SouthState Bank Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	2,303	1,415	1,453	1,336	1,033
Net Interest Income Growth	62.73%	-2.56%	8.76%	29.28%	25.01%
Non-Interest Income	377.74	302.26	286.91	309.25	354.25
Non-Interest Income Growth	24.97%	5.35%	-7.23%	-12.70%	13.86%
Revenues Before Loan Losses	2,681	1,718	1,740	1,645	1,387
Provision for Credit Losses	119.76	15.98	114.08	81.86	-165.27
Revenue	2,561	1,702	1,625	1,563	1,553
Revenue Growth (YoY)	50.51%	4.70%	3.99%	0.67%	72.21%
Compensation Expenses	797.84	606.87	583.4	554.7	552.03
Selling, General & Admin	367.27	253.41	270.53	226.08	212.87
Other Non-Interest Expenses	355.98	141.22	140.66	148.92	183.52
Total Non-Interest Expense	1,521	1,001	994.58	929.7	948.42
Pretax Income	1,040	700.25	630.85	633.36	604.28
Provision for Income Taxes	241.54	165.47	136.54	137.31	128.74
Net Income	798.67	534.78	494.31	496.05	475.54
Net Income to Common	798.67	534.78	494.31	496.05	475.54
Net Income Growth	49.34%	8.19%	-0.35%	4.31%	294.21%
Shares Outstanding (Basic)	101	76	76	75	70
Shares Outstanding (Diluted)	101	77	76	75	71
Shares Change (YoY)	32.23%	0.37%	1.73%	6.05%	28.74%
EPS (Basic)	7.90	7.01	6.50	6.65	6.76
EPS (Diluted)	7.87	6.97	6.46	6.60	6.71
EPS Growth	12.91%	7.90%	-2.12%	-1.64%	206.39%
Free Cash Flow	230.59	476.15	507.87	1,713	387.27
Free Cash Flow Growth	-51.57%	-6.25%	-70.36%	342.38%	-25.53%
Free Cash Flow Per Share	2.27	6.20	6.64	22.79	5.46
Dividends Per Share	2.280	2.120	2.040	1.980	1.920
Dividend Growth	7.55%	3.92%	3.03%	3.13%	2.13%
Profit Margin	31.18%	32.20%	28.45%	31.74%	36.03%
FCF Margin	9.00%	28.67%	29.23%	109.61%	29.35%
EBITDA	157.6	117.75	114.08	64.59	63.14
EBITDA Margin	6.15%	7.09%	6.57%	4.13%	4.78%
Effective Tax Rate	23.22%	23.63%	21.64%	21.68%	21.30%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q