S&T Bancorp, Inc. (STBA)

Bally's Statistics

Total Valuation

S&T Bancorp has a market cap or net worth of $1.37 billion. The enterprise value is $1.42 billion.

Market Cap	1.37B
Enterprise Value	1.42B

Important Dates

The last earnings date was Thursday, July 24, 2025, before market open.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	Aug 14, 2025

Share Statistics

S&T Bancorp has 38.35 million shares outstanding. The number of shares has increased by 0.27% in one year.

Current Share Class	38.35M
Shares Outstanding	38.35M
Shares Change (YoY)	+0.27%
Shares Change (QoQ)	+0.98%
Owned by Insiders (%)	1.21%
Owned by Institutions (%)	69.89%
Float	37.84M

Valuation Ratios

The trailing PE ratio is 10.51 and the forward PE ratio is 10.57.

PE Ratio	10.51
Forward PE	10.57
PS Ratio	3.52
Forward PS	3.26
PB Ratio	0.95
P/TBV Ratio	1.28
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	10.82
EV / Sales	3.65
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.47%.

Return on Equity (ROE)	9.47%
Return on Assets (ROA)	1.35%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$322,130
Profits Per Employee	$108,576
Employee Count	1,206
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, S&T Bancorp has paid $33.52 million in taxes.

Income Tax	33.52M
Effective Tax Rate	20.38%

Stock Price Statistics

The stock price has decreased by -19.49% in the last 52 weeks. The beta is 0.91, so S&T Bancorp's price volatility has been similar to the market average.

Beta (5Y)	0.91
52-Week Price Change	-19.49%
50-Day Moving Average	37.69
200-Day Moving Average	38.56
Relative Strength Index (RSI)	29.23
Average Volume (20 Days)	134,605

Short Selling Information

The latest short interest is 691,715, so 1.80% of the outstanding shares have been sold short.

Short Interest	691,715
Short Previous Month	747,808
Short % of Shares Out	1.80%
Short % of Float	1.83%
Short Ratio (days to cover)	4.72

Income Statement

In the last 12 months, S&T Bancorp had revenue of $388.49 million and earned $130.94 million in profits. Earnings per share was $3.40.

Revenue	388.49M
Gross Profit	388.49M
Operating Income	168.68M
Pretax Income	169.32M
Net Income	130.94M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.40

Balance Sheet

The company has $203.12 million in cash and $250.30 million in debt, giving a net cash position of -$47.19 million or -$1.23 per share.

Cash & Cash Equivalents	203.12M
Total Debt	250.30M
Net Cash	-47.19M
Net Cash Per Share	-$1.23
Equity (Book Value)	1.45B
Book Value Per Share	37.70
Working Capital	-7.87B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	43.42%
Pretax Margin	42.34%
Profit Margin	33.71%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.36, which amounts to a dividend yield of 3.71%.

Dividend Per Share	$1.36
Dividend Yield	3.71%
Dividend Growth (YoY)	3.03%
Years of Dividend Growth	12
Payout Ratio	40.00%
Buyback Yield	-0.27%
Shareholder Yield	3.54%
Earnings Yield	9.56%
FCF Yield	n/a

Analyst Forecast

The average price target for S&T Bancorp is $42.00, which is 17.55% higher than the current price. The consensus rating is "Hold".

Price Target	$42.00
Price Target Difference	17.55%
Analyst Consensus	Hold
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 2, 1998. It was a forward split with a ratio of 2:1.

Last Split Date	Nov 2, 1998
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2