S&T Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	472.71	476.38	443.12	314.87	270.46
Interest Income on Investments	43.78	39.49	34.78	25.89	18.8
Total Interest Income	516.49	515.87	477.9	340.75	289.26
Interest Paid on Deposits	154.57	159.41	92.84	19.91	10.76
Interest Paid on Borrowings	11.82	21.66	35.66	5.06	2.39
Total Interest Expense	166.39	181.07	128.49	24.97	13.15
Net Interest Income	350.1	334.81	349.41	315.78	276.11
Net Interest Income Growth (YoY)	4.57%	-4.18%	10.65%	14.37%	-1.17%
Trust Income	12.45	12.26	12.19	12.72	12.89
Mortgage Banking Activities	-	-	-	-	9.73
Gain (Loss) on Sale of Investments	-2.3	-4.44	-2	-1.2	0.03
Other Non-Interest Income	25.44	24.99	29.24	28.52	27
Total Non-Interest Income	52.02	49.08	55.62	56.86	64.7
Non-Interest Income Growth (YoY)	5.99%	-11.75%	-2.18%	-12.11%	8.29%
Revenues Before Loan Losses	402.12	383.89	405.03	372.64	340.81
Provision for Loan Losses	7.42	0.13	17.89	8.37	16.22
Revenue	394.7	383.76	387.14	364.28	324.59
Revenue Growth (YoY)	2.85%	-0.87%	6.28%	12.22%	56.27%
Salaries and Employee Benefits	127.65	117.37	107.59	100.03	97.79
Occupancy Expenses	-	9.98	9.62	9.64	9.41
Federal Deposit Insurance	4.24	4.2	4.12	2.85	4.22
Selling, General & Administrative	60.82	54.64	53.73	50.8	45.85
Other Non-Interest Expense	34.05	32.76	33.28	32.02	31.66
Total Non-Interest Expense	226.76	218.94	208.33	195.35	188.93
EBT Excluding Unusual Items	167.94	164.82	178.8	168.93	135.67
Pretax Income	167.94	164.82	178.8	168.93	135.67
Income Tax Expense	33.71	33.55	34.02	33.41	25.33
Net Income	134.23	131.27	144.78	135.52	110.34
Preferred Dividends & Other Adjustments	-	0.01	0.16	0.38	0.49
Net Income to Common	134.23	131.25	144.63	135.14	109.85
Net Income Growth	2.26%	-9.34%	6.83%	22.82%	424.44%
Basic Shares Outstanding	38	38	38	39	39
Diluted Shares Outstanding	38	39	39	39	39
Shares Change (YoY)	-0.08%	-0.34%	-0.96%	-0.06%	-0.05%
EPS (Basic)	3.49	3.43	3.76	3.47	2.81
EPS (Diluted)	3.49	3.41	3.74	3.46	2.81
EPS Growth	2.27%	-8.82%	8.09%	23.13%	430.19%
Dividend Per Share	1.400	1.340	1.300	1.230	1.140
Dividend Growth	4.48%	3.08%	5.69%	7.90%	1.79%
Effective Tax Rate	20.07%	20.36%	19.03%	19.78%	18.67%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q