Seacoast Banking Corporation of Florida (SBCF)

SBCF Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	162.16	144.88	120.99	104.03	106.51	124.4
Depreciation & Amortization	88.86	78.74	60.88	0.42	10.63	-3.85
Gain (Loss) on Sale of Assets	0.15	-0.08	0.43	2.29	-0.36	0.18
Gain (Loss) on Sale of Investments	25.53	-7.04	5.05	1.99	0.58	6.58
Provision for Credit Losses	47.39	51.26	16.26	37.52	26.18	-9.42
Net Decrease (Increase) in Loans Originated / Sold - Operating	-2.05	7.3	4.13	3.41	34.7	52.98
Change in Other Net Operating Assets	-88.68	-69.37	-3.95	-17.72	22.55	-13.55
Other Operating Activities	12.65	12.04	9.55	9.44	-10.4	3.84
Operating Cash Flow	218.25	188.06	179.9	150.61	195.86	154.57
Operating Cash Flow Growth	8.20%	4.54%	19.45%	-23.10%	26.71%	154.85%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-11.3	-9.17	-4.03	-10.29	-12.65	-4.33
Cash Acquisitions	169.56	169.56	-	141.67	281.75	98.1
Investment in Securities	688.26	140.73	-342.25	299.49	-13.56	-757.38
Net Decrease (Increase) in Loans Originated / Sold - Investing	-1,166	-963.07	-253.91	110.67	-624.64	307.08
Other Investing Activities	-31.34	-49.34	-9.53	-14.67	-11.14	-55.99
Investing Cash Flow	-348.03	-706.76	-606.88	527.45	-364.88	-412.51

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Short-Term Debt Issued	-	166.87	-	202.54	50.46	1.96
Long-Term Debt Issued	-	710	355	110	75	-
Total Debt Issued	936.87	876.87	355	312.54	125.46	1.96
Short-Term Debt Repaid	-	-	-142.5	-280	-62.5	-
Long-Term Debt Repaid	-	-235	-160	-75	-7.5	-33
Total Debt Repaid	-734.93	-235	-302.5	-355	-70	-33
Net Debt Issued (Repaid)	201.94	641.87	52.5	-42.46	55.46	-31.04
Issuance of Common Stock	-	-	0.95	5.1	3.41	5.02
Repurchase of Common Stock	-33.33	-	-0.88	-10.87	-	-
Common Dividends Paid	-78.37	-67.73	-61.65	-60.59	-41.24	-22.51
Net Increase (Decrease) in Deposit Accounts	138.63	-142.15	465.49	-324	-384.4	640.11
Other Financing Activities	-1.58	-1.35	-	-	-	-
Financing Cash Flow	227.3	430.64	456.41	-432.82	-366.77	591.58

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	97.52	-88.06	29.43	245.24	-535.79	333.64

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	206.94	178.89	175.87	140.32	183.21	150.25
Free Cash Flow Growth	5.60%	1.72%	25.33%	-23.41%	21.94%	154.37%
Free Cash Flow Margin	30.34%	29.90%	35.23%	26.48%	45.12%	42.18%
Free Cash Flow Per Share	2.05	2.01	2.07	1.66	2.85	2.63

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	296.09	277.64	287.27	191.23	13.74	9.98
Cash Income Tax Paid	24.97	13.44	16.89	-6	29.59	30.89

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jul 28, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 19, 2026

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