1st Source Statistics
Total Valuation
1st Source has a market cap or net worth of $1.29 billion. The enterprise value is $1.58 billion.
| Market Cap | 1.29B |
| Enterprise Value | 1.58B |
Important Dates
The next confirmed earnings date is Thursday, April 25, 2024, after market close.
| Earnings Date | Apr 25, 2024 |
| Ex-Dividend Date | Feb 2, 2024 |
Share Statistics
1st Source has 25.29 million shares outstanding. The number of shares has decreased by -0.93% in one year.
| Shares Outstanding | 25.29M |
| Shares Change (YoY) | -0.93% |
| Shares Change (QoQ) | -0.94% |
| Owned by Insiders (%) | 35.94% |
| Owned by Institutions (%) | 57.28% |
| Float | 15.97M |
Valuation Ratios
The trailing PE ratio is 10.17 and the forward PE ratio is 11.01. 1st Source's PEG ratio is 2.03.
| PE Ratio | 10.17 |
| Forward PE | 11.01 |
| PS Ratio | 3.56 |
| Forward PS | 3.38 |
| PB Ratio | 1.31 |
| P/FCF Ratio | 6.94 |
| PEG Ratio | 2.03 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 8.93, with an EV/FCF ratio of 8.49.
| EV / Earnings | 12.66 |
| EV / Sales | 4.35 |
| EV / EBITDA | 8.93 |
| EV / EBIT | 9.78 |
| EV / FCF | 8.49 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.42 |
| Debt / EBITDA | 2.37 |
| Debt / FCF | 2.25 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.30% and return on invested capital (ROIC) is 8.87%.
| Return on Equity (ROE) | 13.30% |
| Return on Assets (ROA) | 1.50% |
| Return on Capital (ROIC) | 8.87% |
| Revenue Per Employee | $310,602 |
| Profits Per Employee | $106,775 |
| Employee Count | 1,170 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, 1st Source has paid $36.75 million in taxes.
| Income Tax | 36.75M |
| Effective Tax Rate | 22.73% |
Stock Price Statistics
The stock price has increased by +14.00% in the last 52 weeks. The beta is 0.79, so 1st Source's price volatility has been lower than the market average.
| Beta (1Y) | 0.79 |
| 52-Week Price Change | +14.00% |
| 50-Day Moving Average | 50.16 |
| 200-Day Moving Average | 48.10 |
| Relative Strength Index (RSI) | 52.59 |
| Average Volume (30 Days) | 64,445 |
Short Selling Information
The latest short interest is 179,032, so 0.71% of the outstanding shares have been sold short.
| Short Interest | 179,032 |
| Short Previous Month | 194,484 |
| Short % of Shares Out | 0.71% |
| Short % of Float | 1.12% |
| Short Ratio (days to cover) | 2.41 |
Income Statement
In the last 12 months, 1st Source had revenue of $363.40 million and earned $124.93 million in profits. Earnings per share was $5.03.
| Revenue | 363.40M |
| Gross Profit | 363.40M |
| Operating Income | 161.68M |
| Pretax Income | 161.67M |
| Net Income | 124.93M |
| EBITDA | 177.14M |
| EBIT | 161.67M |
| Earnings Per Share (EPS) | $5.03 |
Balance Sheet
The company has $129.67 million in cash and $419.03 million in debt, giving a net cash position of -$289.37 million or -$11.44 per share.
| Cash & Cash Equivalents | 129.67M |
| Total Debt | 419.03M |
| Net Cash | -289.37M |
| Net Cash Per Share | -$11.44 |
| Equity / Book Value | 989.57M |
| Book Value Per Share | 39.12 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $187.94 million and capital expenditures -$1.60 million, giving a free cash flow of $186.34 million.
| Operating Cash Flow | 187.94M |
| Capital Expenditures | -1.60M |
| Free Cash Flow | 186.34M |
| FCF Per Share | $7.63 |
Margins
Gross margin is 100.00%, with operating and profit margins of 44.49% and 34.38%.
| Gross Margin | 100.00% |
| Operating Margin | 44.49% |
| Pretax Margin | 44.49% |
| Profit Margin | 34.38% |
| EBITDA Margin | 48.74% |
| EBIT Margin | 44.49% |
| FCF Margin | 51.28% |
Dividends & Yields
This stock pays an annual dividend of $1.36, which amounts to a dividend yield of 2.68%.
| Dividend Per Share | $1.36 |
| Dividend Yield | 2.68% |
| Dividend Growth (YoY) | 3.94% |
| Years of Dividend Growth | 37 |
| Payout Ratio | 27.04% |
| Buyback Yield | 0.93% |
| Shareholder Yield | 3.58% |
| Earnings Yield | 9.67% |
| FCF Yield | 14.42% |
Analyst Forecast
The average price target for 1st Source is $53.00, which is 4.33% higher than the current price. The consensus rating is "Buy".
| Price Target | $53.00 |
| Price Target Difference | 4.33% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on August 3, 2006. It was a forward split with a ratio of 11:10.
| Last Split Date | Aug 3, 2006 |
| Split Type | Forward |
| Split Ratio | 11:10 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |