STC Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Premiums Earned	2,420	2,064	1,949	2,713	2,974
Investment Income	57.78	55.37	45.14	22.42	16.86
Net Gains on Investments	5.56	12.94	-0.03	-1.48	24.32
Total Other Revenues	438.26	358.56	263.58	335.85	291.06
Revenue	2,922	2,490	2,257	3,069	3,306
Revenue Growth (YoY)	17.32%	10.32%	-26.45%	-7.15%	44.46%
Insurance Benefits & Claims	81.67	80.41	80.28	102.73	126.24
Policy Amortization Costs	1,048	864.81	813.52	1,208	1,300
Other Operating Expenses	1,606	1,411	1,283	1,507	1,440
Operating Income	186.02	134.23	80.6	251.06	439
Interest Expense	-20.44	-19.91	-19.74	-18.4	-5.03
Total Non-Operating Income (Expense)	-20.44	-19.91	-19.74	-18.4	-5.03
Pretax Income	165.57	114.31	60.86	232.65	433.97
Provision for Income Taxes	35.41	26.16	15.26	50.86	93.99
Net Income	115.54	73.31	30.44	162.31	323.22
Minority Interest in Earnings	14.63	14.85	15.16	19.48	16.77
Net Income to Common	115.54	73.31	30.44	162.31	323.22
Net Income Growth	57.60%	140.84%	-81.25%	-49.78%	108.65%
Shares Outstanding (Basic)	28	28	27	27	27
Shares Outstanding (Diluted)	29	28	28	27	27
Shares Change (YoY)	1.53%	2.21%	0.63%	0.66%	9.05%
EPS (Basic)	4.12	2.65	1.12	6.00	12.05
EPS (Diluted)	4.05	2.61	1.11	5.94	11.90
EPS Growth	55.17%	135.13%	-81.31%	-50.08%	91.32%
Free Cash Flow	132.28	95.14	45.25	143.91	350.49
Free Cash Flow Growth	39.03%	110.25%	-68.56%	-58.94%	34.38%
Free Cash Flow Per Share	4.63	3.38	1.64	5.26	12.90
Dividends Per Share	2.050	1.950	1.850	1.650	1.365
Dividend Growth	5.13%	5.41%	12.12%	20.88%	13.75%
Operating Margin	6.37%	5.39%	3.57%	8.18%	13.28%
Profit Margin	4.46%	3.54%	2.02%	5.92%	10.28%
FCF Margin	4.53%	3.82%	2.00%	4.69%	10.60%
EBITDA	247.09	195.84	143.05	308.23	475.39
EBITDA Margin	8.46%	7.86%	6.34%	10.04%	14.38%
EBIT	186.02	134.23	80.6	251.06	439
EBIT Margin	6.37%	5.39%	3.57%	8.18%	13.28%
Effective Tax Rate	21.39%	22.88%	25.08%	21.86%	21.66%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q