SouthState Bank Corporation (SSB)

SouthState Bank Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	935.41	798.67	534.78	494.31	496.05	475.54
Depreciation & Amortization	119.8	157.6	117.75	114.08	64.59	63.14
Provision for Credit Losses	71.85	119.76	56.7	1.95	81.86	67.75
Stock-Based Compensation	38.1	37.01	28	35.86	35.64	29.66
Net Change in Loans Held-for-Sale	-833.15	-949.39	-620.14	-21.92	155.44	93.85
Other Adjustments	-321.29	-272.1	-34.57	32.88	89.02	-78.37
Changes in Trading Assets	796.05	826.05	281.89	-0.06	46.43	-35.15
Changes in Accrued Interest and Accounts Receivable	-11.96	-9.54	-9	-19.81	-32.83	17.08
Changes in Accounts Payable	7.05	-29.97	-16.07	50.59	2.61	-8.76
Changes in Other Operating Activities	-161.4	-479.01	274.4	-141.13	783.74	-58.85
Operating Cash Flow	726.12	300.85	511.96	546.76	1,731	415.69
Operating Cash Flow Growth	572.08%	-41.24%	-6.36%	-68.41%	316.39%	-22.58%
Net Change in Loans Held-for-Investment	-2,627	-1,454	-1,524	-2,218	-3,836	758.89
Net Change in Securities and Investments	-425.92	-97.58	649.94	818.52	-1,200	-3,596
Payments for Business Acquisitions	-	1,041	-	-	250.12	-39.93
Proceeds from Business Divestments	-	1,041	-	-	250.12	-39.93
Capital Expenditures	-73.49	-70.26	-35.81	-38.89	-17.67	-28.42
Purchases of Intangible Assets	-	-0.28	-	-	-	-
Sale of Property, Plant & Equipment	132.02	590.58	14.95	12.43	20.71	51.13
Other Investing Activities	11.54	11.4	8.66	-0.01	-82.7	-205.26
Investing Cash Flow	-2,983	20.81	-886.18	-1,426	-4,860	-2,319
Net Change in Deposits	2,538	1,879	1,013	699.78	-1,780	4,368
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-35.95	103.3	-67.23	25.73	-224.82	1.57
Long-Term Debt Issued	345.12	1,045	4,000	6,050	-	25
Long-Term Debt Repaid	-405	-1,105	-4,100	-5,950	-13	-100.88
Net Long-Term Debt Issued (Repaid)	-59.88	-59.88	-100	100	-13	-75.88
Issuance of Common Stock	6.77	5.49	8.82	5.7	4.44	5.29
Repurchase of Common Stock	-385.08	-235.82	-16.76	-16.06	-119.33	-147.21
Net Common Stock Issued (Repurchased)	-378.31	-230.33	-7.94	-10.37	-114.89	-141.92
Common Dividends Paid	-235.57	-231.3	-162.89	-156.18	-146.66	-135.34
Other Financing Activities	-1.8	-1.83	-	-	-	-
Financing Cash Flow	1,824	1,459	767.41	566	-2,280	4,016
Net Cash Flow	-432.61	1,780	393.19	-313.69	-5,409	2,112
Free Cash Flow	652.63	230.59	476.15	507.87	1,713	387.27
Free Cash Flow Growth	183.02%	-51.57%	-6.25%	-70.36%	342.38%	-25.53%
FCF Margin	24.33%	9.00%	27.98%	31.25%	109.61%	24.94%
Free Cash Flow Per Share	6.48	2.27	6.20	6.64	22.79	5.46
Levered Free Cash Flow	1,552	1,134	1,048	559.1	1,330	348.71
Unlevered Free Cash Flow	676.06	394.88	613.16	-35.21	846.87	-50.96

Updated May 1, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

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