Stellar Bancorp, Inc. (STEL)

Stellar Bancorp Stock Forecast

Stock Price Forecast

The 2 analysts that cover Stellar Bancorp stock have a consensus rating of "Buy" and an average price target of $37, which forecasts a -5.54% decrease in the stock price over the next year. The lowest target is $30 and the highest is $44.

Price Target: $37 (-5.54%)

Analyst Consensus: Buy

Target	Low	Average	Median	High
Price	$30	$37	$44	$44
Change	-23.41%	-5.54%	+12.33%	+12.33%

Analyst Ratings

The average analyst rating for Stellar Bancorp stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Rating	Sep '25	Oct '25	Nov '25	Dec '25	Jan '26	Feb '26
Strong Buy	0	0	0	0	0	0
Buy	1	1	1	1	1	1
Hold	2	2	2	2	2	1
Sell	0	0	0	0	0	0
Strong Sell	0	0	0	0	0	0
Total	3	3	3	3	3	2

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Catherine Mealor Keefe, Bruyette & Woods	Keefe, Bruyette & Woods	Hold → Buy Upgrades $33 → $44	Hold → Buy	Upgrades	$33 → $44	+12.33%	Feb 3, 2026
Catherine Mealor Keefe, Bruyette & Woods	Keefe, Bruyette & Woods	Hold Maintains $32 → $33	Hold	Maintains	$32 → $33	-15.75%	Oct 27, 2025
Stephen Scouten Piper Sandler	Piper Sandler	Hold Maintains $27 → $30	Hold	Maintains	$27 → $30	-23.41%	Jul 29, 2025
Catherine Mealor Keefe, Bruyette & Woods	Keefe, Bruyette & Woods	Hold Maintains $29 → $32	Hold	Maintains	$29 → $32	-18.30%	Jul 28, 2025
Catherine Mealor Keefe, Bruyette & Woods	Keefe, Bruyette & Woods	Hold Maintains $31 → $29	Hold	Maintains	$31 → $29	-25.96%	Apr 28, 2025

More Analyst Ratings

Financial Forecast

Revenue This Year

445.15M

Increased by 7.72%

from 413.25M

Revenue Next Year

465.96M

Increased by 4.67%

from 445.15M

EPS This Year

2.04

Increased by 2.50%

from 1.99

EPS Next Year

2.19

Increased by 7.63%

from 2.04

Fiscal Year	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026	FY 2027
Period Ending	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026	Dec 31, 2027
Revenue	239.45M	258.60M	452.38M	433.92M	413.25M	445.15M	465.96M
Revenue Growth	30.51%	8.00%	74.93%	-4.08%	-4.76%	7.72%	4.67%
EPS	2.82	1.47	2.45	2.15	1.99	2.04	2.19
EPS Growth	80.77%	-47.87%	66.67%	-12.25%	-7.55%	2.50%	7.63%
Forward PE	-	-	-	-	-	19.23	17.86
No. Analysts	-	-	-	-	-	7	6

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2026	2027
High	461.3M	484.8M
Avg	445.2M	466.0M
Low	425.8M	443.3M

Revenue Growth

Revenue Growth	2026	2027
High	11.6%	8.9%
Avg	7.7%	4.7%
Low	3.0%	-0.4%

EPS Forecast

EPS	2026	2027
High	2.12	2.31
Avg	2.04	2.19
Low	1.93	2.06

EPS Growth

EPS Growth	2026	2027
High	6.7%	13.4%
Avg	2.5%	7.6%
Low	-2.9%	1.0%

Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.