Sterling Bancorp, Inc. (Southfield, MI) (SBT)
NASDAQ: SBT · Real-Time Price · USD
4.840
-0.040 (-0.82%)
Mar 31, 2025, 4:00 PM EDT - Market open

SBT Statistics

Total Valuation

SBT has a market cap or net worth of $253.13 million. The enterprise value is -$613.47 million.

Market Cap 253.13M
Enterprise Value -613.47M

Important Dates

The next estimated earnings date is Wednesday, April 23, 2025, before market open.

Earnings Date Apr 23, 2025
Ex-Dividend Date n/a

Share Statistics

SBT has 52.30 million shares outstanding. The number of shares has increased by 1.11% in one year.

Current Share Class 52.30M
Shares Outstanding 52.30M
Shares Change (YoY) +1.11%
Shares Change (QoQ) +0.69%
Owned by Insiders (%) 39.10%
Owned by Institutions (%) 18.48%
Float 27.55M

Valuation Ratios

The trailing PE ratio is 121.00.

PE Ratio 121.00
Forward PE n/a
PS Ratio 3.73
Forward PS 3.83
PB Ratio 0.76
P/TBV Ratio 0.76
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 0.65%.

Return on Equity (ROE) 0.65%
Return on Assets (ROA) 0.09%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $296,247
Profits Per Employee $9,587
Employee Count 223
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, SBT has paid $2.11 million in taxes.

Income Tax 2.11M
Effective Tax Rate 49.69%

Stock Price Statistics

The stock price has decreased by -6.20% in the last 52 weeks. The beta is 0.54, so SBT's price volatility has been lower than the market average.

Beta (5Y) 0.54
52-Week Price Change -6.20%
50-Day Moving Average 4.74
200-Day Moving Average 4.97
Relative Strength Index (RSI) 56.02
Average Volume (20 Days) 91,505

Short Selling Information

The latest short interest is 322,958, so 0.62% of the outstanding shares have been sold short.

Short Interest 322,958
Short Previous Month 294,761
Short % of Shares Out 0.62%
Short % of Float 1.17%
Short Ratio (days to cover) 10.78

Income Statement

In the last 12 months, SBT had revenue of $66.06 million and earned $2.14 million in profits. Earnings per share was $0.04.

Revenue 66.06M
Gross Profit 66.06M
Operating Income 5.30M
Pretax Income 9.13M
Net Income 2.14M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $0.04
Full Income Statement

Balance Sheet

The company has $878.18 million in cash and $11.59 million in debt, giving a net cash position of $866.59 million or $16.57 per share.

Cash & Cash Equivalents 878.18M
Total Debt 11.59M
Net Cash 866.59M
Net Cash Per Share $16.57
Equity (Book Value) 333.96M
Book Value Per Share 6.38
Working Capital -1.19B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$2.12 million and capital expenditures -$88,000, giving a free cash flow of -$2.21 million.

Operating Cash Flow -2.12M
Capital Expenditures -88,000
Free Cash Flow -2.21M
FCF Per Share -$0.04
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 8.02%
Pretax Margin 6.43%
Profit Margin 3.24%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

SBT does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -1.11%
Shareholder Yield n/a
Earnings Yield 0.84%
FCF Yield -0.87%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2