S&T Bancorp Statistics
Total Valuation
S&T Bancorp has a market cap or net worth of $1.50 billion. The enterprise value is $1.56 billion.
Important Dates
The next estimated earnings date is Thursday, October 16, 2025, before market open.
| Earnings Date | Oct 16, 2025 |
| Ex-Dividend Date | Aug 14, 2025 |
Share Statistics
S&T Bancorp has 38.35 million shares outstanding. The number of shares has increased by 0.24% in one year.
| Current Share Class | 38.35M |
| Shares Outstanding | 38.35M |
| Shares Change (YoY) | +0.24% |
| Shares Change (QoQ) | +0.98% |
| Owned by Insiders (%) | 1.21% |
| Owned by Institutions (%) | 70.19% |
| Float | 37.84M |
Valuation Ratios
The trailing PE ratio is 11.54 and the forward PE ratio is 11.60.
| PE Ratio | 11.54 |
| Forward PE | 11.60 |
| PS Ratio | 3.87 |
| Forward PS | 3.55 |
| PB Ratio | 1.04 |
| P/TBV Ratio | 1.41 |
| P/FCF Ratio | 11.17 |
| P/OCF Ratio | 10.81 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 11.89 |
| EV / Sales | 4.01 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 11.56 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.19 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.47%.
| Return on Equity (ROE) | 9.47% |
| Return on Assets (ROA) | 1.35% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $322,130 |
| Profits Per Employee | $108,576 |
| Employee Count | 1,206 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, S&T Bancorp has paid $33.52 million in taxes.
| Income Tax | 33.52M |
| Effective Tax Rate | 20.38% |
Stock Price Statistics
The stock price has decreased by -3.80% in the last 52 weeks. The beta is 0.91, so S&T Bancorp's price volatility has been similar to the market average.
| Beta (5Y) | 0.91 |
| 52-Week Price Change | -3.80% |
| 50-Day Moving Average | 37.78 |
| 200-Day Moving Average | 38.41 |
| Relative Strength Index (RSI) | 62.66 |
| Average Volume (20 Days) | 133,409 |
Short Selling Information
The latest short interest is 647,032, so 1.69% of the outstanding shares have been sold short.
| Short Interest | 647,032 |
| Short Previous Month | 691,715 |
| Short % of Shares Out | 1.69% |
| Short % of Float | 1.71% |
| Short Ratio (days to cover) | 4.89 |
Income Statement
In the last 12 months, S&T Bancorp had revenue of $388.49 million and earned $130.94 million in profits. Earnings per share was $3.40.
| Revenue | 388.49M |
| Gross Profit | 388.49M |
| Operating Income | 168.68M |
| Pretax Income | 169.32M |
| Net Income | 130.94M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.40 |
Full Income StatementBalance Sheet
The company has $243.03 million in cash and $295.24 million in debt, giving a net cash position of -$52.21 million or -$1.36 per share.
| Cash & Cash Equivalents | 243.03M |
| Total Debt | 295.24M |
| Net Cash | -52.21M |
| Net Cash Per Share | -$1.36 |
| Equity (Book Value) | 1.45B |
| Book Value Per Share | 37.70 |
| Working Capital | -7.84B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $139.22 million and capital expenditures -$4.53 million, giving a free cash flow of $134.69 million.
| Operating Cash Flow | 139.22M |
| Capital Expenditures | -4.53M |
| Free Cash Flow | 134.69M |
| FCF Per Share | $3.51 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 43.42% |
| Pretax Margin | 42.34% |
| Profit Margin | 33.71% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 34.67% |
Dividends & Yields
This stock pays an annual dividend of $1.36, which amounts to a dividend yield of 3.65%.
| Dividend Per Share | $1.36 |
| Dividend Yield | 3.65% |
| Dividend Growth (YoY) | 3.03% |
| Years of Dividend Growth | 12 |
| Payout Ratio | 40.00% |
| Buyback Yield | -0.24% |
| Shareholder Yield | 3.40% |
| Earnings Yield | 8.70% |
| FCF Yield | 8.95% |
Dividend DetailsAnalyst Forecast
The average price target for S&T Bancorp is $42.00, which is 7.03% higher than the current price. The consensus rating is "Hold".
| Price Target | $42.00 |
| Price Target Difference | 7.03% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on November 2, 1998. It was a forward split with a ratio of 2:1.
| Last Split Date | Nov 2, 1998 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
