1st Source Statistics
Total Valuation
1st Source has a market cap or net worth of $2.12 billion. The enterprise value is $2.34 billion.
| Market Cap | 2.12B |
| Enterprise Value | 2.34B |
Important Dates
The last earnings date was Thursday, October 22, 2026, after market close.
| Earnings Date | Oct 22, 2026 |
| Ex-Dividend Date | Nov 3, 2026 |
Share Statistics
1st Source has 24.08 million shares outstanding. The number of shares has decreased by -1.28% in one year.
| Current Share Class | 24.08M |
| Shares Outstanding | 24.08M |
| Shares Change (YoY) | -1.28% |
| Shares Change (QoQ) | +0.04% |
| Owned by Insiders (%) | 26.25% |
| Owned by Institutions (%) | 56.85% |
| Float | 17.76M |
Valuation Ratios
The trailing PE ratio is 12.07 and the forward PE ratio is 11.59.
| PE Ratio | 12.07 |
| Forward PE | 11.59 |
| PS Ratio | 4.69 |
| Forward PS | 4.37 |
| PB Ratio | 1.61 |
| P/TBV Ratio | 1.71 |
| P/FCF Ratio | 9.21 |
| P/OCF Ratio | 8.96 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 13.28 |
| EV / Sales | 5.18 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.18 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.26 |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.52 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.49%.
| Return on Equity (ROE) | 13.49% |
| Return on Assets (ROA) | 1.94% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.31% |
| Revenue Per Employee | $379,822 |
| Profits Per Employee | $148,176 |
| Employee Count | 1,190 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, 1st Source has paid $52.49 million in taxes.
| Income Tax | 52.49M |
| Effective Tax Rate | 22.76% |
Stock Price Statistics
The stock price has increased by +44.13% in the last 52 weeks. The beta is 0.57, so 1st Source's price volatility has been lower than the market average.
| Beta (5Y) | 0.57 |
| 52-Week Price Change | +44.13% |
| 50-Day Moving Average | 85.96 |
| 200-Day Moving Average | 77.44 |
| Relative Strength Index (RSI) | 61.08 |
| Average Volume (20 Days) | 122,370 |
Short Selling Information
The latest short interest is 639,171, so 2.65% of the outstanding shares have been sold short.
| Short Interest | 639,171 |
| Short Previous Month | 735,460 |
| Short % of Shares Out | 2.65% |
| Short % of Float | 3.60% |
| Short Ratio (days to cover) | 7.19 |
Income Statement
In the last 12 months, 1st Source had revenue of $451.99 million and earned $176.33 million in profits. Earnings per share was $7.28.
| Revenue | 451.99M |
| Gross Profit | 451.99M |
| Operating Income | 236.49M |
| Pretax Income | 230.67M |
| Net Income | 176.33M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $7.28 |
Balance Sheet
The company has $126.97 million in cash and $350.62 million in debt, with a net cash position of -$223.65 million or -$9.29 per share.
| Cash & Cash Equivalents | 126.97M |
| Total Debt | 350.62M |
| Net Cash | -223.65M |
| Net Cash Per Share | -$9.29 |
| Equity (Book Value) | 1.35B |
| Book Value Per Share | 54.79 |
| Working Capital | -7.72B |
Cash Flow
In the last 12 months, operating cash flow was $236.39 million and capital expenditures -$6.39 million, giving a free cash flow of $230.00 million.
| Operating Cash Flow | 236.39M |
| Capital Expenditures | -6.39M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 147.74M |
| Free Cash Flow | 230.00M |
| FCF Per Share | $9.55 |
Margins
| Gross Margin | n/a |
| Operating Margin | 52.32% |
| Pretax Margin | 51.03% |
| Profit Margin | 39.42% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 50.89% |
Dividends & Yields
This stock pays an annual dividend of $1.72, which amounts to a dividend yield of 1.96%.
| Dividend Per Share | $1.72 |
| Dividend Yield | 1.96% |
| Dividend Growth (YoY) | 13.82% |
| Years of Dividend Growth | 39 |
| Payout Ratio | 23.75% |
| FCF Payout Ratio | 18.12% |
| Buyback Yield | 1.28% |
| Shareholder Yield | 3.23% |
| Earnings Yield | 8.28% |
| FCF Yield | 10.86% |
Analyst Forecast
The average price target for 1st Source is $95.00, which is 8.02% higher than the current price. The consensus rating is "Hold".
| Price Target | $95.00 |
| Price Target Difference | 8.02% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | 5.48% |
| EPS Growth Forecast (3Y) | 6.00% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on August 3, 2015. It was a forward split with a ratio of 1.1:1.
| Last Split Date | Aug 3, 2015 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |