Renasant Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,215	1,128	806.3	716.46	479.91	435.46
Interest Income on Investments	157.77	134.25	81.48	80.86	61.9	33.22
Total Interest Income	1,373	1,262	887.78	797.32	541.81	468.69
Interest Paid on Deposits	422.95	412.55	346.59	232.33	35.21	28.98
Interest Paid on Borrowings	52.48	45.74	28.99	45.66	25.3	15.71
Total Interest Expense	475.43	458.29	375.58	277.99	60.51	44.68
Net Interest Income	897.4	803.97	512.2	519.33	481.3	424
Net Interest Income Growth	26.49%	56.96%	-1.37%	7.90%	13.51%	-0.66%
Trust Income	35.53	31.2	23.56	22.13	22.34	20.46
Mortgage Banking Activities	34.86	37.35	36.38	32.41	35.79	109.6
Gain (Loss) on Sale of Assets	-	-	53.35	-	-	-
Gain (Loss) on Sale of Investments	-	-	-	-41.79	-	2.17
Other Non-Interest Income	72.41	61.4	48.6	61.12	51.16	58.19
Total Non-Interest Income	201.86	181.88	203.66	113.08	149.25	226.98
Non-Interest Income Growth	22.36%	-10.69%	80.11%	-24.24%	-34.24%	-3.63%
Revenues Before Loan Losses	1,099	985.85	715.86	632.4	630.55	650.99
Provision for Loan Losses	36.12	107.46	9.27	15.59	23.87	-2.17
Revenue	1,063	878.39	706.58	616.81	606.68	653.15
Revenue Growth	37.12%	24.32%	14.56%	1.67%	-7.12%	13.50%
Salaries and Employee Benefits	363.83	350.84	269.89	268.05	250.15	270.55
Occupancy Expenses	62.82	56.28	38.88	46.47	44.82	38.54
Amortization of Goodwill & Intangibles	33.39	27.1	4.69	5.38	5.12	6.04
Selling, General & Administrative	97.95	92.69	74	65.55	60.56	72.95
Other Non-Interest Expense	76.66	73.77	59.96	53.91	32.66	35.5
Total Non-Interest Expense	637.35	602.33	448.27	439.62	392.85	429.96
EBT Excluding Unusual Items	425.79	276.06	258.31	177.19	213.83	223.2
Pretax Income	415.23	226.73	244.97	177.19	211.31	222.83
Income Tax Expense	82.01	45.46	49.51	32.51	45.24	46.94
Net Income	333.22	181.27	195.46	144.68	166.07	175.89
Net Income to Common	333.22	181.27	195.46	144.68	166.07	175.89
Net Income Growth	126.57%	-7.26%	35.10%	-12.88%	-5.58%	110.27%
Basic Shares Outstanding	93	87	59	56	56	56
Diluted Shares Outstanding	93	88	60	56	56	56
Shares Change	17.04%	46.47%	5.85%	0.42%	-0.37%	-0.08%
EPS (Basic)	3.59	2.09	3.29	2.58	2.97	3.13
EPS (Diluted)	3.57	2.07	3.27	2.56	2.95	3.12
EPS Growth	94.54%	-36.70%	27.73%	-13.22%	-5.45%	110.81%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.940	0.890	0.880	0.880	0.880	0.880
Dividend Growth	6.82%	1.14%	0%	0%	0%	0%
Effective Tax Rate	19.75%	20.05%	20.21%	18.35%	21.41%	21.06%

SEC Filings: 10-K · 10-Q