Revenue Breakdown

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016	Dec '15 Dec 31, 2015	Dec '14 Dec 31, 2014	Dec '13 Dec 31, 2013	Dec '12 Dec 31, 2012
Retail & Commercial Banking Revenue (Pre-FY2025 Reporting)	-	31.22B	32.37B
Retail & Commercial Banking Revenue (Pre-FY2025 Reporting) Growth	-	-3.58%	8.81%
Openbank Revenue	13.04B	13.02B	12.91B
Openbank Revenue Growth	0.20%	0.80%	5.01%
Corporate & Investment Banking Revenue	8.65B	8.49B	8.34B
Corporate & Investment Banking Revenue Growth	1.93%	1.79%	10.79%
Wealth Management & Insurance Revenue	4.22B	4.24B	3.80B
Wealth Management & Insurance Revenue Growth	-0.45%	11.46%	18.47%
Corporate Centre Revenue	-537.00M	-581.00M	-676.00M
PagoNxt Revenue	-	1.37B	1.24B
PagoNxt Revenue Growth	-	10.73%	8.77%
Cards Revenue	-	4.64B	4.22B
Cards Revenue Growth	-	9.95%	1.49%
Payments Revenue	-	6.01B	5.46B
Payments Revenue Growth	-	10.15%	3.04%

EBIT

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016	Dec '15 Dec 31, 2015	Dec '14 Dec 31, 2014	Dec '13 Dec 31, 2013	Dec '12 Dec 31, 2012
Retail & Commercial Banking Net Operating Income (Pre-FY2025 Reporting)	-	18.90B	19.58B
Retail & Commercial Banking Net Operating Income (Pre-FY2025 Reporting) Growth	-	-3.45%	15.64%
Openbank Net Operating Income	7.71B	7.73B	7.73B
Openbank Net Operating Income Growth	-0.18%	-0.01%	9.90%
Corporate & Investment Banking Net Operating Income	4.79B	4.62B	4.54B
Corporate & Investment Banking Net Operating Income Growth	3.70%	1.72%	-7.36%
Wealth Management & Insurance Net Operating Income	2.73B	2.74B	2.35B
Wealth Management & Insurance Net Operating Income Growth	-0.47%	16.63%	4.96%
Corporate Centre Net Operating Income	-954.00M	-983.00M	-1.06B
PagoNxt Net Operating Income	-	235.00M	80.00M
PagoNxt Net Operating Income Growth	-	193.75%	63.27%
Cards Net Operating Income	-	3.42B	2.95B
Cards Net Operating Income Growth	-	15.90%	1.55%
Payments Net Operating Income	-	3.65B	3.03B
Payments Net Operating Income Growth	-	20.59%	2.57%

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016	Dec '15 Dec 31, 2015	Dec '14 Dec 31, 2014	Dec '13 Dec 31, 2013	Dec '12 Dec 31, 2012
Corporate & Investment Banking Net Operating Income	4.79B	4.62B	4.54B
Corporate & Investment Banking Net Operating Income Growth	3.70%	1.72%	-7.36%
Wealth Management & Insurance Net Operating Income	2.73B	2.74B	2.35B
Wealth Management & Insurance Net Operating Income Growth	-0.47%	16.63%	4.96%