1st Source Statistics
Total Valuation
1st Source has a market cap or net worth of $2.08 billion. The enterprise value is $2.25 billion.
| Market Cap | 2.08B |
| Enterprise Value | 2.25B |
Important Dates
The last earnings date was Thursday, July 23, 2026, after market close.
| Earnings Date | Jul 23, 2026 |
| Ex-Dividend Date | Aug 4, 2026 |
Share Statistics
1st Source has 24.08 million shares outstanding. The number of shares has decreased by -0.93% in one year.
| Current Share Class | 24.08M |
| Shares Outstanding | 24.08M |
| Shares Change (YoY) | -0.93% |
| Shares Change (QoQ) | -0.84% |
| Owned by Insiders (%) | 26.25% |
| Owned by Institutions (%) | 56.61% |
| Float | 17.76M |
Valuation Ratios
The trailing PE ratio is 12.41 and the forward PE ratio is 11.87.
| PE Ratio | 12.41 |
| Forward PE | 11.87 |
| PS Ratio | 4.70 |
| Forward PS | 4.38 |
| PB Ratio | 1.59 |
| P/TBV Ratio | 1.70 |
| P/FCF Ratio | 10.00 |
| P/OCF Ratio | 9.62 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 13.28 |
| EV / Sales | 5.08 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.80 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.47 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.09%.
| Return on Equity (ROE) | 13.09% |
| Return on Assets (ROA) | 1.86% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.39% |
| Revenue Per Employee | $371,739 |
| Profits Per Employee | $142,227 |
| Employee Count | 1,190 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, 1st Source has paid $50.58 million in taxes.
| Income Tax | 50.58M |
| Effective Tax Rate | 22.84% |
Stock Price Statistics
The stock price has increased by +33.74% in the last 52 weeks. The beta is 0.56, so 1st Source's price volatility has been lower than the market average.
| Beta (5Y) | 0.56 |
| 52-Week Price Change | +33.74% |
| 50-Day Moving Average | 84.94 |
| 200-Day Moving Average | 72.84 |
| Relative Strength Index (RSI) | 49.83 |
| Average Volume (20 Days) | 118,616 |
Short Selling Information
The latest short interest is 581,662, so 2.42% of the outstanding shares have been sold short.
| Short Interest | 581,662 |
| Short Previous Month | 543,037 |
| Short % of Shares Out | 2.42% |
| Short % of Float | 3.28% |
| Short Ratio (days to cover) | 4.14 |
Income Statement
In the last 12 months, 1st Source had revenue of $442.37 million and earned $169.25 million in profits. Earnings per share was $6.96.
| Revenue | 442.37M |
| Gross Profit | 442.37M |
| Operating Income | 227.31M |
| Pretax Income | 221.50M |
| Net Income | 169.25M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.96 |
Balance Sheet
The company has $138.93 million in cash and $305.90 million in debt, with a net cash position of -$166.98 million or -$6.93 per share.
| Cash & Cash Equivalents | 138.93M |
| Total Debt | 305.90M |
| Net Cash | -166.98M |
| Net Cash Per Share | -$6.93 |
| Equity (Book Value) | 1.35B |
| Book Value Per Share | 54.41 |
| Working Capital | -7.63B |
Cash Flow
In the last 12 months, operating cash flow was $216.37 million and capital expenditures -$8.23 million, giving a free cash flow of $208.13 million.
| Operating Cash Flow | 216.37M |
| Capital Expenditures | -8.23M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 77.14M |
| Free Cash Flow | 208.13M |
| FCF Per Share | $8.64 |
Margins
| Gross Margin | n/a |
| Operating Margin | 51.39% |
| Pretax Margin | 50.07% |
| Profit Margin | 38.64% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 47.05% |
Dividends & Yields
This stock pays an annual dividend of $1.72, which amounts to a dividend yield of 1.99%.
| Dividend Per Share | $1.72 |
| Dividend Yield | 1.99% |
| Dividend Growth (YoY) | 13.51% |
| Years of Dividend Growth | 39 |
| Payout Ratio | 24.12% |
| Buyback Yield | 0.93% |
| Shareholder Yield | 2.92% |
| Earnings Yield | 8.13% |
| FCF Yield | 10.00% |
Analyst Forecast
The average price target for 1st Source is $89.67, which is 3.77% higher than the current price. The consensus rating is "Hold".
| Price Target | $89.67 |
| Price Target Difference | 3.77% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on August 3, 2015. It was a forward split with a ratio of 1.1:1.
| Last Split Date | Aug 3, 2015 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |