1st Source Statistics
Total Valuation
1st Source has a market cap or net worth of $1.53 billion. The enterprise value is $1.52 billion.
Important Dates
The last earnings date was Thursday, October 23, 2025, after market close.
| Earnings Date | Oct 23, 2025 |
| Ex-Dividend Date | Nov 4, 2025 |
Share Statistics
1st Source has 24.43 million shares outstanding. The number of shares has increased by 0.18% in one year.
| Current Share Class | 24.43M |
| Shares Outstanding | 24.43M |
| Shares Change (YoY) | +0.18% |
| Shares Change (QoQ) | -0.28% |
| Owned by Insiders (%) | 26.30% |
| Owned by Institutions (%) | 52.50% |
| Float | 18.00M |
Valuation Ratios
The trailing PE ratio is 10.50 and the forward PE ratio is 9.92.
| PE Ratio | 10.50 |
| Forward PE | 9.92 |
| PS Ratio | 3.81 |
| Forward PS | 3.41 |
| PB Ratio | 1.25 |
| P/TBV Ratio | 1.34 |
| P/FCF Ratio | 8.26 |
| P/OCF Ratio | 7.66 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 10.32 |
| EV / Sales | 3.75 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 8.15 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.03 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.05%.
| Return on Equity (ROE) | 12.05% |
| Return on Assets (ROA) | 1.67% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $336,401 |
| Profits Per Employee | $122,237 |
| Employee Count | 1,205 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, 1st Source has paid $42.31 million in taxes.
| Income Tax | 42.31M |
| Effective Tax Rate | 22.17% |
Stock Price Statistics
The stock price has decreased by -4.71% in the last 52 weeks. The beta is 0.65, so 1st Source's price volatility has been lower than the market average.
| Beta (5Y) | 0.65 |
| 52-Week Price Change | -4.71% |
| 50-Day Moving Average | 60.79 |
| 200-Day Moving Average | 61.27 |
| Relative Strength Index (RSI) | 61.83 |
| Average Volume (20 Days) | 67,939 |
Short Selling Information
The latest short interest is 174,919, so 0.72% of the outstanding shares have been sold short.
| Short Interest | 174,919 |
| Short Previous Month | 181,964 |
| Short % of Shares Out | 0.72% |
| Short % of Float | 0.97% |
| Short Ratio (days to cover) | 2.24 |
Income Statement
In the last 12 months, 1st Source had revenue of $405.36 million and earned $147.30 million in profits. Earnings per share was $6.01.
| Revenue | 405.36M |
| Gross Profit | 405.36M |
| Operating Income | 196.64M |
| Pretax Income | 190.87M |
| Net Income | 147.30M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.01 |
Full Income StatementBalance Sheet
The company has $214.26 million in cash and $193.05 million in debt, giving a net cash position of $21.21 million or $0.87 per share.
| Cash & Cash Equivalents | 214.26M |
| Total Debt | 193.05M |
| Net Cash | 21.21M |
| Net Cash Per Share | $0.87 |
| Equity (Book Value) | 1.29B |
| Book Value Per Share | 50.60 |
| Working Capital | -7.40B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $201.24 million and capital expenditures -$14.66 million, giving a free cash flow of $186.57 million.
| Operating Cash Flow | 201.24M |
| Capital Expenditures | -14.66M |
| Free Cash Flow | 186.57M |
| FCF Per Share | $7.64 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 48.51% |
| Pretax Margin | 47.09% |
| Profit Margin | 36.65% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 46.03% |
Dividends & Yields
This stock pays an annual dividend of $1.60, which amounts to a dividend yield of 2.54%.
| Dividend Per Share | $1.60 |
| Dividend Yield | 2.54% |
| Dividend Growth (YoY) | 8.57% |
| Years of Dividend Growth | 38 |
| Payout Ratio | 25.30% |
| Buyback Yield | -0.18% |
| Shareholder Yield | 2.36% |
| Earnings Yield | 9.56% |
| FCF Yield | 12.11% |
Dividend DetailsAnalyst Forecast
The average price target for 1st Source is $71.25, which is 13.92% higher than the current price. The consensus rating is "Hold".
| Price Target | $71.25 |
| Price Target Difference | 13.92% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on August 3, 2015. It was a forward split with a ratio of 1.1:1.
| Last Split Date | Aug 3, 2015 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
