Seacoast Banking Corporation of Florida (SBCF)

SBCF Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	144.88	120.99	104.03	106.51	124.4
Depreciation & Amortization	19.18	16.83	16.3	12.6	10.06
Provision for Credit Losses	51.26	16.26	37.52	26.18	-9.42
Stock-Based Compensation	15.74	13.74	13.44	11.16	8.69
Net Change in Loans Held-for-Sale	7.3	4.13	3.41	34.7	52.98
Other Adjustments	24.13	11.91	-6.37	-17.83	-18.58
Changes in Other Operating Activities	-69.37	-3.95	-17.72	22.55	-13.55
Operating Cash Flow	188.06	179.9	150.61	195.86	154.57
Operating Cash Flow Growth	4.54%	19.45%	-23.10%	26.71%	154.85%
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements	18.65	2.64	-2.62	3.24	0.75
Net Change in Loans Held-for-Investment	-963.07	-253.91	110.67	-624.64	307.08
Net Change in Securities and Investments	122.08	-349	302.11	-16.8	-758.13
Proceeds from Business Divestments	169.56	-	141.67	281.75	98.1
Capital Expenditures	-9.17	-4.03	-10.29	-12.65	-4.33
Sale of Property, Plant & Equipment	4.53	2.84	0.58	15.95	5.6
Other Investing Activities	-54.4	-5.42	-14.67	-11.73	-61.59
Investing Cash Flow	-706.76	-606.88	527.45	-364.88	-412.51
Net Change in Deposits	-142.15	465.49	-324	-384.4	640.11
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	51.87	-142.5	202.54	50.46	1.96
Net Short-Term Debt Issued (Repaid)	115	-	-280	-62.5	-
Long-Term Debt Issued	710	355	110	75	-
Long-Term Debt Repaid	-235	-160	-75	-7.5	-33
Net Long-Term Debt Issued (Repaid)	475	195	35	67.5	-33
Issuance of Common Stock	-1.35	0.95	5.1	3.41	5.02
Repurchase of Common Stock	-	-0.88	-10.87	-	-
Net Common Stock Issued (Repurchased)	-1.35	0.07	-5.77	3.41	5.02
Common Dividends Paid	-67.73	-61.65	-60.59	-41.24	-22.51
Financing Cash Flow	430.64	456.41	-432.82	-366.77	591.58
Net Cash Flow	-88.06	29.43	245.24	-535.79	333.64
Free Cash Flow	178.89	175.87	140.32	183.21	150.25
Free Cash Flow Growth	1.72%	25.33%	-23.41%	21.94%	154.37%
FCF Margin	29.75%	35.23%	26.48%	45.12%	42.18%
Free Cash Flow Per Share	2.01	2.07	1.66	2.85	2.63
Levered Free Cash Flow	673.37	324.83	-152.68	134.01	83.58
Unlevered Free Cash Flow	-59.37	8.84	-11.72	22.51	-7.82

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q