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Spirit of Texas Bancshares, Inc. (STXB)

Stock Price: $10.82 USD -0.06 (-0.55%)
Updated Jul 14, 2020 12:40 PM EDT - Market open

Stock Price Chart

Key Info

Market Cap 190.57M
Revenue (ttm) 97.30M
Net Income (ttm) 21.40M
Shares Out 17.61M
EPS (ttm) 1.29
PE Ratio 8.39
Forward PE n/a
Dividend n/a
Dividend Yield n/a

Stock Quote

Trading Day Jul 14, 2020
Last Price $10.82
Previous Close $10.88
Change ($) -0.06
Change (%) -0.55%
Day's Open 10.84
Day's Range 10.55 - 11.45
Day's Volume 10,067
52-Week Range 8.96 - 23.48

More Stats

Market Cap 190.57M
Enterprise Value 76.19M
Earnings Date (est) Jul 22, 2020
Ex-Dividend Date n/a
Shares Outstanding 17.61M
Float 13.47M
EPS (basic) 1.34
EPS (diluted) 1.29
FCF / Share 1.27
Dividend n/a
Dividend Yield n/a
Earnings Yield 11.92%
FCF Yield 12.11%
Payout Ratio n/a
Shares Short 243,490
Short Ratio 6.22
Short % of Float 2.01%
Beta 1.04
PE Ratio 8.39
Forward PE n/a
P/FCF Ratio 8.26
PS Ratio 1.96
PB Ratio 0.54
Revenue 97.30M
Operating Income 28.62M
Net Income 21.40M
Free Cash Flow 23.07M
Net Cash 114.38M
Net Cash / Share 6.49
Gross Margin 92.09%
Operating Margin 29.41%
Profit Margin 22.00%
FCF Margin 23.71%
ROA 1.06%
ROE 7.79%
ROIC 1.30%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (3)

Buy 2
Overweight 0
Hold 1
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$15.33*
(41.68% upside)
Low
13.0
Current: 10.82
High
17.0
Target: 15.33
*Average 12-month price target from 3 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016
Revenue89.6055.3445.7440.21
Revenue Growth61.9%20.99%13.77%-
Gross Profit89.6055.3445.7440.21
Operating Income28.5512.148.345.32
Net Income21.149.984.753.72
Shares Outstanding14.709.267.237.07
Earnings Per Share1.401.030.630.50
EPS Growth35.92%63.49%26%-
Operating Cash Flow28.2314.1013.857.15
Capital Expenditures-7.23-6.62-13.66-7.23
Free Cash Flow21.017.480.19-0.08
Cash & Equivalents32689.0257.95152
Total Debt10590.2891.4171.02
Net Cash / Debt221-1.27-33.4681.22
Assets2,3851,4771,030980
Liabilities2,0391,278931888
Book Value34619999.1492.90
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Spirit of Texas Bancshares, Inc.
Country United States
Employees 395
CEO Dean O. Bass

Stock Information

Ticker Symbol STXB
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: STXB
IPO Date May 4, 2018

Description

Spirit of Texas Bancshares, Inc. operates as the holding company for Spirit of Texas Bank SSB that provides various commercial and retail banking services. It offers checking, money market, savings, and individual retirement accounts, as well as various certificates of deposit. The company also provides commercial and industrial loans; 1-4 single family residential real estate loans; construction, land, and development loans; commercial real estate loans, such as owner and nonowner-occupied commercial real estate loans, other commercial real estate loans, and multifamily loans and farmland; consumer loans and leases; and municipal and other loans. In addition, it offers a range of ancillary banking services, including treasury management, wire transfer, ATM access, and co-branded credit card services; consumer and commercial online banking services; merchant services, including credit card processing; and mobile applications, safe deposit boxes, and debit and credit cards. Further, the company invests in U.S. Treasury bills and notes, as well as in securities of federally sponsored agencies, such as Federal Home Loan Bank bonds. As of April 16, 2020, it operated through a network of 41 full-service branches located in the Houston, Dallas/Fort Worth, Austin, Bryan/College Station, San Antonio-New Braunfels, Corpus Christi, and Tyler metropolitan areas, as well as offices in North Central Texas. The company serves individuals, professionals, small and medium-sized businesses, and commercial companies. Spirit of Texas Bancshares, Inc. was founded in 2008 and is headquartered in Conroe, Texas.