1st Source Corporation (SRCE)

1st Source Statistics

Total Valuation

1st Source has a market cap or net worth of $1.59 billion. The enterprise value is $1.81 billion.

Market Cap	1.59B
Enterprise Value	1.81B

Important Dates

The last earnings date was Friday, January 23, 2026, before market open.

Earnings Date	Jan 23, 2026
Ex-Dividend Date	Feb 3, 2026

Share Statistics

1st Source has 24.37 million shares outstanding. The number of shares has decreased by -0.04% in one year.

Current Share Class	24.37M
Shares Outstanding	24.37M
Shares Change (YoY)	-0.04%
Shares Change (QoQ)	-0.33%
Owned by Insiders (%)	26.33%
Owned by Institutions (%)	52.71%
Float	17.94M

Valuation Ratios

The trailing PE ratio is 10.16 and the forward PE ratio is 9.80.

PE Ratio	10.16
Forward PE	9.80
PS Ratio	3.79
Forward PS	3.49
PB Ratio	1.24
P/TBV Ratio	1.33
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	11.42
EV / Sales	4.29
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.66%.

Return on Equity (ROE)	12.66%
Return on Assets (ROA)	1.76%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	6.38%
Revenue Per Employee	$349,557
Profits Per Employee	$131,350
Employee Count	1,205
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, 1st Source has paid $46.12 million in taxes.

Income Tax	46.12M
Effective Tax Rate	22.57%

Stock Price Statistics

The stock price has increased by +5.20% in the last 52 weeks. The beta is 0.64, so 1st Source's price volatility has been lower than the market average.

Beta (5Y)	0.64
52-Week Price Change	+5.20%
50-Day Moving Average	64.08
200-Day Moving Average	61.90
Relative Strength Index (RSI)	51.00
Average Volume (20 Days)	104,299

Short Selling Information

The latest short interest is 180,645, so 0.74% of the outstanding shares have been sold short.

Short Interest	180,645
Short Previous Month	189,349
Short % of Shares Out	0.74%
Short % of Float	1.01%
Short Ratio (days to cover)	1.90

Income Statement

In the last 12 months, 1st Source had revenue of $421.22 million and earned $158.28 million in profits. Earnings per share was $6.41.

Revenue	421.22M
Gross Profit	421.22M
Operating Income	210.17M
Pretax Income	204.38M
Net Income	158.28M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$6.41

Balance Sheet

The company has $119.86 million in cash and $340.72 million in debt, with a net cash position of -$220.86 million or -$9.06 per share.

Cash & Cash Equivalents	119.86M
Total Debt	340.72M
Net Cash	-220.86M
Net Cash Per Share	-$9.06
Equity (Book Value)	1.32B
Book Value Per Share	52.32
Working Capital	-7.16B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	49.90%
Pretax Margin	48.52%
Profit Margin	37.58%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.60, which amounts to a dividend yield of 2.40%.

Dividend Per Share	$1.60
Dividend Yield	2.40%
Dividend Growth (YoY)	9.86%
Years of Dividend Growth	39
Payout Ratio	24.34%
Buyback Yield	0.04%
Shareholder Yield	2.49%
Earnings Yield	9.97%
FCF Yield	n/a

Analyst Forecast

The average price target for 1st Source is $73.25, which is 12.47% higher than the current price. The consensus rating is "Hold".

Price Target	$73.25
Price Target Difference	12.47%
Analyst Consensus	Hold
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 3, 2015. It was a forward split with a ratio of 1.1:1.

Last Split Date	Aug 3, 2015
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2