Stewart Information Services Corporation (STC)
NYSE: STC · Real-Time Price · USD
67.65
-0.40 (-0.59%)
At close: Oct 8, 2025, 4:00 PM EDT
67.65
0.00 (0.00%)
After-hours: Oct 8, 2025, 7:00 PM EDT

STC Statistics

Total Valuation

STC has a market cap or net worth of $1.89 billion. The enterprise value is $2.30 billion.

Market Cap1.89B
Enterprise Value 2.30B

Important Dates

The next estimated earnings date is Wednesday, October 22, 2025, after market close.

Earnings Date Oct 22, 2025
Ex-Dividend Date Sep 16, 2025

Share Statistics

STC has 28.00 million shares outstanding. The number of shares has increased by 1.57% in one year.

Current Share Class 28.00M
Shares Outstanding 28.00M
Shares Change (YoY) +1.57%
Shares Change (QoQ) -0.04%
Owned by Insiders (%) 2.05%
Owned by Institutions (%) 96.39%
Float 27.42M

Valuation Ratios

The trailing PE ratio is 21.72 and the forward PE ratio is 14.21.

PE Ratio 21.72
Forward PE 14.21
PS Ratio 0.70
Forward PS n/a
PB Ratio 1.31
P/TBV Ratio 16.96
P/FCF Ratio 15.86
P/OCF Ratio 11.30
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 10.79, with an EV/FCF ratio of 19.25.

EV / Earnings 26.18
EV / Sales 0.86
EV / EBITDA 10.79
EV / EBIT 15.18
EV / FCF 19.25

Financial Position

The company has a current ratio of 1.78, with a Debt / Equity ratio of 0.40.

Current Ratio 1.78
Quick Ratio 1.75
Debt / Equity 0.40
Debt / EBITDA 2.23
Debt / FCF 4.82
Interest Coverage 7.59

Financial Efficiency

Return on equity (ROE) is 7.24% and return on invested capital (ROIC) is 4.77%.

Return on Equity (ROE) 7.24%
Return on Assets (ROA) 3.49%
Return on Invested Capital (ROIC) 4.77%
Return on Capital Employed (ROCE) 5.88%
Revenue Per Employee $381,248
Profits Per Employee $12,548
Employee Count7,000
Asset Turnover 0.98
Inventory Turnover n/a

Taxes

In the past 12 months, STC has paid $28.90 million in taxes.

Income Tax 28.90M
Effective Tax Rate 22.09%

Stock Price Statistics

The stock price has decreased by -2.23% in the last 52 weeks. The beta is 0.97, so STC's price volatility has been similar to the market average.

Beta (5Y) 0.97
52-Week Price Change -2.23%
50-Day Moving Average 71.62
200-Day Moving Average 67.13
Relative Strength Index (RSI) 31.77
Average Volume (20 Days) 144,969

Short Selling Information

The latest short interest is 898,442, so 3.21% of the outstanding shares have been sold short.

Short Interest 898,442
Short Previous Month 642,682
Short % of Shares Out 3.21%
Short % of Float 3.28%
Short Ratio (days to cover) 6.33

Income Statement

In the last 12 months, STC had revenue of $2.67 billion and earned $87.84 million in profits. Earnings per share was $3.11.

Revenue2.67B
Gross Profit 1.65B
Operating Income 151.50M
Pretax Income 130.84M
Net Income 87.84M
EBITDA 213.00M
EBIT 151.50M
Earnings Per Share (EPS) $3.11
Full Income Statement

Balance Sheet

The company has $216.43 million in cash and $575.79 million in debt, giving a net cash position of -$405.09 million or -$14.47 per share.

Cash & Cash Equivalents 216.43M
Total Debt 575.79M
Net Cash -405.09M
Net Cash Per Share -$14.47
Equity (Book Value) 1.45B
Book Value Per Share 51.46
Working Capital 159.88M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $167.58 million and capital expenditures -$48.12 million, giving a free cash flow of $119.45 million.

Operating Cash Flow 167.58M
Capital Expenditures -48.12M
Free Cash Flow 119.45M
FCF Per Share $4.27
Full Cash Flow Statement

Margins

Gross margin is 61.81%, with operating and profit margins of 5.68% and 3.29%.

Gross Margin 61.81%
Operating Margin 5.68%
Pretax Margin 4.90%
Profit Margin 3.29%
EBITDA Margin 7.98%
EBIT Margin 5.68%
FCF Margin 4.48%

Dividends & Yields

This stock pays an annual dividend of $2.00, which amounts to a dividend yield of 2.96%.

Dividend Per Share $2.00
Dividend Yield 2.96%
Dividend Growth (YoY) 5.19%
Years of Dividend Growth 4
Payout Ratio 65.03%
Buyback Yield -1.57%
Shareholder Yield 1.38%
Earnings Yield 4.64%
FCF Yield 6.31%
Dividend Details

Analyst Forecast

The average price target for STC is $77.50, which is 14.56% higher than the current price. The consensus rating is "Buy".

Price Target $77.50
Price Target Difference 14.56%
Analyst Consensus Buy
Analyst Count 2
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 24, 1999. It was a forward split with a ratio of 2:1.

Last Split Date May 24, 1999
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 5