Stewart Information Services Corporation (STC)
NYSE: STC · Real-Time Price · USD
70.79
-1.10 (-1.53%)
At close: Feb 11, 2026, 4:00 PM EST
70.79
0.00 (0.00%)
After-hours: Feb 11, 2026, 7:00 PM EST

STC Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Premiums & Annuity Revenue
2,4202,0641,9492,7132,974
Total Interest & Dividend Income
57.7855.3745.1422.4216.86
Gain (Loss) on Sale of Investments
9.411.542.07-2.5517.72
Non-Insurance Activities Revenue
438.26358.56263.58335.85291.06
Other Revenue
1.06-0.20.22.67-0.6
2,9272,4892,2603,0713,299
Revenue Growth (YoY)
17.59%10.14%-26.42%-6.90%44.22%
Policy Benefits
81.6780.4180.28102.73126.24
Policy Acquisition & Underwriting Costs
1,048864.81813.521,2081,300
Depreciation & Amortization
61.0761.6162.4557.1836.39
Selling, General & Administrative
-46.349.653.246.5
Other Operating Expenses
714.63557.66458.1594.82580.26
Total Operating Expenses
2,7362,3562,1772,8182,867
Operating Income
190.92132.6382.9252.66431.8
Interest Expense
-20.44-19.91-19.74-18.4-5.03
EBT Excluding Unusual Items
170.47112.7163.16234.25426.77
Gain (Loss) on Sale of Investments
-----2.7
Gain (Loss) on Sale of Assets
-2.9-0.8-3.2-2.66.1
Other Unusual Items
-22.40.913.8
Pretax Income
165.57114.3160.86232.65433.97
Income Tax Expense
35.4126.1615.2650.8693.99
Earnings From Continuing Ops.
130.1688.1645.6181.79339.98
Minority Interest in Earnings
-14.63-14.85-15.16-19.48-16.77
Net Income
115.5473.3130.44162.31323.22
Net Income to Common
115.5473.3130.44162.31323.22
Net Income Growth
57.60%140.84%-81.25%-49.78%108.65%
Shares Outstanding (Basic)
2928272727
Shares Outstanding (Diluted)
2928282727
Shares Change (YoY)
1.53%2.21%0.63%0.66%9.05%
EPS (Basic)
4.052.651.126.0012.05
EPS (Diluted)
4.052.611.115.9411.90
EPS Growth
54.99%135.13%-81.31%-50.08%91.32%
Free Cash Flow
-95.1445.25143.91350.49
Free Cash Flow Per Share
-3.381.645.2612.90
Dividend Per Share
2.0501.9501.8501.6501.365
Dividend Growth
5.13%5.41%12.12%20.88%13.75%
Operating Margin
6.52%5.33%3.67%8.23%13.09%
Profit Margin
3.95%2.95%1.35%5.29%9.80%
Free Cash Flow Margin
-3.82%2.00%4.69%10.63%
EBITDA
252.07194.24145.35309.83468.19
EBITDA Margin
8.61%7.80%6.43%10.09%14.19%
D&A For EBITDA
61.1561.6162.4557.1836.39
EBIT
190.92132.6382.9252.66431.8
EBIT Margin
6.52%5.33%3.67%8.23%13.09%
Effective Tax Rate
21.39%22.88%25.08%21.86%21.66%
Revenue as Reported
2,9222,4902,2573,0693,306
Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.
SEC Filings: 10-K · 10-Q