets (ROA)	4.44%	4.44%	4.34%	3.13%	3.91%	7.01%
Return on Invested Capital (ROIC)	5.42%	5.59%	5.42%	3.94%	5.07%	9.26%
Return on Capital Employed (ROCE)	6.90%	6.90%	9.20%	5.00%	5.90%	10.20%
Earnings Yield	13.68%	11.80%	11.94%	6.47%	19.03%	15.57%
FCF Yield	-	-	76.41%	99.12%	81.16%	32.56%
Dividend Yield	3.53%	3.10%	3.66%	5.18%	4.83%	1.93%
Payout Ratio	26.97%	-	29.45%	74.48%	22.16%	10.75%
Buyback Yield / Dilution	-0.27%	-0.27%	-3.79%	0.65%	9.27%	4.50%
Total Shareholder Return	3.26%	2.83%	-0.14%	5.83%	14.11%	6.43%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q