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Banco Santander, S.A. (SAN)
NYSE: SAN · Real-Time Price · USD
11.69
-0.78 (-6.26%)
At close: Oct 28, 2026, 4:00 PM EDT
11.80
+0.11 (0.97%)
After-hours: Oct 28, 2026, 7:58 PM EDT

Banco Santander Balance Sheet

Millions EUR. Fiscal year is Jan - Dec.

Assets

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Cash & Equivalents
162,33618,90617,852152,28116,620175,55519,128192,20824,832156,234174,161220,342217,057207,546203,359223,073246,533211,276198,501210,689
Investment Securities
1,518,908247,107227,489218,307207,974198,655227,553216,004199,765265,799255,791195,536240,797231,861223,738205,948215,310203,437191,574184,924
Trading Asset Securities
321,809296,437290,063261,451258,112245,456252,754240,239237,363216,945220,703188,108212,728193,211184,446166,885193,775177,352162,356135,565
Total Investments
1,840,717543,544517,552479,758466,086444,111480,307456,243437,128482,744476,494383,644453,525425,072408,184372,833409,085380,789353,930320,489
Gross Loans
-1,204,7061,136,4301,097,8591,080,5901,062,5571,126,7411,116,0301,103,1791,074,0121,074,6101,118,6141,071,8341,074,9071,063,9241,064,8891,085,3071,057,0871,042,653999,553
Allowance for Loan Losses
--23,417-22,760-21,158-21,055-20,689-22,143-22,125--22,625-22,844-22,788-23,242-23,146-22,608-22,684-24,085-23,452-24,026-22,964
Net Loans
-1,181,2891,113,6701,076,7011,059,5351,041,8681,104,5981,093,9051,103,1791,051,3871,051,7661,095,8261,048,5921,051,7611,041,3161,042,2051,061,2221,033,6351,018,627976,589
Property, Plant & Equipment
25,58825,51525,75526,41627,60828,17429,98731,21231,61232,76433,26332,92633,39533,11832,94033,04434,55333,62132,83632,342
Goodwill
18,92313,14312,25211,95812,02511,96013,51013,43813,48713,66814,02814,01714,07214,12613,87013,74114,13813,87713,47012,713
Other Intangible Assets
7,2125,6295,2755,3505,2625,2895,6405,8215,5905,6915,8825,8545,5635,4025,0104,9044,6514,4723,9803,871
Investments in Real Estate
8899659951,0228008238358759249459669561,0541,0411,0491,0291,1091,019945979
Other Receivables
11,43911,1389,72111,1329,8979,5169,87811,4269,47110,0179,22710,6239,6208,7939,1479,2008,2228,2937,2025,756
Restricted Cash
-119,102119,464-145,279-147,820-144,545-----------
Other Current Assets
438536375,65266,76966,1331,3784,4032692532,9923,1593,1002493,3073,3663,7143704,0013,054
Long-Term Deferred Tax Assets
20,94120,34019,65318,94418,91518,48719,29319,17019,11819,97520,81520,76721,02621,04720,56120,78721,29520,73220,33019,440
Other Real Estate Owned & Foreclosed
-2,4872,4992,4872,6052,5832,5962,6212,6762,668-2,773-2,912-3,101-3,472-3,651
Other Long-Term Assets
14,28512,02211,5745,8149,26711,38910,2075,7599,4289,91510,4126,1759,8409,42610,6597,37611,27011,28412,1906,262
Total Assets
2,102,3341,954,4651,856,6251,867,5151,840,6681,815,8881,845,1771,837,0811,802,2591,786,2611,800,0061,797,0621,816,8441,780,4931,749,4021,734,6591,815,7921,722,8401,666,0121,595,835

Liabilities

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Accounts Payable
---1,452---1,452---1,783---1,563---1,475
Accrued Expenses
3,0287637789,7387987607489,7307107142,76511,8512,6377412,22610,5192,0866782,2699,100
Interest Bearing Deposits
-1,189,3761,116,660413,8971,092,3291,079,8851,150,754447,8271,130,5631,134,6111,144,639462,9651,162,1251,146,4441,140,185428,3621,213,6761,167,2621,143,284394,489
Non-Interest Bearing Deposits
---688,927---707,418---697,339---718,366---711,377
Total Deposits
-1,189,3761,116,6601,102,8241,092,3291,079,8851,150,7541,155,2451,130,5631,134,6111,144,6391,160,3041,162,1251,146,4441,140,1851,146,7281,213,6761,167,2621,143,2841,105,866
Short-Term Borrowings
6,15156,76263,90756,53955,92854,89754,75162,72255,74757,80861,07258,57273,24972,23872,29474,26493,76776,32763,94859,552
Current Portion of Long-Term Debt
---89,594---85,530---93,437---81,852---61,913
Current Portion of Leases
---466---526---586---707---690
Current Income Taxes Payable
4,0893,8163,9163,6643,5373,0993,7163,3223,0403,6913,9093,8464,1803,1642,6753,0403,3302,8532,7132,187
Other Current Liabilities
218,458141,899136,716190,939172,547165,180115,282102,69893,41782,20776,01278,70379,27872,62960,64657,74750,05847,25441,95832,413
Long-Term Debt
-348,067328,619234,796316,623311,963318,216239,991321,933311,862316,560215,142301,268291,553286,759198,487285,033260,646247,810184,250
Long-Term Leases
---1,356---1,676---1,814---1,915---2,166
Long-Term Unearned Revenue
-------------------56
Pension & Post-Retirement Benefits
2,5872,6682,5842,6492,5812,6362,4922,6463,1512,8302,9493,1053,0273,1433,0963,3423,4603,5964,1184,427
Long-Term Deferred Tax Liabilities
5,6505,9685,7795,9045,9205,8126,3836,2766,1376,1116,1616,0866,4066,4846,8536,4287,1117,2326,9056,462
Other Long-Term Liabilities
1,743,97189,24885,11854,84680,49182,67182,32157,94082,49882,77980,91457,59281,77782,05375,17850,48257,95959,53053,62928,225
Total Liabilities
1,983,9341,838,5671,744,0771,754,7671,730,7541,706,9031,734,6631,729,7541,697,1961,682,6131,694,9811,692,8211,713,9471,678,4491,649,9121,637,0741,716,4801,625,3781,566,6341,498,782

Shareholders' Equity

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Common Stock
7,2787,3457,3457,3457,4437,4437,5767,5767,7477,7477,9138,0928,0928,0928,2278,3978,3978,3978,6708,670
Additional Paid-In Capital
35,15636,79236,79236,79238,49238,49240,07940,07941,60441,60443,06344,37344,37344,37345,29446,27346,27346,27347,97947,979
Retained Earnings
104,574102,58299,31895,18793,40791,86590,29185,56184,22182,56779,41776,37975,37373,94071,30368,32167,86766,55464,97361,512
Treasury Stock
-1,533-3,815-2,679-96-532-5-597-68-459-6-434-1,078-28-47-635-675-54-10-1,068-894
Comprehensive Income & Other
-33,963-33,558-34,751-36,058-37,733-37,294-35,964-34,547-36,514-36,039-33,703-32,343-33,614-32,889-33,626-33,212-31,459-31,703-30,164-30,337
Total Common Equity
111,512109,346106,025103,170101,077100,501101,38598,60196,59995,87396,25695,42394,19693,46990,56389,10491,02489,51190,39086,930
Minority Interest
6,8886,5526,5239,5788,8378,4849,1298,7268,4647,7758,7698,8188,7018,5758,9278,4818,2887,9518,98810,123
Shareholders' Equity
118,400115,898112,548112,748109,914108,985110,514107,327105,063103,648105,025104,241102,897102,04499,49097,58599,31297,46299,37897,053
Total Liabilities & Equity
2,102,3341,954,4651,856,6251,867,5151,840,6681,815,8881,845,1771,837,0811,802,2591,786,2611,800,0061,797,0621,816,8441,780,4931,749,4021,734,6591,815,7921,722,8401,666,0121,595,835

Additional Metrics

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Total Debt
6,151404,829392,526382,751372,551366,860372,967390,445377,680369,670377,632369,551374,517363,791359,053357,225378,800336,973311,758308,571
Net Cash (Debt)
477,994-89,486-84,61130,981-97,81954,151-101,08542,002-115,48564,38469,20538,899100,51282,96577,40572,233112,60197,39386,13270,947
Net Cash Growth (YoY)
----26.24%--15.89%-7.98%--22.40%-10.59%-46.15%-10.74%-14.81%-10.13%1.81%25.16%18.29%-9.63%40.87%
Net Cash Per Share
51.01-6.19-5.791.98-6.253.61-6.662.57-7.45-4.372.256.184.974.524.105.695.394.743.87
Filing Date Shares Outstanding
9,07214,32114,54214,67814,81514,90115,09115,13715,44815,49215,71515,88616,17616,17017,14016,55116,77316,79117,00817,063
Total Common Shares Outstanding
9,07214,32114,54214,67814,81514,90115,09115,13715,44815,49215,71515,88616,17616,17017,14016,55116,77316,79117,00817,063
Book Value Per Share
12.297.647.297.036.826.636.726.516.256.196.136.015.825.785.285.385.435.335.315.09
Tangible Book Value
85,37790,57488,49885,86283,79083,25282,23579,34277,52276,51476,34675,55274,56173,94171,68370,45972,23571,16272,94070,346
Tangible Book Value Per Share
9.416.326.095.855.665.495.455.245.024.944.864.764.614.574.184.264.314.244.294.12
SEC Filings: 10-K · 10-Q