S&T Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	163.44	244.82	233.61	210.01	922.22
Investment Securities	-	173.9	197.85	229.07	255.01
Trading Asset Securities	-	60.89	63.02	83.46	33.93
Mortgage-Backed Securities	987.66	854.29	772.54	797.31	668.39
Total Investments	987.66	1,089	1,033	1,110	957.33
Gross Loans	8,072	7,747	7,660	7,191	7,014
Allowance for Loan Losses	-93.18	-101.49	-107.97	-101.34	-98.58
Other Adjustments to Gross Loans	-	-4.3	-6.6	-7.4	-14.1
Net Loans	7,979	7,641	7,545	7,083	6,901
Property, Plant & Equipment	-	85.36	91.11	92.37	96.7
Goodwill	373.42	373.42	373.42	373.42	373.42
Other Intangible Assets	2.25	3.06	4.06	5.38	6.9
Loans Held for Sale	1.01	-	0.15	0.02	1.52
Accrued Interest Receivable	-	36.4	39.1	32	22
Restricted Cash	-	2.03	5.36	6.31	-
Other Current Assets	-	-	-	-	37.36
Long-Term Deferred Tax Assets	-	42.07	45.27	51.61	20.16
Other Real Estate Owned & Foreclosed	0.06	0.01	0.08	3.07	13.31
Other Long-Term Assets	348.33	125.05	156.59	121.92	127.7
Total Assets	9,871	9,658	9,552	9,111	9,489
Interest Bearing Deposits	5,798	5,598	5,300	4,631	5,005
Institutional Deposits	-	-	-	-	243.4
Non-Interest Bearing Deposits	2,161	2,185	2,222	2,589	2,749
Total Deposits	7,959	7,783	7,522	7,220	7,997
Short-Term Borrowings	165	220.86	493.29	474.82	118.12
Current Portion of Leases	-	5.05	-	-	-
Long-Term Debt	50.82	50	39.28	14.74	-
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	22.43
Long-Term Leases	-	42.7	-	-	-
Trust Preferred Securities	49.48	49.42	49.36	54.45	54.39
Other Long-Term Liabilities	182.98	126.53	164.38	161.93	90.61
Total Liabilities	8,407	8,278	8,268	7,926	8,282
Common Stock	1,464	103.62	103.62	103.62	103.62
Additional Paid-In Capital	-	411.79	409.03	406.28	403.1
Retained Earnings	-	1,039	959.6	863.95	773.66
Treasury Stock	-	-97.16	-97.92	-77.07	-66.83
Comprehensive Income & Other	-	-76.99	-90.9	-112.13	-7.09
Shareholders' Equity	1,464	1,380	1,283	1,185	1,206
Total Liabilities & Equity	9,871	9,658	9,552	9,111	9,489
Total Debt	265.29	368.03	581.93	544.01	194.95
Net Cash (Debt)	-101.86	-62.32	-285.3	-250.55	761.2
Net Cash Per Share	-2.65	-1.62	-7.38	-6.42	19.49
Filing Date Shares Outstanding	37.4	38.26	38.23	39	36.7
Total Common Shares Outstanding	37.4	38.26	38.23	39	39.35
Book Value Per Share	39.14	36.08	33.57	30.38	30.66
Tangible Book Value	1,088	1,004	905.96	805.86	826.14
Tangible Book Value Per Share	29.09	26.24	23.70	20.66	20.99

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q