1st Source Corporation (SRCE)

1st Source Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2024	FY 2024	FY 2024
Period Ending	Dec 31, 2025	Dec 31, 2024	Sep 30, 2024	Dec 31, 2023	Sep 30, 2023
Net Interest Income	348.18	300.82	301	278.65	279
Net Interest Income Growth	15.74%	-0.06%	8.02%	-0.13%	5.90%
Non-Interest Income	85.6	86.31	82	90.62	84
Non-Interest Income Growth	-0.82%	5.25%	-9.52%	7.89%	-7.96%
Revenues Before Loan Losses	433.78	387.12	383	369.27	363
Provision for Credit Losses	12.56	12.47	12	5.87	6
Revenue	421.22	374.66	371	363.4	357
Revenue Growth (YoY)	12.43%	0.99%	2.09%	1.79%	4.54%
Compensation Expenses	129.56	121.91	-	115.61	-
Selling, General & Admin	64.99	59.09	-	55.66	-
Other Non-Interest Expenses	22.28	22.6	-	30.45	-
Total Non-Interest Expense	216.84	203.6	200	201.72	195
Pretax Income	204.38	171.06	171	161.68	162
Provision for Income Taxes	46.12	38.44	38	36.75	37
Net Income	158.28	132.62	133	124.93	125
Minority Interest in Earnings	-0.02	-0.01	-	0.01	-
Net Income to Common	158.28	132.62	133	124.93	125
Net Income Growth	19.34%	-0.28%	6.46%	-0.06%	3.73%
Shares Outstanding (Basic)	24	24	25	25	25
Shares Outstanding (Diluted)	24	24	25	25	25
Shares Change (YoY)	-0.04%	-1.28%	0.80%	-0.95%	0.66%
EPS (Basic)	6.41	5.36	5.36	5.03	5.03
EPS (Diluted)	6.41	5.36	5.36	5.03	5.03
EPS Growth	19.59%	-	6.56%	-	3.93%
Free Cash Flow	213.04	181.49	111.74	181.96	111.74
Free Cash Flow Growth	17.38%	62.42%	-38.59%	62.84%	-35.47%
Free Cash Flow Per Share	8.70	7.41	-	7.39	-
Dividends Per Share	1.560	1.420	-	1.320	-
Dividend Growth	9.86%	-	-	-	-
Profit Margin	37.57%	35.40%	35.56%	34.38%	35.31%
FCF Margin	50.58%	48.44%	29.88%	50.07%	31.56%
EBITDA	8.15	14.07	37.41	19.4	37.41
EBITDA Margin	1.93%	3.76%	10.00%	5.34%	10.57%
Effective Tax Rate	22.57%	22.47%	22.22%	22.73%	22.84%

Updated Jan 23, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q