Slide Insurance Holdings Earnings Call Transcripts
Fiscal Year 2026
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Q1 2026 saw 49% premium growth and 51% net income growth, with a combined ratio of 55.5% and strong capital returns via share buybacks. Voluntary business and new state launches, especially California, are expected to drive topline acceleration in 2026.
Fiscal Year 2025
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Q4 2025 saw gross premiums written rise 57% year-over-year to $618.5M and net income more than double to $170.4M, with a combined ratio of 38%. 2026 guidance projects $1.85–$1.95B in gross premiums and $455–$470M net income, driven by geographic expansion and continued strong retention.
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Record Q3 2025 results with gross premiums up 34% and net income up over sixfold year-over-year, driven by Citizens takeouts, voluntary business, and benign weather. Combined ratio improved to 48.5%, and share repurchase authorization increased to $120 million.
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Q2 2025 saw 25% growth in gross premiums and 30% higher net income, driven by disciplined underwriting and expansion. The company is set to assume 175,000 Citizens policies in Q4 and plans further state expansion, supported by a strong capital base.