Seacoast Banking Corporation of Florida (SBCF)

SBCF Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	145.31	144.88	120.99	104.03	106.51	124.4
Depreciation & Amortization	20.22	19.18	16.83	16.3	12.6	10.06
Provision for Credit Losses	42.77	51.26	16.26	37.52	26.18	-9.42
Stock-Based Compensation	17.18	15.74	13.74	13.44	11.16	8.69
Net Change in Loans Held-for-Sale	4.39	7.3	4.13	3.41	34.7	52.98
Other Adjustments	59.21	24.13	11.91	-6.37	-17.83	-18.58
Changes in Other Operating Activities	-60.8	-69.37	-3.95	-17.72	22.55	-13.55
Operating Cash Flow	228.84	188.06	179.9	150.61	195.86	154.57
Operating Cash Flow Growth	22.88%	4.54%	19.45%	-23.10%	26.71%	154.85%
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements	28.86	18.65	2.64	-2.62	3.24	0.75
Net Change in Loans Held-for-Investment	-825.73	-963.07	-253.91	110.67	-624.64	307.08
Net Change in Securities and Investments	544.02	122.08	-349	302.11	-16.8	-758.13
Proceeds from Business Divestments	-16.44	169.56	-	141.67	281.75	98.1
Capital Expenditures	-8.26	-9.17	-4.03	-10.29	-12.65	-4.33
Sale of Property, Plant & Equipment	4.44	4.53	2.84	0.58	15.95	5.6
Other Investing Activities	-42.1	-54.4	-5.42	-14.67	-11.73	-61.59
Investing Cash Flow	-125.47	-706.76	-606.88	527.45	-364.88	-412.51
Net Change in Deposits	-92.91	-142.15	465.49	-324	-384.4	640.11
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	71.27	51.87	-142.5	202.54	50.46	1.96
Net Short-Term Debt Issued (Repaid)	25	115	-	-280	-62.5	-
Long-Term Debt Issued	460	710	355	110	75	-
Long-Term Debt Repaid	-365	-235	-160	-75	-7.5	-33
Net Long-Term Debt Issued (Repaid)	95	475	195	35	67.5	-33
Issuance of Common Stock	-0.8	-1.35	0.95	5.1	3.41	5.02
Repurchase of Common Stock	-10	-	-0.88	-10.87	-	-
Net Common Stock Issued (Repurchased)	-10.8	-1.35	0.07	-5.77	3.41	5.02
Common Dividends Paid	-73.12	-67.73	-61.65	-60.59	-41.24	-22.51
Financing Cash Flow	204.43	430.64	456.41	-432.82	-366.77	591.58
Net Cash Flow	307.81	-88.06	29.43	245.24	-535.79	333.64
Free Cash Flow	220.58	178.89	175.87	140.32	183.21	150.25
Free Cash Flow Growth	23.31%	1.72%	25.33%	-23.41%	21.94%	154.37%
FCF Margin	34.85%	29.75%	35.23%	26.48%	45.12%	42.18%
Free Cash Flow Per Share	2.39	2.01	2.07	1.66	2.85	2.63
Levered Free Cash Flow	212.19	673.37	324.83	-152.68	134.01	83.58
Unlevered Free Cash Flow	-48.84	-59.37	8.84	-11.72	22.51	-7.82

Updated May 6, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q