S&T Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	355.21	350.1	334.81	349.41	315.78	276.11
Net Interest Income Growth	6.14%	4.57%	-4.18%	10.65%	14.37%	-1.17%
Non-Interest Income	55.24	52.02	49.08	57.62	58.26	64.7
Non-Interest Income Growth	16.12%	5.99%	-14.82%	-1.10%	-9.95%	8.29%
Revenues Before Loan Losses	410.45	402.12	383.89	407.03	374.04	340.81
Provision for Credit Losses	11.79	7.42	0.13	17.89	8.37	16.22
Revenue	398.66	394.7	383.76	389.14	365.68	324.59
Revenue Growth (YoY)	2.81%	2.85%	-1.38%	6.42%	12.66%	56.27%
Compensation Expenses	129.15	127.65	121.99	111.46	103.22	100.21
Selling, General & Admin	99.22	99.11	96.95	98.87	93.53	88.71
Total Non-Interest Expense	228.37	226.76	218.94	210.33	196.75	188.93
Pretax Income	170.28	167.94	164.82	178.8	168.93	135.67
Provision for Income Taxes	34.38	33.71	33.55	34.02	33.41	25.33
Net Income	135.9	134.23	131.27	144.78	135.52	110.34
Net Income to Common	135.9	134.23	131.27	144.78	135.52	110.34
Net Income Growth	1.85%	2.26%	-9.34%	6.83%	22.82%	424.44%
Shares Outstanding (Basic)	38	38	38	38	39	39
Shares Outstanding (Diluted)	38	38	39	39	39	39
Shares Change (YoY)	-1.11%	-0.08%	-0.34%	-0.96%	-0.06%	-0.05%
EPS (Basic)	3.58	3.51	3.43	3.76	3.47	2.81
EPS (Diluted)	3.57	3.49	3.41	3.74	3.47	2.81
EPS Growth	2.88%	2.35%	-8.82%	7.78%	23.49%	430.19%
Shares Outstanding	36.26	37.4	38.26	38.23	39	39.35
Free Cash Flow	143.22	128.85	170.43	166.24	236.66	211.24
Free Cash Flow Growth	11.15%	-24.40%	2.52%	-29.76%	12.03%	357.87%
Free Cash Flow Per Share	3.76	3.35	4.42	4.30	6.06	5.41
Dividends Per Share	1.060	1.400	1.340	1.300	1.230	1.140
Dividend Growth	-24.29%	4.48%	3.08%	5.69%	7.90%	1.79%
Profit Margin	34.09%	34.01%	34.21%	37.21%	37.06%	33.99%
FCF Margin	35.93%	32.64%	44.41%	42.72%	64.72%	65.08%
EBITDA	-	7.11	13.7	12.19	15.09	16.96
EBITDA Margin	-	1.80%	3.57%	3.13%	4.13%	5.23%
Effective Tax Rate	20.19%	20.07%	20.36%	19.03%	19.78%	18.67%

Updated May 7, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q