S&T Bancorp, Inc. (STBA)

S&T Bancorp Statistics

Total Valuation

S&T Bancorp has a market cap or net worth of $1.45 billion. The enterprise value is $1.51 billion.

Market Cap	1.45B
Enterprise Value	1.51B

Important Dates

The next estimated earnings date is Thursday, April 17, 2025, before market open.

Earnings Date	Apr 17, 2025
Ex-Dividend Date	Feb 13, 2025

Share Statistics

S&T Bancorp has 38.26 million shares outstanding. The number of shares has decreased by -0.34% in one year.

Current Share Class	38.26M
Shares Outstanding	38.26M
Shares Change (YoY)	-0.34%
Shares Change (QoQ)	+0.03%
Owned by Insiders (%)	1.36%
Owned by Institutions (%)	70.34%
Float	37.70M

Valuation Ratios

The trailing PE ratio is 11.09 and the forward PE ratio is 12.19.

PE Ratio	11.09
Forward PE	12.19
PS Ratio	3.77
Forward PS	3.57
PB Ratio	1.05
P/TBV Ratio	1.44
P/FCF Ratio	8.49
P/OCF Ratio	8.34
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	11.49
EV / Sales	3.93
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	8.85

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	2.16
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.86%.

Return on Equity (ROE)	9.86%
Return on Assets (ROA)	1.37%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$318,206
Profits Per Employee	$108,833
Employee Count	1,206
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, S&T Bancorp has paid $33.55 million in taxes.

Income Tax	33.55M
Effective Tax Rate	20.36%

Stock Price Statistics

The stock price has increased by +24.73% in the last 52 weeks. The beta is 0.79, so S&T Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.79
52-Week Price Change	+24.73%
50-Day Moving Average	38.74
200-Day Moving Average	39.38
Relative Strength Index (RSI)	46.23
Average Volume (20 Days)	199,575

Short Selling Information

The latest short interest is 694,962, so 1.82% of the outstanding shares have been sold short.

Short Interest	694,962
Short Previous Month	697,623
Short % of Shares Out	1.82%
Short % of Float	1.84%
Short Ratio (days to cover)	4.20

Income Statement

In the last 12 months, S&T Bancorp had revenue of $383.76 million and earned $131.25 million in profits. Earnings per share was $3.41.

Revenue	383.76M
Gross Profit	383.76M
Operating Income	169.02M
Pretax Income	169.32M
Net Income	131.25M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.41

Balance Sheet

The company has $305.71 million in cash and $368.03 million in debt, giving a net cash position of -$62.32 million or -$1.63 per share.

Cash & Cash Equivalents	305.71M
Total Debt	368.03M
Net Cash	-62.32M
Net Cash Per Share	-$1.63
Equity (Book Value)	1.38B
Book Value Per Share	36.08
Working Capital	-7.66B

Cash Flow

In the last 12 months, operating cash flow was $173.37 million and capital expenditures -$2.99 million, giving a free cash flow of $170.37 million.

Operating Cash Flow	173.37M
Capital Expenditures	-2.99M
Free Cash Flow	170.37M
FCF Per Share	$4.45

Margins

Gross Margin	n/a
Operating Margin	44.04%
Pretax Margin	42.95%
Profit Margin	34.21%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	44.40%

Dividends & Yields

This stock pays an annual dividend of $1.36, which amounts to a dividend yield of 3.62%.

Dividend Per Share	$1.36
Dividend Yield	3.62%
Dividend Growth (YoY)	3.08%
Years of Dividend Growth	10
Payout Ratio	39.88%
Buyback Yield	0.34%
Shareholder Yield	3.96%
Earnings Yield	9.08%
FCF Yield	11.78%

Analyst Forecast

The average price target for S&T Bancorp is $41.00, which is 8.47% higher than the current price. The consensus rating is "Hold".

Price Target	$41.00
Price Target Difference	8.47%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on November 2, 1998. It was a forward split with a ratio of 2:1.

Last Split Date	Nov 2, 1998
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4