S&T Bancorp, Inc. (STBA)

S&T Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	469.69	476.38	443.12	314.87	270.46	300.96
Interest Income on Investments	43.57	39.49	34.78	25.89	18.8	19.5
Total Interest Income	513.26	515.87	477.9	340.75	289.26	320.46
Interest Paid on Deposits	157.9	159.41	92.84	19.91	10.76	35.99
Interest Paid on Borrowings	12.96	21.66	35.66	5.06	2.39	5.09
Total Interest Expense	170.86	181.07	128.49	24.97	13.15	41.08
Net Interest Income	342.39	334.81	349.41	315.78	276.11	279.39
Net Interest Income Growth (YoY)	1.70%	-4.18%	10.65%	14.37%	-1.17%	13.21%
Trust Income	12.4	12.26	12.19	12.72	12.89	9.96
Mortgage Banking Activities	-	-	-	-	9.73	10.92
Gain (Loss) on Sale of Investments	-4.69	-4.44	-2	-1.2	0.03	0.14
Other Non-Interest Income	24.66	24.99	29.24	28.52	27	25.13
Total Non-Interest Income	48.76	49.08	55.62	56.86	64.7	59.75
Non-Interest Income Growth (YoY)	-7.42%	-11.75%	-2.18%	-12.11%	8.29%	19.71%
Revenues Before Loan Losses	391.16	383.89	405.03	372.64	340.81	339.13
Provision for Loan Losses	-0.74	0.13	17.89	8.37	16.22	131.42
Revenue	391.89	383.76	387.14	364.28	324.59	207.71
Revenue Growth (YoY)	1.58%	-0.87%	6.28%	12.22%	56.27%	-26.30%
Salaries and Employee Benefits	121.13	117.37	107.59	100.03	97.79	89.39
Occupancy Expenses	9.98	9.98	9.62	9.64	9.41	8.82
Federal Deposit Insurance	4.22	4.2	4.12	2.85	4.22	5.09
Selling, General & Administrative	55.43	54.64	53.73	50.8	45.85	45.37
Other Non-Interest Expense	34.26	32.76	33.28	32.02	31.66	35.66
Total Non-Interest Expense	225.03	218.94	208.33	195.35	188.93	184.33
EBT Excluding Unusual Items	166.87	164.82	178.8	168.93	135.67	23.38
Pretax Income	166.87	164.82	178.8	168.93	135.67	21.04
Income Tax Expense	33.54	33.55	34.02	33.41	25.33	-0
Net Income	133.33	131.27	144.78	135.52	110.34	21.04
Preferred Dividends & Other Adjustments	0.01	0.01	0.16	0.38	0.49	0.07
Net Income to Common	133.32	131.25	144.63	135.14	109.85	20.97
Net Income Growth	-1.42%	-9.34%	6.83%	22.82%	424.44%	-78.58%
Basic Shares Outstanding	38	38	38	39	39	39
Diluted Shares Outstanding	39	39	39	39	39	39
Shares Change (YoY)	0.04%	-0.34%	-0.96%	-0.06%	-0.05%	12.67%
EPS (Basic)	3.48	3.43	3.76	3.47	2.81	0.54
EPS (Diluted)	3.46	3.41	3.74	3.46	2.81	0.53
EPS Growth	-1.43%	-8.82%	8.09%	23.13%	430.19%	-81.21%
Dividend Per Share	0.680	1.340	1.300	1.230	1.140	1.120
Dividend Growth	-31.31%	3.08%	5.69%	7.90%	1.79%	1.82%
Effective Tax Rate	20.10%	20.36%	19.03%	19.78%	18.67%	-

Updated Oct 23, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q