1st Source Statistics
Total Valuation
1st Source has a market cap or net worth of $1.76 billion. The enterprise value is $2.02 billion.
Important Dates
The last earnings date was Thursday, April 23, 2026, before market open.
| Earnings Date | Apr 23, 2026 |
| Ex-Dividend Date | May 5, 2026 |
Share Statistics
1st Source has 24.07 million shares outstanding. The number of shares has decreased by -0.40% in one year.
| Current Share Class | 24.07M |
| Shares Outstanding | 24.07M |
| Shares Change (YoY) | -0.40% |
| Shares Change (QoQ) | -0.47% |
| Owned by Insiders (%) | 26.66% |
| Owned by Institutions (%) | 52.97% |
| Float | 17.65M |
Valuation Ratios
The trailing PE ratio is 11.21 and the forward PE ratio is 10.71.
| PE Ratio | 11.21 |
| Forward PE | 10.71 |
| PS Ratio | 4.13 |
| Forward PS | 3.79 |
| PB Ratio | 1.37 |
| P/TBV Ratio | 1.47 |
| P/FCF Ratio | 8.72 |
| P/OCF Ratio | 8.36 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 12.71 |
| EV / Sales | 4.75 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.03 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.97 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.65%.
| Return on Equity (ROE) | 12.65% |
| Return on Assets (ROA) | 1.78% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.04% |
| Revenue Per Employee | $358,241 |
| Profits Per Employee | $133,806 |
| Employee Count | 1,190 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, 1st Source has paid $47.33 million in taxes.
| Income Tax | 47.33M |
| Effective Tax Rate | 22.75% |
Stock Price Statistics
The stock price has increased by +28.38% in the last 52 weeks. The beta is 0.57, so 1st Source's price volatility has been lower than the market average.
| Beta (5Y) | 0.57 |
| 52-Week Price Change | +28.38% |
| 50-Day Moving Average | 69.97 |
| 200-Day Moving Average | 64.69 |
| Relative Strength Index (RSI) | 56.63 |
| Average Volume (20 Days) | 152,591 |
Short Selling Information
The latest short interest is 481,911, so 2.00% of the outstanding shares have been sold short.
| Short Interest | 481,911 |
| Short Previous Month | 387,699 |
| Short % of Shares Out | 2.00% |
| Short % of Float | 2.73% |
| Short Ratio (days to cover) | 2.80 |
Income Statement
In the last 12 months, 1st Source had revenue of $426.31 million and earned $159.23 million in profits. Earnings per share was $6.52.
| Revenue | 426.31M |
| Gross Profit | 426.31M |
| Operating Income | 213.83M |
| Pretax Income | 208.03M |
| Net Income | 159.23M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.52 |
Full Income StatementBalance Sheet
The company has $132.58 million in cash and $397.49 million in debt, with a net cash position of -$264.91 million or -$11.01 per share.
| Cash & Cash Equivalents | 132.58M |
| Total Debt | 397.49M |
| Net Cash | -264.91M |
| Net Cash Per Share | -$11.01 |
| Equity (Book Value) | 1.32B |
| Book Value Per Share | 53.54 |
| Working Capital | -7.52B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $210.47 million and capital expenditures -$8.70 million, giving a free cash flow of $201.77 million.
| Operating Cash Flow | 210.47M |
| Capital Expenditures | -8.70M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 215.71M |
| Free Cash Flow | 201.77M |
| FCF Per Share | $8.38 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 50.16% |
| Pretax Margin | 48.80% |
| Profit Margin | 37.70% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 47.33% |
Dividends & Yields
This stock pays an annual dividend of $1.72, which amounts to a dividend yield of 2.35%.
| Dividend Per Share | $1.72 |
| Dividend Yield | 2.35% |
| Dividend Growth (YoY) | 10.27% |
| Years of Dividend Growth | 39 |
| Payout Ratio | 24.69% |
| Buyback Yield | 0.40% |
| Shareholder Yield | 2.75% |
| Earnings Yield | 9.05% |
| FCF Yield | 11.47% |
Dividend DetailsAnalyst Forecast
The average price target for 1st Source is $73.25, which is 0.19% higher than the current price. The consensus rating is "Hold".
| Price Target | $73.25 |
| Price Target Difference | 0.19% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on August 3, 2015. It was a forward split with a ratio of 1.1:1.
| Last Split Date | Aug 3, 2015 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
