1st Source Statistics
Total Valuation
1st Source has a market cap or net worth of $1.64 billion. The enterprise value is $1.85 billion.
| Market Cap | 1.64B |
| Enterprise Value | 1.85B |
Important Dates
The next estimated earnings date is Thursday, April 23, 2026, before market open.
| Earnings Date | Apr 23, 2026 |
| Ex-Dividend Date | Feb 3, 2026 |
Share Statistics
1st Source has 24.33 million shares outstanding. The number of shares has decreased by -0.04% in one year.
| Current Share Class | 24.33M |
| Shares Outstanding | 24.33M |
| Shares Change (YoY) | -0.04% |
| Shares Change (QoQ) | -0.33% |
| Owned by Insiders (%) | 26.60% |
| Owned by Institutions (%) | 52.49% |
| Float | 17.86M |
Valuation Ratios
The trailing PE ratio is 10.50 and the forward PE ratio is 10.13.
| PE Ratio | 10.50 |
| Forward PE | 10.13 |
| PS Ratio | 3.89 |
| Forward PS | 3.56 |
| PB Ratio | 1.29 |
| P/TBV Ratio | 1.37 |
| P/FCF Ratio | 7.69 |
| P/OCF Ratio | 7.34 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 11.78 |
| EV / Sales | 4.39 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 8.67 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.63 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.66%.
| Return on Equity (ROE) | 12.66% |
| Return on Assets (ROA) | 1.76% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.26% |
| Revenue Per Employee | $353,963 |
| Profits Per Employee | $131,818 |
| Employee Count | 1,190 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, 1st Source has paid $46.12 million in taxes.
| Income Tax | 46.12M |
| Effective Tax Rate | 22.57% |
Stock Price Statistics
The stock price has increased by +7.27% in the last 52 weeks. The beta is 0.61, so 1st Source's price volatility has been lower than the market average.
| Beta (5Y) | 0.61 |
| 52-Week Price Change | +7.27% |
| 50-Day Moving Average | 66.91 |
| 200-Day Moving Average | 63.21 |
| Relative Strength Index (RSI) | 45.46 |
| Average Volume (20 Days) | 112,708 |
Short Selling Information
The latest short interest is 276,655, so 1.14% of the outstanding shares have been sold short.
| Short Interest | 276,655 |
| Short Previous Month | 211,645 |
| Short % of Shares Out | 1.14% |
| Short % of Float | 1.55% |
| Short Ratio (days to cover) | 2.43 |
Income Statement
In the last 12 months, 1st Source had revenue of $421.22 million and earned $156.86 million in profits. Earnings per share was $6.41.
| Revenue | 421.22M |
| Gross Profit | 421.22M |
| Operating Income | 210.17M |
| Pretax Income | 204.38M |
| Net Income | 156.86M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.41 |
Balance Sheet
The company has $136.34 million in cash and $346.30 million in debt, with a net cash position of -$209.95 million or -$8.63 per share.
| Cash & Cash Equivalents | 136.34M |
| Total Debt | 346.30M |
| Net Cash | -209.95M |
| Net Cash Per Share | -$8.63 |
| Equity (Book Value) | 1.32B |
| Book Value Per Share | 52.32 |
| Working Capital | -7.44B |
Cash Flow
In the last 12 months, operating cash flow was $223.12 million and capital expenditures -$10.08 million, giving a free cash flow of $213.04 million.
| Operating Cash Flow | 223.12M |
| Capital Expenditures | -10.08M |
| Free Cash Flow | 213.04M |
| FCF Per Share | $8.76 |
Margins
| Gross Margin | n/a |
| Operating Margin | 49.90% |
| Pretax Margin | 48.52% |
| Profit Margin | 37.58% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 50.58% |
Dividends & Yields
This stock pays an annual dividend of $1.60, which amounts to a dividend yield of 2.38%.
| Dividend Per Share | $1.60 |
| Dividend Yield | 2.38% |
| Dividend Growth (YoY) | 9.86% |
| Years of Dividend Growth | 39 |
| Payout Ratio | 24.35% |
| Buyback Yield | 0.04% |
| Shareholder Yield | 2.41% |
| Earnings Yield | 9.58% |
| FCF Yield | 13.01% |
Analyst Forecast
The average price target for 1st Source is $73.25, which is 8.86% higher than the current price. The consensus rating is "Hold".
| Price Target | $73.25 |
| Price Target Difference | 8.86% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on August 3, 2015. It was a forward split with a ratio of 1.1:1.
| Last Split Date | Aug 3, 2015 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |