Repay Holdings Corporation (RPAY)

NASDAQ: RPAY · Real-Time Price · USD

3.565

+0.005 (0.14%)

At close: Sep 11, 2026, 4:00 PM EDT

3.560

-0.005 (-0.14%)

After-hours: Sep 11, 2026, 6:10 PM EDT

Repay Holdings Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	337.81	309.26	313.04	296.63	279.23	219.26
Revenue Growth	8.84%	-1.21%	5.53%	6.23%	27.35%	41.42%
Gross Profit	248.25	232.02	241.41	226.92	214.4	163.77
Operating Income	-10.56	-12.03	-7.77	-25.59	-42.41	-45.97
Net Income	-167.45	-256.72	-10.16	-110.49	12.84	-50.08
Earnings Per Share	-2.03	-3.00	-0.11	-1.23	0.12	-0.60
EPS Growth	-	-	-	-	-	-

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Consumer Payments	312.27	285.88	280.97	275.71	248.19	194.04
Business Payments	53.95	48.41	52.92	38.06	42.6	33.82
Elimination of Intersegment Revenues	-28.41	-25.04	-20.85	-17.14	-11.56	-8.6
Total	337.81	309.26	313.04	296.63	279.23	219.26

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	83.66	115.69	189.53	118.1	64.9	50.05
Total Debt	772.85	436.88	508.52	443.04	461.88	459.57
Net Cash (Debt)	-689.19	-321.19	-318.99	-324.95	-396.98	-409.52
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-8.34	-3.75	-3.55	-3.61	-3.59	-4.92

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	112.61	91.11	150.09	103.61	74.22	53.33
Capital Expenditures	-2.51	-0.29	-0.99	-0.73	-3.18	-2.86
Free Cash Flow	110.09	90.83	149.1	102.88	71.05	50.47
Free Cash Flow Growth	-14.91%	-39.08%	44.93%	44.81%	40.78%	83.56%

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Gross Margin	73.49%	75.02%	77.12%	76.50%	76.78%	74.69%
Operating Margin	-3.13%	-3.89%	-2.48%	-8.63%	-15.19%	-20.97%
Pretax Margin	-53.64%	-89.55%	-3.49%	-40.30%	5.34%	-39.56%
Profit Margin	-49.57%	-83.01%	-3.24%	-37.25%	4.60%	-22.84%
FCF Margin	32.59%	29.37%	47.63%	34.68%	25.44%	23.02%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 13, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	-	-	-	-	55.37	-
Forward PE	3.15	3.98	7.89	9.84	9.26	19.89
P/FCF Ratio	2.85	3.28	4.49	7.56	10.00	32.01
PS Ratio	0.93	0.96	2.14	2.62	2.55	7.37