Stellar Bancorp, Inc. (STEL)
NYSE: STEL · IEX Real-Time Price · USD
24.32
+0.29 (1.21%)
Jul 12, 2024, 4:00 PM EDT - Market closed

Stellar Bancorp Statistics

Total Valuation

STEL has a market cap or net worth of $1.30 billion. The enterprise value is $1.23 billion.

Market Cap 1.30B
Enterprise Value 1.23B

Important Dates

The next confirmed earnings date is Friday, July 26, 2024, before market open.

Earnings Date Jul 26, 2024
Ex-Dividend Date Jun 14, 2024

Share Statistics

STEL has 53.57 million shares outstanding. The number of shares has increased by 0.61% in one year.

Shares Outstanding 53.57M
Shares Change (YoY) +0.61%
Shares Change (QoQ) +0.07%
Owned by Insiders (%) 15.32%
Owned by Institutions (%) 54.32%
Float 48.36M

Valuation Ratios

The trailing PE ratio is 10.86 and the forward PE ratio is 11.98.

PE Ratio 10.86
Forward PE 11.98
PS Ratio 2.98
Forward PS 2.95
PB Ratio 0.85
P/FCF Ratio 8.60
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.76, with an EV/FCF ratio of 8.11.

EV / Earnings 10.28
EV / Sales 2.81
EV / EBITDA 6.76
EV / EBIT 8.31
EV / FCF 8.11

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.21
Debt / EBITDA 1.79
Debt / FCF 2.14
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 8.00% and return on invested capital (ROIC) is 6.44%.

Return on Equity (ROE) 8.00%
Return on Assets (ROA) 1.10%
Return on Capital (ROIC) 6.44%
Revenue Per Employee $445,954
Profits Per Employee $121,935
Employee Count 980
Asset Turnover 0.04
Inventory Turnover n/a

Taxes

In the past 12 months, STEL has paid $28.23 million in taxes.

Income Tax 28.23M
Effective Tax Rate 19.11%

Stock Price Statistics

The stock price has increased by +5.74% in the last 52 weeks. The beta is 0.85, so STEL's price volatility has been lower than the market average.

Beta (5Y) 0.85
52-Week Price Change +5.74%
50-Day Moving Average 22.53
200-Day Moving Average 23.74
Relative Strength Index (RSI) 69.26
Average Volume (20 Days) 190,291

Short Selling Information

The latest short interest is 829,637, so 1.55% of the outstanding shares have been sold short.

Short Interest 829,637
Short Previous Month 736,360
Short % of Shares Out 1.55%
Short % of Float 1.72%
Short Ratio (days to cover) 3.77

Income Statement

In the last 12 months, STEL had revenue of $437.04 million and earned $119.50 million in profits. Earnings per share was $2.24.

Revenue 437.04M
Gross Profit 437.04M
Operating Income 147.73M
Pretax Income 147.73M
Net Income 119.50M
EBITDA 181.66M
EBIT 147.73M
Earnings Per Share (EPS) $2.24
Full Income Statement

Balance Sheet

The company has $399.74 million in cash and $324.86 million in debt, giving a net cash position of $74.88 million or $1.40 per share.

Cash & Cash Equivalents 399.74M
Total Debt 324.86M
Net Cash 74.88M
Net Cash Per Share $1.40
Equity (Book Value) 1.53B
Book Value Per Share 28.57
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $150.30 million and capital expenditures $1.19 million, giving a free cash flow of $151.49 million.

Operating Cash Flow 150.30M
Capital Expenditures 1.19M
Free Cash Flow 151.49M
FCF Per Share $2.84
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 33.80% and 27.34%.

Gross Margin 100.00%
Operating Margin 33.80%
Pretax Margin 33.80%
Profit Margin 27.34%
EBITDA Margin 41.57%
EBIT Margin 33.80%
FCF Margin 34.66%

Dividends & Yields

This stock pays an annual dividend of $0.52, which amounts to a dividend yield of 2.14%.

Dividend Per Share $0.52
Dividend Yield 2.14%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 23.21%
Buyback Yield -0.61%
Shareholder Yield 1.53%
Earnings Yield 9.17%
FCF Yield 11.63%
Dividend Details

Analyst Forecast

The average price target for STEL is $27.50, which is 13.08% higher than the current price. The consensus rating is "Buy".

Price Target $27.50
Price Target Difference 13.08%
Analyst Consensus Buy
Analyst Count 2
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4