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Repay Holdings Corporation (RPAY)
NASDAQ: RPAY · Real-Time Price · USD
3.800
+0.200 (5.56%)
At close: Jul 24, 2026, 4:00 PM EDT
3.810
+0.010 (0.26%)
After-hours: Jul 24, 2026, 7:34 PM EDT

Repay Holdings Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
312.73309.26313.04296.63279.23219.26
Revenue Growth
1.00%-1.21%5.53%6.23%27.35%41.42%
Gross Profit
234.84232.02241.41226.92214.4163.77
Operating Income
-251.11-254.72-7.77-111.41-47.2-54
Net Income
-258.72-256.72-10.16-110.4912.84-50.08
Earnings Per Share
-3.06-3.00-0.11-1.230.12-0.60
EPS Growth
------

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Consumer Payments
289.01285.88280.97275.71248.19194.04
Business Payments
50.4248.4152.9238.0642.633.82
Elimination of Intersegment Revenues
-26.7-25.04-20.85-17.14-11.56-8.6
Total
312.73309.26313.04296.63279.23219.26

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
43.77115.69189.53118.164.950.05
Total Debt
400.27436.88508.52443.04461.88459.57
Net Cash (Debt)
-356.5-321.19-318.99-324.95-396.98-409.52
Net Cash Growth
------
Net Cash Per Share
-4.22-3.75-3.55-3.61-3.59-4.91

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
105.4391.11150.09103.6174.2253.33
Capital Expenditures
-0.26-0.29-0.99-0.73-3.18-2.86
Free Cash Flow
105.1790.83149.1102.8871.0550.47
Free Cash Flow Growth
-17.02%-39.08%44.93%44.81%40.78%83.56%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
75.09%75.02%77.12%76.50%76.78%74.69%
Operating Margin
-80.30%-82.36%-2.48%-37.56%-16.90%-24.63%
Pretax Margin
-88.36%-89.55%-3.49%-40.30%5.34%-39.56%
Profit Margin
-87.28%-87.66%-3.30%-39.59%3.13%-25.56%
FCF Margin
33.63%29.37%47.63%34.68%25.44%23.02%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
----67.08-
Forward PE
3.883.987.899.849.2619.89
P/FCF Ratio
3.183.294.707.5410.0032.04
PS Ratio
1.070.962.242.612.547.37