Banco Santander Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	152,281	192,208	220,342	223,073	-
Securities and Investments	-	103,943	-	-	-
Trading Assets	-	230,253	-	-	-
Net Loans	-	1,203,707	-	-	-
Net Property, Plant & Equipment	27,438	-	-	-	-
Other Intangible Assets	5,350	5,821	5,854	4,904	-
Goodwill	11,958	13,438	14,017	13,741	-
Long-Term Investments	7,052	-	-	-	-
Other Non-Earning Assets	118,010	9,192	7,760	8,081	-
Total Assets	1,867,515	1,837,081	1,797,062	1,734,659	-
Interest-bearing deposits	62,050	-	1,205,811	1,174,507	1,101,743
Total Deposits	62,050	-	1,205,811	1,174,507	1,101,743
Short-Term Interbank Borrowing and Repurchase Agreements	137,187	-	-	-	-
Trading Liabilities	-	152,151	-	-	79,469
Long-Term Debt	324,390	-	308,579	280,339	246,163
Other Liabilities	80,133	21,087	65,496	60,779	66,514
Total Liabilities	1,754,767	1,729,754	1,692,821	1,637,074	1,498,782
Common Stock	-	7,576	-	-	8,670
Treasury Stock	-	-68	-	-	-894
Additional Paid-in Capital	-	40,079	-	-	48,637
Accumulated Other Comprehensive Income	-	-36,595	-	-	-65,438
Retained Earnings	12,403	87,609	-	-	63,236
Total Common Shareholders' Equity	12,403	98,601	-	-	54,211
Minority Interest	9,578	-	-	-	10,123
Shareholders' Equity	112,748	98,601	-	-	119,649
Total Liabilities & Equity	1,867,515	1,837,081	1,692,821	1,637,074	1,595,835
Total Debt	324,390	0	308,579	280,339	246,163
Net Cash (Debt)	-324,390	-0	-308,579	-280,339	-246,163
Net Cash Per Share	-	-	-18.99	-16.59	-14.21
Book Value	12,403	98,601	0	0	54,211
Book Value Per Share	-	6.33	-	-	3.13
Tangible Book Value	-4,905	79,342	-19,871	-18,645	54,211
Tangible Book Value Per Share	-	5.10	-1.22	-1.10	3.13

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q