1st Source Corporation (SRCE)

1st Source Statistics

Total Valuation

1st Source has a market cap or net worth of $1.47 billion. The enterprise value is $1.41 billion.

Market Cap	1.47B
Enterprise Value	1.41B

Important Dates

The last earnings date was Thursday, April 24, 2025, before market open.

Earnings Date	Apr 24, 2025
Ex-Dividend Date	May 5, 2025

Share Statistics

1st Source has 24.56 million shares outstanding. The number of shares has decreased by -0.17% in one year.

Current Share Class	24.56M
Shares Outstanding	24.56M
Shares Change (YoY)	-0.17%
Shares Change (QoQ)	+0.13%
Owned by Insiders (%)	25.58%
Owned by Institutions (%)	49.01%
Float	17.54M

Valuation Ratios

The trailing PE ratio is 10.49 and the forward PE ratio is 10.23.

PE Ratio	10.49
Forward PE	10.23
PS Ratio	3.79
Forward PS	3.51
PB Ratio	1.27
P/TBV Ratio	1.37
P/FCF Ratio	7.04
P/OCF Ratio	6.59
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	10.14
EV / Sales	3.63
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	6.75

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.85
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.22%.

Return on Equity (ROE)	12.22%
Return on Assets (ROA)	1.60%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$322,689
Profits Per Employee	$115,700
Employee Count	1,205
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, 1st Source has paid $40.19 million in taxes.

Income Tax	40.19M
Effective Tax Rate	22.22%

Stock Price Statistics

The stock price has increased by +20.99% in the last 52 weeks. The beta is 0.66, so 1st Source's price volatility has been lower than the market average.

Beta (5Y)	0.66
52-Week Price Change	+20.99%
50-Day Moving Average	60.15
200-Day Moving Average	60.63
Relative Strength Index (RSI)	59.29
Average Volume (20 Days)	107,745

Short Selling Information

The latest short interest is 252,690, so 1.03% of the outstanding shares have been sold short.

Short Interest	252,690
Short Previous Month	264,388
Short % of Shares Out	1.03%
Short % of Float	1.44%
Short Ratio (days to cover)	1.88

Income Statement

In the last 12 months, 1st Source had revenue of $388.84 million and earned $139.42 million in profits. Earnings per share was $5.69.

Revenue	388.84M
Gross Profit	388.84M
Operating Income	186.79M
Pretax Income	164.80M
Net Income	139.42M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$5.69

Balance Sheet

The company has $240.52 million in cash and $178.85 million in debt, giving a net cash position of $61.67 million or $2.51 per share.

Cash & Cash Equivalents	240.52M
Total Debt	178.85M
Net Cash	61.67M
Net Cash Per Share	$2.51
Equity (Book Value)	1.22B
Book Value Per Share	47.29
Working Capital	-7.36B

Cash Flow

In the last 12 months, operating cash flow was $223.69 million and capital expenditures -$14.30 million, giving a free cash flow of $209.38 million.

Operating Cash Flow	223.69M
Capital Expenditures	-14.30M
Free Cash Flow	209.38M
FCF Per Share	$8.52

Margins

Gross Margin	n/a
Operating Margin	48.04%
Pretax Margin	46.51%
Profit Margin	36.18%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	53.85%

Dividends & Yields

This stock pays an annual dividend of $1.52, which amounts to a dividend yield of 2.55%.

Dividend Per Share	$1.52
Dividend Yield	2.55%
Dividend Growth (YoY)	8.96%
Years of Dividend Growth	38
Payout Ratio	26.73%
Buyback Yield	0.17%
Shareholder Yield	2.72%
Earnings Yield	9.45%
FCF Yield	14.20%

Analyst Forecast

The average price target for 1st Source is $72.00, which is 20.66% higher than the current price. The consensus rating is "Buy".

Price Target	$72.00
Price Target Difference	20.66%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on August 3, 2015. It was a forward split with a ratio of 1.1:1.

Last Split Date	Aug 3, 2015
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4