Sterling Bancorp, Inc. (SBT)
Stock Price Chart
Key Info
| Market Cap | 179.80M |
| Revenue (ttm) | 132.56M |
| Net Income (ttm) | 59.00M |
| Shares Out | 50.20M |
| EPS (ttm) | 1.11 |
| PE Ratio | 3.24 |
| Forward PE | n/a |
| Dividend | $0.04 |
| Dividend Yield | 1.11% |
Stock Quote
| Trading Day | Jul 6, 2020 |
| Last Price | $3.60 |
| Previous Close | $3.46 |
| Change ($) | 0.14 |
| Change (%) | 4.05% |
| Day's Open | 3.50 |
| Day's Range | 3.50 - 3.66 |
| Day's Volume | 107,632 |
| 52-Week Range | 2.53 - 10.49 |
More Stats
| Market Cap | 179.80M |
| Enterprise Value | 347.40M |
| Earnings Date (est) | Aug 3, 2020 |
| Ex-Dividend Date | Feb 20, 2020 |
| Shares Outstanding | 50.20M |
| Float | 15.21M |
| EPS (basic) | 1.14 |
| EPS (diluted) | 1.11 |
| FCF / Share | 1.44 |
| Dividend | $0.04 |
| Dividend Yield | 1.11% |
| Earnings Yield | 30.83% |
| FCF Yield | 40.31% |
| Payout Ratio | 3.50% |
| Shares Short | 170,742 |
| Short Ratio | 1.13 |
| Short % of Float | 1.70% |
| Beta | 0.93 |
| PE Ratio | 3.24 |
| Forward PE | n/a |
| P/FCF Ratio | 2.48 |
| PS Ratio | 1.36 |
| PB Ratio | 0.45 |
| Revenue | 132.56M |
| Operating Income | 82.39M |
| Net Income | 59.00M |
| Free Cash Flow | 72.47M |
| Net Cash | -167.60M |
| Net Cash / Share | -3.36 |
| Gross Margin | 100.00% |
| Operating Margin | 62.15% |
| Profit Margin | 43.30% |
| FCF Margin | 54.67% |
| ROA | 1.77% |
| ROE | 16.38% |
| ROIC | 2.30% |
Analyst Summary
Analyst Consensus: Buy
Financial Performance
Financial Overview
| Year | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|
| Revenue | 139 | 111 | 89.06 | 65.69 |
| Revenue Growth | 24.91% | 24.87% | 35.57% | - |
| Gross Profit | 139 | 111 | 89.06 | 65.69 |
| Operating Income | 88.57 | 70.45 | 56.45 | 37.80 |
| Net Income | 63.47 | 37.98 | 33.23 | 22.51 |
| Shares Outstanding | 52.96 | 46.22 | 45.27 | 46.15 |
| Earnings Per Share | 1.20 | 0.82 | 0.73 | 0.49 |
| EPS Growth | 46.34% | 12.33% | 48.98% | - |
| Dividend Per Share | 0.04 | - | - | - |
| Operating Cash Flow | 60.58 | 44.41 | 28.70 | 24.49 |
| Capital Expenditures | -3.85 | -2.40 | -2.00 | -1.50 |
| Free Cash Flow | 56.73 | 42.01 | 26.70 | 23.00 |
| Cash & Equivalents | 53.63 | 40.15 | 22.12 | 15.61 |
| Total Debt | 358 | 403 | 358 | 326 |
| Net Cash / Debt | -304 | -363 | -335 | -311 |
| Assets | 3,197 | 2,962 | 2,164 | 1,712 |
| Liabilities | 2,862 | 2,689 | 2,001 | 1,576 |
| Book Value | 335 | 273 | 162 | 136 |
Company Profile
Company Details
| Full Name | Sterling Bancorp, Inc. |
| Country | United States |
| CEO | Thomas M. O'Brien |
Stock Information
| Ticker Symbol | SBT |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: SBT |
| IPO Date | November 17, 2017 |
Description
Sterling Bancorp, Inc. (Southfield, MI) operates as the unitary thrift holding company for Sterling Bank and Trust, F.S.B. that provides community banking services to individual and business customers. The company offers checking, savings, and money market accounts, as well as IRAs and certificates of deposit; and one- to four-family residential, commercial, commercial real estate, construction, and consumer loans, as well as commercial lines of credit. It also provides investment management, wealth management, and retail banking services. As of June 27, 2019, the company operated through a network of 30 branches in California, New York, Washington, and Michigan. Sterling Bancorp, Inc. (Southfield, MI) was founded in 1984 and is headquartered in Southfield, Michigan.