Repay Holdings Corporation (RPAY)
NASDAQ: RPAY · Real-Time Price · USD
3.780
+0.020 (0.53%)
Aug 27, 2026, 4:00 PM EDT - Market closed

Repay Holdings Statistics

Total Valuation

Repay Holdings has a market cap or net worth of $333.34 million. The enterprise value is $1.02 billion.

Market Cap333.34M
Enterprise Value 1.02B

Important Dates

The last earnings date was Monday, August 10, 2026, after market close.

Earnings Date Aug 10, 2026
Ex-Dividend Date n/a

Share Statistics

Repay Holdings has 88.18 million shares outstanding. The number of shares has decreased by -6.74% in one year.

Current Share Class 82.90M
Shares Outstanding 88.18M
Shares Change (YoY) -6.74%
Shares Change (QoQ) +0.93%
Owned by Insiders (%) 10.80%
Owned by Institutions (%) 61.01%
Float 42.29M

Valuation Ratios

PE Ratio n/a
Forward PE 3.34
PS Ratio 0.99
Forward PS 0.54
PB Ratio 0.66
P/TBV Ratio n/a
P/FCF Ratio 3.03
P/OCF Ratio 2.96
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 13.96, with an EV/FCF ratio of 9.29.

EV / Earnings n/a
EV / Sales 3.03
EV / EBITDA 13.96
EV / EBIT n/a
EV / FCF 9.29

Financial Position

The company has a current ratio of 1.45, with a Debt / Equity ratio of 1.65.

Current Ratio 1.45
Quick Ratio 1.03
Debt / Equity 1.65
Debt / EBITDA 10.19
Debt / FCF 7.02
Interest Coverage -0.54

Financial Efficiency

Return on equity (ROE) is -31.83% and return on invested capital (ROIC) is -1.06%.

Return on Equity (ROE) -31.83%
Return on Assets (ROA) -0.44%
Return on Invested Capital (ROIC) -1.06%
Return on Capital Employed (ROCE) -0.72%
Weighted Average Cost of Capital (WACC) 5.74%
Revenue Per Employee $695,080
Profits Per Employee -$344,551
Employee Count486
Asset Turnover 0.22
Inventory Turnover n/a

Taxes

Income Tax -4.75M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -35.16% in the last 52 weeks. The beta is 1.85, so Repay Holdings's price volatility has been higher than the market average.

Beta (5Y) 1.85
52-Week Price Change -35.16%
50-Day Moving Average 3.84
200-Day Moving Average 3.49
Relative Strength Index (RSI) 48.15
Average Volume (20 Days) 460,354

Short Selling Information

The latest short interest is 4.13 million, so 4.68% of the outstanding shares have been sold short.

Short Interest 4.13M
Short Previous Month 4.19M
Short % of Shares Out 4.68%
Short % of Float 9.76%
Short Ratio (days to cover) 9.61

Income Statement

In the last 12 months, Repay Holdings had revenue of $337.81 million and -$167.45 million in losses. Loss per share was -$2.03.

Revenue337.81M
Gross Profit 248.25M
Operating Income -10.56M
Pretax Income -181.20M
Net Income -167.45M
EBITDA 73.25M
EBIT -10.56M
Loss Per Share -$2.03
Full Income Statement

Balance Sheet

The company has $83.66 million in cash and $772.85 million in debt, with a net cash position of -$689.19 million or -$7.82 per share.

Cash & Cash Equivalents 83.66M
Total Debt 772.85M
Net Cash -689.19M
Net Cash Per Share -$7.82
Equity (Book Value) 469.26M
Book Value Per Share 5.70
Working Capital 66.08M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $112.61 million and capital expenditures -$2.51 million, giving a free cash flow of $110.09 million.

Operating Cash Flow 112.61M
Capital Expenditures -2.51M
Depreciation & Amortization 83.80M
Net Borrowing 281.52M
Free Cash Flow 110.09M
FCF Per Share $1.25
Full Cash Flow Statement

Margins

Gross margin is 73.49%, with operating and profit margins of -3.12% and -49.57%.

Gross Margin 73.49%
Operating Margin -3.12%
Pretax Margin -53.64%
Profit Margin -49.57%
EBITDA Margin 21.68%
EBIT Margin -3.12%
FCF Margin 32.59%

Dividends & Yields

Repay Holdings does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 6.74%
Shareholder Yield 6.74%
Earnings Yield -50.24%
FCF Yield 33.03%

Analyst Forecast

The average price target for Repay Holdings is $6.85, which is 81.22% higher than the current price. The consensus rating is "Strong Buy".

Price Target $6.85
Price Target Difference 81.22%
Analyst Consensus Strong Buy
Analyst Count 5
Revenue Growth Forecast (3Y) 29.98%
EPS Growth Forecast (3Y) 20.33%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Repay Holdings has an Altman Z-Score of -0.12 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score -0.12
Piotroski F-Score 4