S&T Bancorp, Inc. (STBA)

S&T Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	-	134.23	131.27	144.78	135.52	110.34
Depreciation & Amortization	-	7.11	13.7	12.19	15.09	16.96
Provision for Credit Losses	-	7.42	0.13	17.89	8.37	16.22
Stock-Based Compensation	-	5.34	4.62	3.87	3.19	2.43
Net Change in Loans Held-for-Sale	-	-0.9	0.22	-0.06	2.74	25.22
Other Adjustments	-	2.34	-0.11	4.46	-7.22	-6.05
Changes in Accrued Interest and Accounts Receivable	-	-0.23	2.7	-7.09	-10.03	3.56
Changes in Accounts Payable	-	-5.29	5	17.76	2.9	-2.09
Changes in Other Operating Activities	-	-16.41	7.9	-14.12	90.18	48.26
Operating Cash Flow	147.23	133.62	173.37	171.75	240.53	214.85
Operating Cash Flow Growth	-5.56%	-22.93%	0.94%	-28.59%	11.95%	316.77%
Net Change in Loans Held-for-Investment	-138.72	-342.99	-97.32	-481.15	-184.38	178.51
Net Change in Securities and Investments	19.5	37.24	-7.69	46.08	-223.25	-163.28
Capital Expenditures	-4.01	-4.77	-2.94	-5.51	-3.86	-3.61
Sale of Property, Plant & Equipment	-	-	-	-	0.16	0.01
Other Investing Activities	-3.29	-4.28	-10.35	-3.64	12.65	1.61
Investing Cash Flow	-126.37	-314.8	-118.29	-444.22	-398.68	13.24
Net Change in Deposits	292.29	175.71	261.36	301.85	-776.48	576.09
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-45	15	-265	45	285.51	-55.67
Long-Term Debt Issued	-	-	50	25	-	-
Long-Term Debt Repaid	-0.08	-0.08	-38.38	-5.46	-7.69	-11
Net Long-Term Debt Issued (Repaid)	-0.08	-0.08	11.62	19.54	-7.69	-11
Repurchase of Common Stock	-51.34	-37.95	-0.87	-20.61	-8.45	-0.63
Net Common Stock Issued (Repurchased)	-51.34	-37.95	-0.87	-20.61	-8.45	-0.63
Common Dividends Paid	-53.23	-52.89	-50.97	-49.71	-46.95	-44.33
Financing Cash Flow	106.37	99.8	-43.87	296.07	-554.05	464.46
Net Cash Flow	127.22	-81.38	11.21	23.6	-712.21	692.55
Free Cash Flow	143.22	128.85	170.43	166.24	236.66	211.24
Free Cash Flow Growth	11.15%	-24.40%	2.52%	-29.76%	12.03%	357.87%
FCF Margin	35.93%	32.64%	44.41%	42.72%	64.72%	65.08%
Free Cash Flow Per Share	3.76	3.35	4.42	4.30	6.06	5.41
Levered Free Cash Flow	131.81	114.57	169.25	167.54	222.1	162.43
Unlevered Free Cash Flow	-4.01	-19.58	26.36	3.23	94.27	63.09

Updated May 7, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q