1st Source Corporation (SRCE)

1st Source Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2024	FY 2024	FY 2024
Period Ending	Dec 31, 2025	Dec 31, 2024	Sep 30, 2024	Dec 31, 2023	Sep 30, 2023
Net Income	158.26	132.62	68.05	124.93	68.05
Depreciation & Amortization	8.15	14.07	37.41	19.4	37.41
Provision for Credit Losses	12.56	12.47	8.98	5.87	8.98
Stock-Based Compensation	6.2	5.66	2.96	4.89	2.96
Net Change in Loans Held-for-Sale	-2.3	-1.13	2.73	2.47	2.73
Other Adjustments	1.82	6.29	2.73	-9.62	2.73
Changes in Accrued Interest and Accounts Receivable	-2.75	-2.56	-2.12	-5.49	-2.12
Changes in Accounts Payable	-11.76	6.97	1.22	23.52	1.22
Changes in Other Operating Activities	52.93	19.46	-4.78	21.95	-4.78
Operating Cash Flow	223.12	193.85	117.18	187.94	117.18
Operating Cash Flow Growth	15.10%	65.43%	-37.65%	60.38%	-33.24%
Net Change in Loans Held-for-Investment	-205.97	-346.28	-350.38	-507.62	-350.38
Net Change in Securities and Investments	53.86	72.89	-61.98	149.05	-61.98
Capital Expenditures	-10.08	-12.37	-5.44	-5.98	-5.44
Sale of Property, Plant & Equipment	0.25	0.61	-	0.14	-
Other Investing Activities	7.71	8.54	-39.81	6.13	-39.81
Investing Cash Flow	-154.22	-276.61	-462.13	-358.29	-462.13
Net Change in Deposits	-4.46	191.45	418.97	110.32	418.97
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-10.58	-63.16	-77.35	96.83	-77.35
Long-Term Debt Repaid	-2.35	-12.63	-26.63	-3.45	-26.63
Net Long-Term Debt Issued (Repaid)	-2.35	-12.63	-26.63	-3.45	-26.63
Issuance of Common Stock	0.13	0.15	-	0.08	-
Repurchase of Common Stock	-13.87	-0.18	-	-12.47	-
Net Common Stock Issued (Repurchased)	-13.74	-0.03	-	-12.39	-
Common Dividends Paid	-38.43	-35.4	-20.43	-33.07	-20.43
Other Financing Activities	-4.32	-2.33	-	18.99	-
Financing Cash Flow	-73.87	77.91	314.67	177.22	314.67
Net Cash Flow	-4.97	-4.84	-30.27	6.87	-30.27
Free Cash Flow	213.04	181.49	111.74	181.96	111.74
Free Cash Flow Growth	17.38%	62.42%	-38.59%	62.84%	-35.47%
FCF Margin	50.58%	48.44%	29.88%	50.07%	31.56%
Free Cash Flow Per Share	8.70	7.41	-	7.39	-
Levered Free Cash Flow	192.42	145.58	132.67	174.89	124.67
Unlevered Free Cash Flow	36.49	25.58	26.29	53.41	26.29

Updated Jan 23, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q