1st Source Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	357.38	348.18	300.82	278.65	263.47	236.64
Net Interest Income Growth	15.34%	15.74%	7.96%	5.76%	11.34%	4.79%
Non-Interest Income	85.5	85.6	86.31	90.62	91.26	100.09
Non-Interest Income Growth	-2.01%	-0.82%	-4.76%	-0.70%	-8.82%	-3.65%
Revenues Before Loan Losses	442.88	433.78	387.12	369.27	354.73	336.73
Provision for Credit Losses	16.57	12.56	12.47	5.87	13.25	-4.3
Revenue	426.31	421.22	374.66	363.4	341.49	341.03
Revenue Growth (YoY)	9.39%	12.43%	3.10%	6.42%	0.13%	16.11%
Compensation Expenses	130.27	129.56	121.91	115.61	105.11	105.81
Selling, General & Admin	65.6	64.99	59.09	55.66	51.65	53.07
Other Non-Interest Expenses	22.41	22.28	22.6	30.45	27.94	27.27
Total Non-Interest Expense	218.28	216.84	203.6	201.72	184.7	186.15
Pretax Income	208.03	204.38	171.06	161.68	156.79	154.89
Provision for Income Taxes	47.33	46.12	38.44	36.75	36.26	36.33
Net Income	160.71	158.28	132.62	124.93	120.51	118.53
Minority Interest in Earnings	-0.02	-0.02	-0.01	0.01	0.02	0.02
Net Income to Common	160.71	158.28	132.62	124.93	120.51	118.53
Net Income Growth	14.23%	19.34%	6.16%	3.67%	1.67%	45.55%
Shares Outstanding (Basic)	12,266	24	24	25	25	25
Shares Outstanding (Diluted)	12,266	24	24	25	25	25
Shares Change (YoY)	49925.90%	-0.04%	-0.48%	-0.29%	-1.40%	-1.91%
EPS (Basic)	6.52	6.41	5.36	5.03	4.84	4.70
EPS (Diluted)	6.52	6.41	5.36	5.03	4.84	4.70
EPS Growth	14.59%	19.59%	6.56%	3.93%	2.98%	48.27%
Shares Outstanding	24.07	24.43	24.52	24.43	24.66	24.8
Free Cash Flow	201.86	213.04	181.49	181.96	173.15	163.88
Free Cash Flow Growth	-5.24%	17.38%	-0.26%	5.09%	5.66%	8.07%
Free Cash Flow Per Share	0.02	8.70	7.41	7.39	7.01	6.55
Dividends Per Share	1.630	1.560	1.420	1.320	1.270	1.230
Dividend Growth	4.49%	9.86%	7.58%	3.94%	3.25%	8.85%
Profit Margin	37.70%	37.57%	35.40%	34.38%	35.30%	34.76%
FCF Margin	47.35%	50.58%	48.44%	50.07%	50.70%	48.05%
EBITDA	8.1	8.15	14.07	19.4	23.04	30.68
EBITDA Margin	1.90%	1.93%	3.76%	5.34%	6.75%	9.00%
Effective Tax Rate	22.75%	22.57%	22.47%	22.73%	23.12%	23.45%

Updated Apr 23, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q