Renasant Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,220	1,128	806.3	716.46	479.91	435.46
Interest Income on Investments	156.64	134.25	81.48	80.86	61.9	33.22
Total Interest Income	1,377	1,262	887.78	797.32	541.81	468.69
Interest Paid on Deposits	431.5	412.55	346.59	232.33	35.21	28.98
Interest Paid on Borrowings	47.86	45.74	28.99	45.66	25.3	15.71
Total Interest Expense	479.37	458.29	375.58	277.99	60.51	44.68
Net Interest Income	897.23	803.97	512.2	519.33	481.3	424
Net Interest Income Growth	45.43%	56.96%	-1.37%	7.90%	13.51%	-0.66%
Trust Income	34.54	31.2	23.56	22.13	22.34	20.46
Mortgage Banking Activities	36.55	37.35	36.38	32.41	35.79	109.6
Gain (Loss) on Sale of Assets	-	-	53.35	-	-	-
Gain (Loss) on Sale of Investments	-	-	-	-41.79	-	2.17
Other Non-Interest Income	70.31	61.4	48.6	61.12	51.16	58.19
Total Non-Interest Income	198.61	181.88	203.66	113.08	149.25	226.98
Non-Interest Income Growth	-4.63%	-10.69%	80.11%	-24.24%	-34.24%	-3.63%
Revenues Before Loan Losses	1,096	985.85	715.86	632.4	630.55	650.99
Provision for Loan Losses	33.26	107.46	9.27	15.59	23.87	-2.17
Revenue	1,063	878.39	706.58	616.81	606.68	653.15
Revenue Growth	44.45%	24.32%	14.56%	1.67%	-7.12%	13.50%
Salaries and Employee Benefits	365.54	350.84	269.89	268.05	250.15	270.55
Occupancy Expenses	63.22	56.28	38.88	46.47	44.82	38.54
Amortization of Goodwill & Intangibles	33.73	27.1	4.69	5.38	5.12	6.04
Selling, General & Administrative	99.85	92.69	74	65.55	60.56	72.95
Other Non-Interest Expense	78.35	73.77	59.96	53.91	32.66	35.5
Total Non-Interest Expense	643.35	602.33	448.27	439.62	392.85	429.96
EBT Excluding Unusual Items	419.23	276.06	258.31	177.19	213.83	223.2
Pretax Income	391.17	226.73	244.97	177.19	211.31	222.83
Income Tax Expense	77.11	45.46	49.51	32.51	45.24	46.94
Net Income	314.06	181.27	195.46	144.68	166.07	175.89
Net Income to Common	314.06	181.27	195.46	144.68	166.07	175.89
Net Income Growth	96.61%	-7.26%	35.10%	-12.88%	-5.58%	110.27%
Basic Shares Outstanding	94	87	59	56	56	56
Diluted Shares Outstanding	94	88	60	56	56	56
Shares Change	32.28%	46.47%	5.85%	0.42%	-0.37%	-0.08%
EPS (Basic)	3.35	2.09	3.29	2.58	2.97	3.13
EPS (Diluted)	3.33	2.07	3.27	2.56	2.95	3.12
EPS Growth	48.93%	-36.70%	27.73%	-13.22%	-5.45%	110.81%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.920	0.890	0.880	0.880	0.880	0.880
Dividend Growth	4.54%	1.14%	0%	0%	0%	0%
Effective Tax Rate	19.71%	20.05%	20.21%	18.35%	21.41%	21.06%

SEC Filings: 10-K · 10-Q