S&T Bancorp, Inc. (STBA)

S&T Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	350.1	334.81	349.41	315.78	276.11
Net Interest Income Growth	4.57%	-4.18%	10.65%	14.37%	-1.17%
Non-Interest Income	52.02	49.08	57.62	58.26	64.7
Non-Interest Income Growth	5.99%	-14.82%	-1.10%	-9.95%	8.29%
Revenues Before Loan Losses	402.12	383.89	407.03	374.04	340.81
Provision for Credit Losses	7.42	0.13	17.89	8.37	16.22
Revenue	394.7	383.76	389.14	365.68	324.59
Revenue Growth (YoY)	2.85%	-1.38%	6.42%	12.66%	56.27%
Compensation Expenses	127.65	121.99	111.46	103.22	100.21
Selling, General & Admin	99.11	96.95	98.87	93.53	88.71
Total Non-Interest Expense	226.76	218.94	210.33	196.75	188.93
Pretax Income	167.94	164.82	178.8	168.93	135.67
Provision for Income Taxes	33.71	33.55	34.02	33.41	25.33
Net Income	134.23	131.27	144.78	135.52	110.34
Net Income to Common	134.23	131.27	144.78	135.52	110.34
Net Income Growth	2.26%	-9.34%	6.83%	22.82%	424.44%
Shares Outstanding (Basic)	38	38	38	39	39
Shares Outstanding (Diluted)	38	39	39	39	39
Shares Change (YoY)	-0.08%	-0.34%	-0.96%	-0.06%	-0.05%
EPS (Basic)	3.51	3.43	3.76	3.47	2.81
EPS (Diluted)	3.49	3.41	3.74	3.47	2.81
EPS Growth	2.35%	-8.82%	7.78%	23.49%	430.19%
Free Cash Flow	128.85	170.43	166.24	236.66	211.24
Free Cash Flow Growth	-24.40%	2.52%	-29.76%	12.03%	357.87%
Free Cash Flow Per Share	3.35	4.42	4.30	6.06	5.41
Dividends Per Share	1.400	1.340	1.300	1.230	1.140
Dividend Growth	4.48%	3.08%	5.69%	7.90%	1.79%
Profit Margin	34.01%	34.21%	37.21%	37.06%	33.99%
FCF Margin	32.64%	44.41%	42.72%	64.72%	65.08%
EBITDA	7.11	13.7	12.19	15.09	16.96
EBITDA Margin	1.80%	3.57%	3.13%	4.13%	5.23%
Effective Tax Rate	20.07%	20.36%	19.03%	19.78%	18.67%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q