S&T Bancorp Statistics
Total Valuation
S&T Bancorp has a market cap or net worth of $1.51 billion. The enterprise value is $1.55 billion.
Important Dates
The last earnings date was Thursday, October 23, 2025, before market open.
| Earnings Date | Oct 23, 2025 |
| Ex-Dividend Date | Nov 13, 2025 |
Share Statistics
S&T Bancorp has 38.22 million shares outstanding. The number of shares has decreased by -0.05% in one year.
| Current Share Class | 38.22M |
| Shares Outstanding | 38.22M |
| Shares Change (YoY) | -0.05% |
| Shares Change (QoQ) | -0.11% |
| Owned by Insiders (%) | 1.23% |
| Owned by Institutions (%) | 70.24% |
| Float | 37.72M |
Valuation Ratios
The trailing PE ratio is 11.41 and the forward PE ratio is 11.32.
| PE Ratio | 11.41 |
| Forward PE | 11.32 |
| PS Ratio | 3.86 |
| Forward PS | 3.53 |
| PB Ratio | 1.03 |
| P/TBV Ratio | 1.37 |
| P/FCF Ratio | 10.22 |
| P/OCF Ratio | 9.93 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 11.64 |
| EV / Sales | 3.96 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.51 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.86 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.35%.
| Return on Equity (ROE) | 9.35% |
| Return on Assets (ROA) | 1.37% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $324,953 |
| Profits Per Employee | $110,554 |
| Employee Count | 1,206 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, S&T Bancorp has paid $33.54 million in taxes.
| Income Tax | 33.54M |
| Effective Tax Rate | 20.10% |
Stock Price Statistics
The stock price has decreased by -5.89% in the last 52 weeks. The beta is 0.94, so S&T Bancorp's price volatility has been similar to the market average.
| Beta (5Y) | 0.94 |
| 52-Week Price Change | -5.89% |
| 50-Day Moving Average | 37.45 |
| 200-Day Moving Average | 37.66 |
| Relative Strength Index (RSI) | 62.61 |
| Average Volume (20 Days) | 205,244 |
Short Selling Information
The latest short interest is 592,124, so 1.55% of the outstanding shares have been sold short.
| Short Interest | 592,124 |
| Short Previous Month | 613,519 |
| Short % of Shares Out | 1.55% |
| Short % of Float | 1.57% |
| Short Ratio (days to cover) | 4.02 |
Income Statement
In the last 12 months, S&T Bancorp had revenue of $391.89 million and earned $133.33 million in profits. Earnings per share was $3.46.
| Revenue | 391.89M |
| Gross Profit | 391.89M |
| Operating Income | 171.09M |
| Pretax Income | 166.87M |
| Net Income | 133.33M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.46 |
Full Income StatementBalance Sheet
The company has $231.99 million in cash and $274.54 million in debt, giving a net cash position of -$42.55 million or -$1.11 per share.
| Cash & Cash Equivalents | 231.99M |
| Total Debt | 274.54M |
| Net Cash | -42.55M |
| Net Cash Per Share | -$1.11 |
| Equity (Book Value) | 1.48B |
| Book Value Per Share | 38.47 |
| Working Capital | -7.83B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $152.07 million and capital expenditures -$4.44 million, giving a free cash flow of $147.64 million.
| Operating Cash Flow | 152.07M |
| Capital Expenditures | -4.44M |
| Free Cash Flow | 147.64M |
| FCF Per Share | $3.86 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 43.66% |
| Pretax Margin | 42.58% |
| Profit Margin | 34.02% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 37.67% |
Dividends & Yields
This stock pays an annual dividend of $1.44, which amounts to a dividend yield of 3.65%.
| Dividend Per Share | $1.44 |
| Dividend Yield | 3.65% |
| Dividend Growth (YoY) | 3.76% |
| Years of Dividend Growth | 12 |
| Payout Ratio | 39.88% |
| Buyback Yield | 0.05% |
| Shareholder Yield | 3.69% |
| Earnings Yield | 8.83% |
| FCF Yield | 9.78% |
Dividend DetailsAnalyst Forecast
The average price target for S&T Bancorp is $41.25, which is 4.46% higher than the current price. The consensus rating is "Hold".
| Price Target | $41.25 |
| Price Target Difference | 4.46% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on November 2, 1998. It was a forward split with a ratio of 2:1.
| Last Split Date | Nov 2, 1998 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
