S&T Bancorp, Inc. (STBA)

S&T Bancorp Statistics

Total Valuation

S&T Bancorp has a market cap or net worth of $1.43 billion. The enterprise value is $1.55 billion.

Market Cap	1.43B
Enterprise Value	1.55B

Important Dates

The next confirmed earnings date is Thursday, January 30, 2025, before market open.

Earnings Date	Jan 30, 2025
Ex-Dividend Date	Nov 7, 2024

Share Statistics

S&T Bancorp has 38.26 million shares outstanding. The number of shares has decreased by -0.44% in one year.

Current Share Class	38.26M
Shares Outstanding	38.26M
Shares Change (YoY)	-0.44%
Shares Change (QoQ)	+0.07%
Owned by Insiders (%)	1.34%
Owned by Institutions (%)	70.66%
Float	37.70M

Valuation Ratios

The trailing PE ratio is 10.65 and the forward PE ratio is 12.29.

PE Ratio	10.65
Forward PE	12.29
PS Ratio	3.70
Forward PS	3.60
PB Ratio	1.04
P/TBV Ratio	1.43
P/FCF Ratio	9.79
P/OCF Ratio	9.57
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	11.45
EV / Sales	4.01
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	10.60

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	2.68
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.41%.

Return on Equity (ROE)	10.41%
Return on Assets (ROA)	1.42%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$310,524
Profits Per Employee	$108,695
Employee Count	1,244
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, S&T Bancorp has paid $34.25 million in taxes.

Income Tax	34.25M
Effective Tax Rate	20.21%

Stock Price Statistics

The stock price has increased by +16.89% in the last 52 weeks. The beta is 0.83, so S&T Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.83
52-Week Price Change	+16.89%
50-Day Moving Average	40.67
200-Day Moving Average	37.60
Relative Strength Index (RSI)	41.43
Average Volume (20 Days)	190,450

Short Selling Information

The latest short interest is 824,091, so 2.15% of the outstanding shares have been sold short.

Short Interest	824,091
Short Previous Month	854,356
Short % of Shares Out	2.15%
Short % of Float	2.19%
Short Ratio (days to cover)	4.48

Income Statement

In the last 12 months, S&T Bancorp had revenue of $386.29 million and earned $135.22 million in profits. Earnings per share was $3.51.

Revenue	386.29M
Gross Profit	386.29M
Operating Income	173.70M
Pretax Income	169.32M
Net Income	135.22M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.51

Balance Sheet

The company has $273.84 million in cash and $391.69 million in debt, giving a net cash position of -$117.85 million or -$3.08 per share.

Cash & Cash Equivalents	273.84M
Total Debt	391.69M
Net Cash	-117.85M
Net Cash Per Share	-$3.08
Equity (Book Value)	1.38B
Book Value Per Share	35.96
Working Capital	-7.62B

Cash Flow

In the last 12 months, operating cash flow was $149.46 million and capital expenditures -$3.43 million, giving a free cash flow of $146.03 million.

Operating Cash Flow	149.46M
Capital Expenditures	-3.43M
Free Cash Flow	146.03M
FCF Per Share	$3.82

Margins

Gross Margin	n/a
Operating Margin	44.97%
Pretax Margin	43.88%
Profit Margin	35.01%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	37.80%

Dividends & Yields

This stock pays an annual dividend of $1.36, which amounts to a dividend yield of 3.64%.

Dividend Per Share	$1.36
Dividend Yield	3.64%
Dividend Growth (YoY)	3.10%
Years of Dividend Growth	12
Payout Ratio	38.74%
Buyback Yield	0.44%
Shareholder Yield	4.08%
Earnings Yield	9.45%
FCF Yield	10.21%

Analyst Forecast

The average price target for S&T Bancorp is $41.00, which is 9.68% higher than the current price. The consensus rating is "Hold".

Price Target	$41.00
Price Target Difference	9.68%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on November 2, 1998. It was a forward split with a ratio of 2:1.

Last Split Date	Nov 2, 1998
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4