Sterling Bancorp, Inc. (Southfield, MI) (SBT)

SBT Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year Ending	Current	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	289	300	309	290	227	407
Market Cap Growth	-6.62%	-2.88%	6.65%	27.86%	-44.21%	10.37%
Enterprise Value	-299	-220	60	112	-375	642
PE Ratio	34.69	40.53	-21.80	12.40	-17.50	13.90
PS Ratio	3.90	3.94	3.43	2.76	4.11	3.07
PB Ratio	0.88	0.92	0.99	0.84	0.71	1.22
P/FCF Ratio	-10.49	-11.86	161.38	9.81	29.37	6.84
P/OCF Ratio	-10.61	-12.06	132.32	9.43	26.24	6.69
EV/Sales Ratio	-4.31	-2.89	0.66	1.06	-6.79	4.84
EV/EBITDA Ratio	-26.45	-18.51	-9.94	3.22	21.70	13.80
EV/EBIT Ratio	-29.51	-20.85	-7.92	3.39	19.86	14.30
EV/FCF Ratio	12.47	8.69	31.25	3.79	-48.52	10.79
Debt / Equity Ratio	0.19	0.19	0.42	0.68	1.26	0.94
Debt / EBITDA Ratio	5.25	5.26	-21.79	6.75	-23.39	6.75
Debt / FCF Ratio	-2.48	-2.47	68.47	7.94	52.28	5.28
Asset Turnover	0.03	0.03	0.04	0.03	0.02	0.04
Return on Equity (ROE)	2.40%	2.30%	-4.30%	7.00%	-4.00%	8.60%
Return on Assets (ROA)	0.30%	0.30%	-0.60%	0.70%	-0.30%	0.90%
Return on Capital (ROIC)	1.98%	1.90%	-1.70%	4.04%	-2.61%	4.52%
Earnings Yield	2.67%	2.47%	-4.59%	8.06%	-5.72%	7.19%
FCF Yield	-8.87%	-8.43%	0.62%	10.20%	3.40%	14.62%
Dividend Yield	0.00%	0.00%	0.00%	0.00%	0.20%	0.50%
Payout Ratio	0.00%	0.00%	0.00%	0.00%	-3.80%	7.00%
Buyback Yield / Dilution	-0.79%	-0.86%	-0.41%	-0.60%	2.52%	3.47%
Total Shareholder Return	-0.79%	-0.86%	-0.41%	-0.60%	2.72%	3.97%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).