United States Steel Statistics
Total Valuation
1st Source has a market cap or net worth of $1.45 billion. The enterprise value is $1.53 billion.
Important Dates
The last earnings date was Thursday, July 24, 2025, after market close.
| Earnings Date | Jul 24, 2025 |
| Ex-Dividend Date | Aug 5, 2025 |
Share Statistics
1st Source has 24.54 million shares outstanding. The number of shares has increased by 0.08% in one year.
| Current Share Class | 24.54M |
| Shares Outstanding | 24.54M |
| Shares Change (YoY) | +0.08% |
| Shares Change (QoQ) | -0.02% |
| Owned by Insiders (%) | 25.66% |
| Owned by Institutions (%) | 53.90% |
| Float | 17.50M |
Valuation Ratios
The trailing PE ratio is 10.35 and the forward PE ratio is 9.44.
| PE Ratio | 10.35 |
| Forward PE | 9.44 |
| PS Ratio | 3.69 |
| Forward PS | 3.33 |
| PB Ratio | 1.21 |
| P/TBV Ratio | 1.30 |
| P/FCF Ratio | 7.03 |
| P/OCF Ratio | 6.63 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 10.92 |
| EV / Sales | 3.90 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 7.42 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.11 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.90%.
| Return on Equity (ROE) | 11.90% |
| Return on Assets (ROA) | 1.57% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $325,157 |
| Profits Per Employee | $116,176 |
| Employee Count | 1,205 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, 1st Source has paid $40.07 million in taxes.
| Income Tax | 40.07M |
| Effective Tax Rate | 22.11% |
Stock Price Statistics
The stock price has increased by +2.39% in the last 52 weeks. The beta is 0.69, so 1st Source's price volatility has been lower than the market average.
| Beta (5Y) | 0.69 |
| 52-Week Price Change | +2.39% |
| 50-Day Moving Average | 61.76 |
| 200-Day Moving Average | 61.36 |
| Relative Strength Index (RSI) | 36.64 |
| Average Volume (20 Days) | 78,141 |
Short Selling Information
The latest short interest is 194,662, so 0.79% of the outstanding shares have been sold short.
| Short Interest | 194,662 |
| Short Previous Month | 210,604 |
| Short % of Shares Out | 0.79% |
| Short % of Float | 1.11% |
| Short Ratio (days to cover) | 1.56 |
Income Statement
In the last 12 months, 1st Source had revenue of $391.81 million and earned $139.99 million in profits. Earnings per share was $5.70.
| Revenue | 391.81M |
| Gross Profit | 391.81M |
| Operating Income | 187.01M |
| Pretax Income | 164.80M |
| Net Income | 139.99M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $5.70 |
Full Income StatementBalance Sheet
The company has $149.11 million in cash and $229.52 million in debt, giving a net cash position of -$80.41 million or -$3.28 per share.
| Cash & Cash Equivalents | 149.11M |
| Total Debt | 229.52M |
| Net Cash | -80.41M |
| Net Cash Per Share | -$3.28 |
| Equity (Book Value) | 1.26B |
| Book Value Per Share | 48.86 |
| Working Capital | -7.53B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $218.55 million and capital expenditures -$12.55 million, giving a free cash flow of $206.01 million.
| Operating Cash Flow | 218.55M |
| Capital Expenditures | -12.55M |
| Free Cash Flow | 206.01M |
| FCF Per Share | $8.40 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 47.73% |
| Pretax Margin | 46.26% |
| Profit Margin | 36.04% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 52.58% |
Dividends & Yields
This stock pays an annual dividend of $1.52, which amounts to a dividend yield of 2.58%.
| Dividend Per Share | $1.52 |
| Dividend Yield | 2.58% |
| Dividend Growth (YoY) | 7.25% |
| Years of Dividend Growth | 38 |
| Payout Ratio | 25.96% |
| Buyback Yield | -0.08% |
| Shareholder Yield | 2.50% |
| Earnings Yield | 9.67% |
| FCF Yield | 14.23% |
Dividend DetailsAnalyst Forecast
The average price target for 1st Source is $72.00, which is 21.88% higher than the current price. The consensus rating is "Hold".
| Price Target | $72.00 |
| Price Target Difference | 21.88% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on August 3, 2015. It was a forward split with a ratio of 1.1:1.
| Last Split Date | Aug 3, 2015 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
