Stewart Information Services Corporation (STC)

STC Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	143.82	130.16	88.16	45.6	181.79	339.98
Depreciation & Amortization	62.6	61.07	61.61	62.45	57.18	36.39
Stock-Based Compensation	17.78	17.1	13.56	10.92	12.28	11.97
Other Adjustments	3.36	8.56	-11.47	-27.31	15.46	49.03
Changes in Receivables	-24.7	-14.84	-12.05	-5.36	10.15	-
Changes in Other Operating Activities	25.26	3.64	-4.2	-3.25	-85	-27.35
Operating Cash Flow	231.13	205.69	135.61	83.04	191.86	390.29
Operating Cash Flow Growth	70.86%	51.68%	63.30%	-56.72%	-50.84%	41.51%
Capital Expenditures	-77.54	-73.41	-40.47	-37.79	-47.95	-39.8
Sale of Property, Plant & Equipment	2.27	-	-	-	-	10.68
Purchases of Investments	-116.18	-125	-157.83	-93.31	-214.8	-141.57
Proceeds from Sale of Investments	201.68	214.7	130.59	132.21	103.78	143.82
Payments for Business Acquisitions	-364.49	-370.01	-14.38	-25.1	-142.86	-599.98
Other Investing Activities	-12.42	-14.85	-5.17	-5.98	1.16	-18.43
Investing Cash Flow	-370.43	-368.58	-87.26	-29.97	-300.67	-645.28
Short-Term Debt Issued	202.74	201.18	3.39	3.54	39.5	1,197
Short-Term Debt Repaid	-2.61	-1.22	-3.38	-5.78	-76.49	-809.82
Net Short-Term Debt Issued (Repaid)	200.13	199.95	0.01	-2.24	-36.99	387.54
Issuance of Common Stock	7.41	148.31	10.55	4.97	5.83	2.72
Repurchase of Common Stock	-5.76	-3.89	-3.84	-1.78	-3.26	-2.25
Net Common Stock Issued (Repurchased)	1.65	144.42	6.71	3.19	2.57	0.46
Common Dividends Paid	-60.88	-58.49	-53.92	-50.52	-44.67	-36.64
Other Financing Activities	-19.4	-20.68	-13.76	-19.53	-44.13	-40.99
Financing Cash Flow	260.99	265.21	-60.96	-69.1	-123.22	310.37
Effect of Exchange Rate Changes on Cash and Cash Equivalents	1.04	3.16	-4.46	1.02	-5.53	-2.15
Net Cash Flow	122.73	105.48	-17.07	-15	-237.55	53.24
Free Cash Flow	153.59	132.28	95.14	45.25	143.91	350.49
Free Cash Flow Growth	16.11%	39.03%	110.25%	-68.56%	-58.94%	34.38%
FCF Margin	4.97%	4.53%	3.82%	2.00%	4.69%	10.60%
Free Cash Flow Per Share	5.26	4.63	3.38	1.64	5.26	12.90
Levered Free Cash Flow	339.88	306.79	90.26	49.6	49.55	679.99
Unlevered Free Cash Flow	172.28	137.54	120.45	81.79	120.4	313.16

Updated May 6, 2026. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q