Stewart Information Services Corporation (STC)

STC Statistics

Total Valuation

STC has a market cap or net worth of $1.96 billion. The enterprise value is $2.31 billion.

Market Cap	1.96B
Enterprise Value	2.31B

Important Dates

The last earnings date was Wednesday, February 5, 2025, after market close.

Earnings Date	Feb 5, 2025
Ex-Dividend Date	Dec 16, 2024

Share Statistics

STC has 27.81 million shares outstanding. The number of shares has increased by 2.21% in one year.

Current Share Class	27.76M
Shares Outstanding	27.81M
Shares Change (YoY)	+2.21%
Shares Change (QoQ)	+0.27%
Owned by Insiders (%)	1.71%
Owned by Institutions (%)	98.96%
Float	27.28M

Valuation Ratios

The trailing PE ratio is 26.95 and the forward PE ratio is 15.02.

PE Ratio	26.95
Forward PE	15.02
PS Ratio	0.78
Forward PS	0.70
PB Ratio	1.39
P/TBV Ratio	27.92
P/FCF Ratio	n/a
P/OCF Ratio	14.43
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	31.57
EV / Sales	0.93
EV / EBITDA	11.96
EV / EBIT	17.56
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.47, with a Debt / Equity ratio of 0.40.

Current Ratio	1.47
Quick Ratio	1.43
Debt / Equity	0.40
Debt / EBITDA	2.36
Debt / FCF	n/a
Interest Coverage	6.62

Financial Efficiency

Return on equity (ROE) is 6.32% and return on invested capital (ROIC) is 4.19%.

Return on Equity (ROE)	6.32%
Return on Assets (ROA)	3.03%
Return on Invested Capital (ROIC)	4.19%
Return on Capital Employed (ROCE)	5.33%
Revenue Per Employee	$365,885
Profits Per Employee	$10,781
Employee Count	6,800
Asset Turnover	0.92
Inventory Turnover	n/a

Taxes

In the past 12 months, STC has paid $26.16 million in taxes.

Income Tax	26.16M
Effective Tax Rate	22.88%

Stock Price Statistics

The stock price has increased by +11.26% in the last 52 weeks. The beta is 1.22, so STC's price volatility has been higher than the market average.

Beta (5Y)	1.22
52-Week Price Change	+11.26%
50-Day Moving Average	66.87
200-Day Moving Average	68.79
Relative Strength Index (RSI)	59.82
Average Volume (20 Days)	194,885

Short Selling Information

The latest short interest is 704,328, so 2.53% of the outstanding shares have been sold short.

Short Interest	704,328
Short Previous Month	694,372
Short % of Shares Out	2.53%
Short % of Float	2.58%
Short Ratio (days to cover)	3.93

Income Statement

In the last 12 months, STC had revenue of $2.49 billion and earned $73.31 million in profits. Earnings per share was $2.61.

Revenue	2.49B
Gross Profit	1.54B
Operating Income	131.83M
Pretax Income	66.97M
Net Income	73.31M
EBITDA	193.44M
EBIT	131.83M
Earnings Per Share (EPS)	$2.61

Balance Sheet

The company has $248.00 million in cash and $564.68 million in debt, giving a net cash position of -$357.88 million or -$12.87 per share.

Cash & Cash Equivalents	248.00M
Total Debt	564.68M
Net Cash	-357.88M
Net Cash Per Share	-$12.87
Equity (Book Value)	1.41B
Book Value Per Share	50.50
Working Capital	120.77M

Cash Flow

Operating Cash Flow	135.61M
Capital Expenditures	-40.47M
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 62.01%, with operating and profit margins of 5.30% and 2.95%.

Gross Margin	62.01%
Operating Margin	5.30%
Pretax Margin	4.59%
Profit Margin	2.95%
EBITDA Margin	7.77%
EBIT Margin	5.30%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $2.00, which amounts to a dividend yield of 2.84%.

Dividend Per Share	$2.00
Dividend Yield	2.84%
Dividend Growth (YoY)	5.41%
Years of Dividend Growth	4
Payout Ratio	76.74%
Buyback Yield	-2.21%
Shareholder Yield	0.63%
Earnings Yield	3.75%
FCF Yield	n/a

Analyst Forecast

The average price target for STC is $77.67, which is 10.41% higher than the current price. The consensus rating is "Buy".

Price Target	$77.67
Price Target Difference	10.41%
Analyst Consensus	Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on May 24, 1999. It was a forward split with a ratio of 2:1.

Last Split Date	May 24, 1999
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	5