Regional Management Corp. (RM)

Regional Management Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year	Current	2023	2022	2021	2020	2019
Market Capitalization	283	247	269	570	338	331
Market Cap Growth	-4.91%	-8.36%	-52.74%	68.26%	2.22%	16.77%
Enterprise Value	1,551	1,550	1,520	1,548	1,058	1,102
PE Ratio	12.38	15.46	5.26	6.42	12.66	7.40
PS Ratio	0.50	0.45	0.53	1.33	0.91	0.93
PB Ratio	0.84	0.77	0.87	2.01	1.24	1.09
P/FCF Ratio	1.13	1.01	1.23	3.07	2.10	2.17
P/OCF Ratio	1.11	0.99	1.20	3.01	2.05	2.09
EV/Sales Ratio	2.77	2.81	3.00	3.61	2.83	3.10
EV/EBITDA Ratio	13.93	15.06	13.54	9.96	12.15	10.02
EV/EBIT Ratio	15.94	17.56	15.27	10.76	14.34	11.12
EV/FCF Ratio	6.18	6.34	6.96	8.35	6.57	7.23
Debt / Equity Ratio	4.13	4.44	4.48	3.99	2.91	2.73
Debt / EBITDA Ratio	12.49	13.92	12.32	7.25	9.09	7.52
Debt / FCF Ratio	5.54	5.86	6.33	6.08	4.91	5.43
Asset Turnover	0.32	0.32	0.32	0.34	0.35	0.34
Interest Coverage	1.43	1.31	2.91	4.59	1.95	2.47
Return on Equity (ROE)	6.90%	4.90%	16.90%	31.60%	10.10%	15.20%
Return on Assets (ROA)	1.30%	0.90%	3.20%	7.00%	2.50%	4.20%
Return on Capital (ROIC)	4.35%	3.86%	4.62%	8.04%	5.16%	6.65%
Earnings Yield	7.94%	6.47%	19.03%	15.57%	7.90%	13.51%
FCF Yield	88.68%	99.12%	81.16%	32.56%	47.58%	46.04%
Dividend Yield	4.20%	4.80%	4.30%	1.70%	0.70%	0.00%
Payout Ratio	51.95%	70.60%	21.80%	10.70%	8.20%	0.00%
Buyback Yield / Dilution	-1.29%	0.65%	9.27%	4.50%	5.33%	2.53%
Total Shareholder Return	2.91%	5.45%	13.57%	6.20%	6.03%	2.53%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).