Stewart Information Services Corporation (STC)

STC Income Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Revenue	2,227	2,212	3,048	3,265	2,272	1,877
Revenue Growth (YoY)	-18.20%	-27.43%	-6.62%	43.72%	20.99%	-0.55%
Cost of Revenue	1,602	1,607	2,113	2,204	1,673	1,451
Gross Profit	624.73	605.65	935.31	1,061	598.6	426.63
Selling, General & Admin	523.91	507.7	648.02	626.76	375.19	345.35
Other Operating Expenses	62.93	62.45	57.18	36.39	19.22	22.53
Operating Expenses	586.84	570.15	705.2	663.15	394.4	367.88
Operating Income	37.89	35.5	230.11	397.83	204.2	58.75
Interest Expense / Income	19.95	19.74	18.4	5.03	2.62	4.34
Other Expense / Income	-44.95	-29.94	-1.46	-24.41	-2.16	-50.9
Pretax Income	62.9	45.7	213.17	417.21	203.74	105.31
Income Tax	21.14	15.26	50.86	93.99	48.83	26.7
Net Income	41.76	30.44	162.31	323.22	154.91	78.62
Net Income Growth	-56.60%	-81.25%	-49.78%	108.65%	97.04%	65.43%
Shares Outstanding (Basic)	28	27	27	27	25	24
Shares Outstanding (Diluted)	28	28	27	27	25	24
Shares Change	3.04%	0.63%	0.66%	9.05%	4.88%	0.29%
EPS (Basic)	1.53	1.12	6.00	12.05	6.25	3.33
EPS (Diluted)	1.52	1.11	5.94	11.90	6.22	3.31
EPS Growth	-56.94%	-81.31%	-50.08%	91.32%	87.92%	64.68%
Free Cash Flow	66.42	46.31	144.56	361.17	261.04	150.63
Free Cash Flow Per Share	2.41	1.70	5.34	13.47	10.53	6.38
Dividend Per Share	1.875	1.850	1.650	1.365	1.200	1.200
Dividend Growth	8.70%	12.12%	20.88%	13.75%	0%	0%
Gross Margin	28.05%	27.38%	30.68%	32.50%	26.35%	22.72%
Operating Margin	1.70%	1.60%	7.55%	12.19%	8.99%	3.13%
Profit Margin	1.88%	1.38%	5.32%	9.90%	6.82%	4.19%
Free Cash Flow Margin	2.98%	2.09%	4.74%	11.06%	11.49%	8.02%
Effective Tax Rate	33.61%	33.40%	23.86%	22.53%	23.97%	25.35%
EBITDA	145.77	127.89	288.75	458.62	225.58	132.18
EBITDA Margin	6.55%	5.78%	9.47%	14.05%	9.93%	7.04%
Depreciation & Amortization	62.93	62.45	57.18	36.39	19.22	22.53
EBIT	82.84	65.44	231.57	422.24	206.36	109.65
EBIT Margin	3.72%	2.96%	7.60%	12.93%	9.08%	5.84%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).