Stellar Bancorp Statistics
Total Valuation
STEL has a market cap or net worth of $1.40 billion.
Important Dates
The next confirmed earnings date is Friday, October 25, 2024, before market open.
| Earnings Date | Oct 25, 2024 |
| Ex-Dividend Date | Sep 13, 2024 |
Share Statistics
STEL has 53.57 million shares outstanding. The number of shares has increased by 13.49% in one year.
| Shares Outstanding | 53.57M |
| Shares Change (YoY) | +13.49% |
| Shares Change (QoQ) | +0.38% |
| Owned by Insiders (%) | 9.54% |
| Owned by Institutions (%) | 54.93% |
| Float | 48.41M |
Valuation Ratios
The trailing PE ratio is 12.30 and the forward PE ratio is 13.95.
| PE Ratio | 12.30 |
| Forward PE | 13.95 |
| PS Ratio | 3.22 |
| Forward PS | 3.16 |
| PB Ratio | 0.90 |
| P/FCF Ratio | 10.51 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.82 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.54%.
| Return on Equity (ROE) | 7.54% |
| Return on Assets (ROA) | 1.06% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $442,803 |
| Profits Per Employee | $116,402 |
| Employee Count | 980 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, STEL has paid $28.56 million in taxes.
| Income Tax | 28.56M |
| Effective Tax Rate | 20.02% |
Stock Price Statistics
The stock price has increased by +21.02% in the last 52 weeks. The beta is 0.83, so STEL's price volatility has been lower than the market average.
| Beta (5Y) | 0.83 |
| 52-Week Price Change | +21.02% |
| 50-Day Moving Average | 25.99 |
| 200-Day Moving Average | 24.46 |
| Relative Strength Index (RSI) | 52.14 |
| Average Volume (20 Days) | 128,225 |
Short Selling Information
The latest short interest is 829,637, so 1.55% of the outstanding shares have been sold short.
| Short Interest | 829,637 |
| Short Previous Month | 736,360 |
| Short % of Shares Out | 1.55% |
| Short % of Float | 1.71% |
| Short Ratio (days to cover) | 2.27 |
Income Statement
In the last 12 months, STEL had revenue of $433.95 million and earned $114.07 million in profits. Earnings per share was $2.13.
| Revenue | 433.95M |
| Gross Profit | 433.95M |
| Operating Income | 185.81M |
| Pretax Income | 142.63M |
| Net Income | 114.07M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.13 |
Full Income StatementBalance Sheet
The company has $497.19 million in cash and $375.85 million in debt, giving a net cash position of $121.34 million or $2.26 per share.
| Cash & Cash Equivalents | 497.19M |
| Total Debt | 375.85M |
| Net Cash | 121.34M |
| Net Cash Per Share | $2.26 |
| Equity (Book Value) | 1.57B |
| Book Value Per Share | 29.23 |
| Working Capital | -8.44B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $139.44 million and capital expenditures -$5.93 million, giving a free cash flow of $133.51 million.
| Operating Cash Flow | 139.44M |
| Capital Expenditures | -5.93M |
| Free Cash Flow | 133.51M |
| FCF Per Share | $2.49 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 42.82% |
| Pretax Margin | 32.87% |
| Profit Margin | 26.29% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 32.46% |