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Repay Holdings Corporation (RPAY)
NASDAQ: RPAY · Real-Time Price · USD
3.880
+0.050 (1.31%)
At close: Sep 3, 2026, 4:00 PM EDT
3.880
0.00 (0.00%)
After-hours: Sep 3, 2026, 5:43 PM EDT

Repay Holdings Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
337.81309.26313.04296.63279.23219.26
Revenue Growth
8.84%-1.21%5.53%6.23%27.35%41.42%
Gross Profit
248.25232.02241.41226.92214.4163.77
Operating Income
-10.56-12.03-7.77-25.59-42.41-45.97
Net Income
-167.45-256.72-10.16-110.4912.84-50.08
Earnings Per Share
-2.03-3.00-0.11-1.230.12-0.60
EPS Growth
------

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Consumer Payments
312.27285.88280.97275.71248.19194.04
Business Payments
53.9548.4152.9238.0642.633.82
Elimination of Intersegment Revenues
-28.41-25.04-20.85-17.14-11.56-8.6
Total
337.81309.26313.04296.63279.23219.26

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
83.66115.69189.53118.164.950.05
Total Debt
772.85436.88508.52443.04461.88459.57
Net Cash (Debt)
-689.19-321.19-318.99-324.95-396.98-409.52
Net Cash Growth
------
Net Cash Per Share
-8.34-3.75-3.55-3.61-3.59-4.92

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
112.6191.11150.09103.6174.2253.33
Capital Expenditures
-2.51-0.29-0.99-0.73-3.18-2.86
Free Cash Flow
110.0990.83149.1102.8871.0550.47
Free Cash Flow Growth
-14.91%-39.08%44.93%44.81%40.78%83.56%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
73.49%75.02%77.12%76.50%76.78%74.69%
Operating Margin
-3.13%-3.89%-2.48%-8.63%-15.19%-20.97%
Pretax Margin
-53.64%-89.55%-3.49%-40.30%5.34%-39.56%
Profit Margin
-49.57%-83.01%-3.24%-37.25%4.60%-22.84%
FCF Margin
32.59%29.37%47.63%34.68%25.44%23.02%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
----55.37-
Forward PE
3.433.987.899.849.2619.89
P/FCF Ratio
3.113.284.497.5610.0032.01
PS Ratio
1.010.962.142.622.557.37