S&T Bancorp, Inc. (STBA)
NASDAQ: STBA · Real-Time Price · USD
40.73
-0.79 (-1.90%)
Mar 6, 2026, 4:00 PM EST - Market closed

S&T Bancorp Statistics

Total Valuation

S&T Bancorp has a market cap or net worth of $1.49 billion. The enterprise value is $1.64 billion.

Market Cap1.49B
Enterprise Value 1.64B

Important Dates

The next estimated earnings date is Thursday, April 23, 2026, before market open.

Earnings Date Apr 23, 2026
Ex-Dividend Date Feb 12, 2026

Share Statistics

S&T Bancorp has 36.55 million shares outstanding. The number of shares has decreased by -0.08% in one year.

Current Share Class 36.55M
Shares Outstanding 36.55M
Shares Change (YoY) -0.08%
Shares Change (QoQ) -1.19%
Owned by Insiders (%) 1.31%
Owned by Institutions (%) 72.40%
Float 36.04M

Valuation Ratios

The trailing PE ratio is 11.67 and the forward PE ratio is 11.26.

PE Ratio 11.67
Forward PE 11.26
PS Ratio 3.77
Forward PS 3.43
PB Ratio 1.04
P/TBV Ratio 1.37
P/FCF Ratio 11.55
P/OCF Ratio 11.14
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 12.20
EV / Sales 4.15
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 12.71

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 2.69
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 9.44%.

Return on Equity (ROE) 9.44%
Return on Assets (ROA) 1.37%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 7.36%
Revenue Per Employee $327,278
Profits Per Employee $111,302
Employee Count1,206
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, S&T Bancorp has paid $33.71 million in taxes.

Income Tax 33.71M
Effective Tax Rate 20.07%

Stock Price Statistics

The stock price has increased by +4.92% in the last 52 weeks. The beta is 0.88, so S&T Bancorp's price volatility has been lower than the market average.

Beta (5Y) 0.88
52-Week Price Change +4.92%
50-Day Moving Average 41.98
200-Day Moving Average 39.11
Relative Strength Index (RSI) 37.42
Average Volume (20 Days) 272,703

Short Selling Information

The latest short interest is 990,349, so 2.71% of the outstanding shares have been sold short.

Short Interest 990,349
Short Previous Month 803,762
Short % of Shares Out 2.71%
Short % of Float 2.75%
Short Ratio (days to cover) 4.69

Income Statement

In the last 12 months, S&T Bancorp had revenue of $394.70 million and earned $134.23 million in profits. Earnings per share was $3.49.

Revenue394.70M
Gross Profit 394.70M
Operating Income 172.18M
Pretax Income 167.94M
Net Income 134.23M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $3.49
Full Income Statement

Balance Sheet

The company has $197.19 million in cash and $346.15 million in debt, with a net cash position of -$148.96 million or -$4.08 per share.

Cash & Cash Equivalents 197.19M
Total Debt 346.15M
Net Cash -148.96M
Net Cash Per Share -$4.08
Equity (Book Value) 1.46B
Book Value Per Share 39.14
Working Capital -7.93B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $133.62 million and capital expenditures -$4.77 million, giving a free cash flow of $128.85 million.

Operating Cash Flow 133.62M
Capital Expenditures -4.77M
Free Cash Flow 128.85M
FCF Per Share $3.53
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 43.62%
Pretax Margin 42.55%
Profit Margin 34.01%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 32.64%

Dividends & Yields

This stock pays an annual dividend of $1.44, which amounts to a dividend yield of 3.54%.

Dividend Per Share $1.44
Dividend Yield 3.54%
Dividend Growth (YoY) 4.48%
Years of Dividend Growth 13
Payout Ratio 40.11%
Buyback Yield 0.08%
Shareholder Yield 3.62%
Earnings Yield 9.02%
FCF Yield 8.66%
Dividend Details

Analyst Forecast

The average price target for S&T Bancorp is $43.00, which is 5.57% higher than the current price. The consensus rating is "Hold".

Price Target $43.00
Price Target Difference 5.57%
Analyst Consensus Hold
Analyst Count 6
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 2, 1998. It was a forward split with a ratio of 2:1.

Last Split Date Nov 2, 1998
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 3