Stewart Information Services Corporation (STC)
NYSE: STC · Real-Time Price · USD
66.91
+0.70 (1.06%)
Jul 3, 2025, 1:00 PM - Market closed

STC Statistics

Total Valuation

STC has a market cap or net worth of $1.87 billion. The enterprise value is $2.29 billion.

Market Cap 1.87B
Enterprise Value 2.29B

Important Dates

The next estimated earnings date is Wednesday, July 23, 2025, after market close.

Earnings Date Jul 23, 2025
Ex-Dividend Date Jun 16, 2025

Share Statistics

STC has 27.92 million shares outstanding. The number of shares has increased by 1.74% in one year.

Current Share Class 27.92M
Shares Outstanding 27.92M
Shares Change (YoY) +1.74%
Shares Change (QoQ) +0.23%
Owned by Insiders (%) 2.08%
Owned by Institutions (%) 99.20%
Float 27.33M

Valuation Ratios

The trailing PE ratio is 25.70 and the forward PE ratio is 14.00.

PE Ratio 25.70
Forward PE 14.00
PS Ratio 0.73
Forward PS n/a
PB Ratio 1.33
P/TBV Ratio 27.65
P/FCF Ratio 20.15
P/OCF Ratio 13.81
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 11.81, with an EV/FCF ratio of 24.70.

EV / Earnings 31.26
EV / Sales 0.90
EV / EBITDA 11.81
EV / EBIT 17.30
EV / FCF 24.70

Financial Position

The company has a current ratio of 1.65, with a Debt / Equity ratio of 0.40.

Current Ratio 1.65
Quick Ratio 1.60
Debt / Equity 0.40
Debt / EBITDA 2.34
Debt / FCF 6.04
Interest Coverage 6.68

Financial Efficiency

Return on equity (ROE) is 6.30% and return on invested capital (ROIC) is 4.23%.

Return on Equity (ROE) 6.30%
Return on Assets (ROA) 3.09%
Return on Invested Capital (ROIC) 4.23%
Return on Capital Employed (ROCE) 5.28%
Revenue Per Employee $363,941
Profits Per Employee $10,465
Employee Count 7,000
Asset Turnover 0.95
Inventory Turnover n/a

Taxes

In the past 12 months, STC has paid $25.70 million in taxes.

Income Tax 25.70M
Effective Tax Rate 22.73%

Stock Price Statistics

The stock price has increased by +8.16% in the last 52 weeks. The beta is 1.01, so STC's price volatility has been similar to the market average.

Beta (5Y) 1.01
52-Week Price Change +8.16%
50-Day Moving Average 63.70
200-Day Moving Average 68.21
Relative Strength Index (RSI) 63.08
Average Volume (20 Days) 172,647

Short Selling Information

The latest short interest is 536,207, so 1.92% of the outstanding shares have been sold short.

Short Interest 536,207
Short Previous Month 636,190
Short % of Shares Out 1.92%
Short % of Float 1.96%
Short Ratio (days to cover) 3.03

Income Statement

In the last 12 months, STC had revenue of $2.55 billion and earned $73.26 million in profits. Earnings per share was $2.60.

Revenue 2.55B
Gross Profit 1.58B
Operating Income 132.38M
Pretax Income 66.97M
Net Income 73.26M
EBITDA 193.93M
EBIT 132.38M
Earnings Per Share (EPS) $2.60
Full Income Statement

Balance Sheet

The company has $183.93 million in cash and $560.18 million in debt, giving a net cash position of -$421.97 million or -$15.11 per share.

Cash & Cash Equivalents 183.93M
Total Debt 560.18M
Net Cash -421.97M
Net Cash Per Share -$15.11
Equity (Book Value) 1.41B
Book Value Per Share 50.16
Working Capital 129.78M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $135.27 million and capital expenditures -$42.56 million, giving a free cash flow of $92.71 million.

Operating Cash Flow 135.27M
Capital Expenditures -42.56M
Free Cash Flow 92.71M
FCF Per Share $3.32
Full Cash Flow Statement

Margins

Gross margin is 62.04%, with operating and profit margins of 5.20% and 2.88%.

Gross Margin 62.04%
Operating Margin 5.20%
Pretax Margin 4.44%
Profit Margin 2.88%
EBITDA Margin 7.61%
EBIT Margin 5.20%
FCF Margin 3.64%

Dividends & Yields

This stock pays an annual dividend of $2.00, which amounts to a dividend yield of 2.99%.

Dividend Per Share $2.00
Dividend Yield 2.99%
Dividend Growth (YoY) 5.26%
Years of Dividend Growth 4
Payout Ratio 76.81%
Buyback Yield -1.74%
Shareholder Yield 1.25%
Earnings Yield 3.92%
FCF Yield 4.96%
Dividend Details

Analyst Forecast

The average price target for STC is $77.67, which is 16.08% higher than the current price. The consensus rating is "Buy".

Price Target $77.67
Price Target Difference 16.08%
Analyst Consensus Buy
Analyst Count 3
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 24, 1999. It was a forward split with a ratio of 2:1.

Last Split Date May 24, 1999
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 5