Stewart Information Services Corporation (STC)
NYSE: STC · Real-Time Price · USD
65.22
+0.42 (0.65%)
Jun 12, 2026, 4:00 PM EDT - Market closed
STC Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Premiums Earned | 2,524 | 2,420 | 2,064 | 1,949 | 2,713 | 2,974 |
Investment Income | 58.97 | 57.78 | 55.37 | 45.14 | 22.42 | 16.86 |
Net Gains on Investments | 5.41 | 5.56 | 12.94 | -0.03 | -1.48 | 24.32 |
Total Other Revenues | 502.55 | 438.26 | 358.56 | 263.58 | 335.85 | 291.06 |
| 3,091 | 2,922 | 2,490 | 2,257 | 3,069 | 3,306 | |
Revenue Growth (YoY) | 21.30% | 17.32% | 10.32% | -26.45% | -7.15% | 44.46% |
Insurance Benefits & Claims | 82.41 | 81.67 | 80.41 | 80.28 | 102.73 | 126.24 |
Policy Amortization Costs | 1,102 | 1,048 | 864.81 | 813.52 | 1,208 | 1,300 |
Other Operating Expenses | 1,700 | 1,606 | 1,411 | 1,283 | 1,507 | 1,440 |
Operating Income | 206.41 | 186.02 | 134.23 | 80.6 | 251.06 | 439 |
Interest Expense | -23.11 | -20.44 | -19.91 | -19.74 | -18.4 | -5.03 |
Total Non-Operating Income (Expense) | -23.11 | -20.44 | -19.91 | -19.74 | -18.4 | -5.03 |
Pretax Income | 183.3 | 165.57 | 114.31 | 60.86 | 232.65 | 433.97 |
Provision for Income Taxes | 39.48 | 35.41 | 26.16 | 15.26 | 50.86 | 93.99 |
Net Income | 143.82 | 130.16 | 88.16 | 45.6 | 181.79 | 339.98 |
Minority Interest in Earnings | 14.39 | 14.63 | 14.85 | 15.16 | 19.48 | 16.77 |
Net Income to Common | 129.42 | 115.54 | 73.31 | 30.44 | 162.31 | 323.22 |
Net Income Growth | 76.67% | 57.60% | 140.84% | -81.25% | -49.78% | 108.65% |
Shares Outstanding (Basic) | 29 | 28 | 28 | 27 | 27 | 27 |
Shares Outstanding (Diluted) | 29 | 29 | 28 | 28 | 27 | 27 |
Shares Change (YoY) | 3.42% | 1.53% | 2.21% | 0.63% | 0.66% | 9.05% |
EPS (Basic) | 4.53 | 4.12 | 2.65 | 1.12 | 6.00 | 12.05 |
EPS (Diluted) | 4.48 | 4.05 | 2.61 | 1.11 | 5.94 | 11.90 |
EPS Growth | 72.31% | 55.17% | 135.13% | -81.31% | -50.08% | 91.32% |
Free Cash Flow | 153.59 | 132.28 | 95.14 | 45.25 | 143.91 | 350.49 |
Free Cash Flow Growth | 16.11% | 39.03% | 110.25% | -68.56% | -58.94% | 34.38% |
Free Cash Flow Per Share | 5.26 | 4.63 | 3.38 | 1.64 | 5.26 | 12.90 |
Dividends Per Share | 2.080 | 2.050 | 1.950 | 1.850 | 1.650 | 1.365 |
Dividend Growth | 1.46% | 5.13% | 5.41% | 12.12% | 20.88% | 13.75% |
Operating Margin | 6.68% | 6.37% | 5.39% | 3.57% | 8.18% | 13.28% |
Profit Margin | 4.65% | 4.46% | 3.54% | 2.02% | 5.92% | 10.28% |
FCF Margin | 4.97% | 4.53% | 3.82% | 2.00% | 4.69% | 10.60% |
EBITDA | 269.01 | 247.09 | 195.84 | 143.05 | 308.23 | 475.39 |
EBITDA Margin | 8.70% | 8.46% | 7.86% | 6.34% | 10.04% | 14.38% |
EBIT | 206.41 | 186.02 | 134.23 | 80.6 | 251.06 | 439 |
EBIT Margin | 6.68% | 6.37% | 5.39% | 3.57% | 8.18% | 13.28% |
Effective Tax Rate | 21.54% | 21.39% | 22.88% | 25.08% | 21.86% | 21.66% |