1st Source Corporation (SRCE)

1st Source Statistics

Total Valuation

1st Source has a market cap or net worth of $1.48 billion. The enterprise value is $1.70 billion.

Market Cap	1.48B
Enterprise Value	1.70B

Important Dates

The next estimated earnings date is Thursday, April 24, 2025, after market close.

Earnings Date	Apr 24, 2025
Ex-Dividend Date	Feb 4, 2025

Share Statistics

1st Source has 24.55 million shares outstanding. The number of shares has decreased by -0.49% in one year.

Current Share Class	24.55M
Shares Outstanding	24.55M
Shares Change (YoY)	-0.49%
Shares Change (QoQ)	+0.01%
Owned by Insiders (%)	25.59%
Owned by Institutions (%)	50.65%
Float	17.53M

Valuation Ratios

The trailing PE ratio is 11.24 and the forward PE ratio is 10.67.

PE Ratio	11.24
Forward PE	10.67
PS Ratio	3.94
Forward PS	3.54
PB Ratio	1.33
P/TBV Ratio	1.44
P/FCF Ratio	8.15
P/OCF Ratio	7.63
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	12.92
EV / Sales	4.53
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	9.36

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	1.98
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.79%.

Return on Equity (ROE)	11.79%
Return on Assets (ROA)	1.50%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$310,920
Profits Per Employee	$109,041
Employee Count	1,205
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, 1st Source has paid $38.44 million in taxes.

Income Tax	38.44M
Effective Tax Rate	22.47%

Stock Price Statistics

The stock price has increased by +16.63% in the last 52 weeks. The beta is 0.77, so 1st Source's price volatility has been lower than the market average.

Beta (5Y)	0.77
52-Week Price Change	+16.63%
50-Day Moving Average	62.61
200-Day Moving Average	60.17
Relative Strength Index (RSI)	39.57
Average Volume (20 Days)	127,907

Short Selling Information

The latest short interest is 155,808, so 0.63% of the outstanding shares have been sold short.

Short Interest	155,808
Short Previous Month	108,594
Short % of Shares Out	0.63%
Short % of Float	0.89%
Short Ratio (days to cover)	1.96

Income Statement

In the last 12 months, 1st Source had revenue of $374.66 million and earned $131.40 million in profits. Earnings per share was $5.36.

Revenue	374.66M
Gross Profit	374.66M
Operating Income	177.20M
Pretax Income	164.80M
Net Income	131.40M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$5.36

Balance Sheet

The company has $141.25 million in cash and $359.92 million in debt, giving a net cash position of -$218.67 million or -$8.91 per share.

Cash & Cash Equivalents	141.25M
Total Debt	359.92M
Net Cash	-218.67M
Net Cash Per Share	-$8.91
Equity (Book Value)	1.18B
Book Value Per Share	45.31
Working Capital	-7.45B

Cash Flow

In the last 12 months, operating cash flow was $193.85 million and capital expenditures -$12.37 million, giving a free cash flow of $181.49 million.

Operating Cash Flow	193.85M
Capital Expenditures	-12.37M
Free Cash Flow	181.49M
FCF Per Share	$7.39

Margins

Gross Margin	n/a
Operating Margin	47.30%
Pretax Margin	45.66%
Profit Margin	35.40%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	48.44%

Dividends & Yields

This stock pays an annual dividend of $1.44, which amounts to a dividend yield of 2.39%.

Dividend Per Share	$1.44
Dividend Yield	2.39%
Dividend Growth (YoY)	7.58%
Years of Dividend Growth	38
Payout Ratio	26.87%
Buyback Yield	0.49%
Shareholder Yield	2.88%
Earnings Yield	8.88%
FCF Yield	12.27%

Analyst Forecast

The average price target for 1st Source is $70.75, which is 17.43% higher than the current price. The consensus rating is "Buy".

Price Target	$70.75
Price Target Difference	17.43%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on August 3, 2015. It was a forward split with a ratio of 1.1:1.

Last Split Date	Aug 3, 2015
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4