Sterling Bancorp, Inc. (Southfield, MI) (SBT)
4.840
-0.040 (-0.82%)
Inactive · Last trade price on Mar 31, 2025
SBT Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Net Income | 2.14 | 7.41 | -14.19 | 23.39 | -12.97 |
Depreciation & Amortization | 1.31 | 1.58 | 2.18 | 4.03 | 4.52 |
Gain (Loss) on Sale of Assets | - | -0.23 | - | -1.42 | - |
Gain (Loss) on Sale of Investments | -3.55 | -2.89 | -0.29 | 2.52 | 0.31 |
Provision for Credit Losses | -8.54 | -8.53 | -9.93 | -8.27 | 54.87 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | - | 0.25 | 5.16 | 11.17 | -0.63 |
Accrued Interest Receivable | -0.08 | -0.68 | -0.13 | 3.29 | 2.73 |
Change in Other Net Operating Assets | 2.93 | -26.96 | -3.61 | -6.9 | -20.15 |
Other Operating Activities | 0.44 | 4.65 | 22.4 | 2.92 | -18.32 |
Operating Cash Flow | -2.12 | -24.91 | 2.34 | 30.75 | 8.65 |
Operating Cash Flow Growth | - | - | -92.40% | 255.61% | -85.78% |
Investing Activities
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Capital Expenditures | -0.09 | -0.47 | -0.42 | -1.17 | -0.92 |
Sale of Property, Plant and Equipment | - | 0.05 | - | - | - |
Investment in Securities | 92.29 | -71.19 | -59.46 | -7.39 | -158.46 |
Divestitures | - | - | - | -63.55 | - |
Net Decrease (Increase) in Loans Originated / Sold - Investing | 193.76 | 313.15 | 406.04 | 424.58 | 383.17 |
Other Investing Activities | 0.31 | -3.16 | 27.54 | - | - |
Investing Cash Flow | 286.27 | 238.38 | 373.7 | 352.47 | 223.79 |
Financing Activities
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Long-Term Debt Issued | - | - | 35 | - | 100 |
Total Debt Issued | - | - | 35 | - | 100 |
Long-Term Debt Repaid | -50 | -65 | -135 | -168 | -11 |
Total Debt Repaid | -50 | -65 | -135 | -168 | -11 |
Net Debt Issued (Repaid) | -50 | -65 | -100 | -168 | 89 |
Issuance of Common Stock | - | - | - | 1.35 | - |
Repurchase of Common Stock | -0.84 | -0.25 | -0.22 | -0.05 | -0.08 |
Common Dividends Paid | - | - | - | - | -0.5 |
Net Increase (Decrease) in Deposit Accounts | 66.9 | 49.95 | -307.7 | -803.34 | 599.83 |
Financing Cash Flow | 16.07 | -15.3 | -407.91 | -970.04 | 688.24 |
Net Cash Flow
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Net Cash Flow | 300.21 | 198.17 | -31.88 | -586.82 | 920.68 |
Free Cash Flow
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Free Cash Flow | -2.21 | -25.38 | 1.92 | 29.58 | 7.72 |
Free Cash Flow Growth | - | - | -93.52% | 282.90% | -87.01% |
Free Cash Flow Margin | -3.35% | -33.28% | 2.13% | 28.10% | 13.98% |
Free Cash Flow Per Share | -0.04 | -0.50 | 0.04 | 0.59 | 0.15 |