S&T Bancorp, Inc. (STBA)

S&T Bancorp Statistics

Total Valuation

S&T Bancorp has a market cap or net worth of $1.63 billion. The enterprise value is $1.74 billion.

Market Cap	1.63B
Enterprise Value	1.74B

Important Dates

The last earnings date was Thursday, January 22, 2026, before market open.

Earnings Date	Jan 22, 2026
Ex-Dividend Date	Feb 12, 2026

Share Statistics

S&T Bancorp has 37.40 million shares outstanding. The number of shares has decreased by -0.08% in one year.

Current Share Class	37.40M
Shares Outstanding	37.40M
Shares Change (YoY)	-0.08%
Shares Change (QoQ)	-1.19%
Owned by Insiders (%)	1.26%
Owned by Institutions (%)	72.38%
Float	36.90M

Valuation Ratios

The trailing PE ratio is 12.53 and the forward PE ratio is 12.06.

PE Ratio	12.53
Forward PE	12.06
PS Ratio	4.26
Forward PS	3.77
PB Ratio	1.12
P/TBV Ratio	1.50
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	12.93
EV / Sales	4.40
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.44%.

Return on Equity (ROE)	9.44%
Return on Assets (ROA)	1.37%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	7.96%
Revenue Per Employee	$327,278
Profits Per Employee	$111,302
Employee Count	1,206
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, S&T Bancorp has paid $33.71 million in taxes.

Income Tax	33.71M
Effective Tax Rate	20.07%

Stock Price Statistics

The stock price has increased by +10.47% in the last 52 weeks. The beta is 0.91, so S&T Bancorp's price volatility has been similar to the market average.

Beta (5Y)	0.91
52-Week Price Change	+10.47%
50-Day Moving Average	41.51
200-Day Moving Average	38.74
Relative Strength Index (RSI)	60.48
Average Volume (20 Days)	225,725

Short Selling Information

The latest short interest is 803,762, so 2.15% of the outstanding shares have been sold short.

Short Interest	803,762
Short Previous Month	701,088
Short % of Shares Out	2.15%
Short % of Float	2.18%
Short Ratio (days to cover)	4.54

Income Statement

In the last 12 months, S&T Bancorp had revenue of $394.70 million and earned $134.23 million in profits. Earnings per share was $3.49.

Revenue	394.70M
Gross Profit	394.70M
Operating Income	172.18M
Pretax Income	167.94M
Net Income	134.23M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.49

Balance Sheet

The company has $163.44 million in cash and $265.29 million in debt, with a net cash position of -$101.86 million or -$2.72 per share.

Cash & Cash Equivalents	163.44M
Total Debt	265.29M
Net Cash	-101.86M
Net Cash Per Share	-$2.72
Equity (Book Value)	1.46B
Book Value Per Share	39.14
Working Capital	-7.96B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	43.62%
Pretax Margin	42.55%
Profit Margin	34.01%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.44, which amounts to a dividend yield of 3.30%.

Dividend Per Share	$1.44
Dividend Yield	3.30%
Dividend Growth (YoY)	4.48%
Years of Dividend Growth	13
Payout Ratio	40.15%
Buyback Yield	0.08%
Shareholder Yield	3.38%
Earnings Yield	8.22%
FCF Yield	n/a

Analyst Forecast

The average price target for S&T Bancorp is $42.20, which is -3.39% lower than the current price. The consensus rating is "Hold".

Price Target	$42.20
Price Target Difference	-3.39%
Analyst Consensus	Hold
Analyst Count	5
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 2, 1998. It was a forward split with a ratio of 2:1.

Last Split Date	Nov 2, 1998
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2