Stock Yards Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	300.31	257.04	247.33	233.38	171.07
Net Interest Income Growth	16.84%	3.92%	5.98%	36.42%	25.86%
Non-Interest Income	96.95	95.23	92.22	89.15	65.85
Non-Interest Income Growth	1.80%	3.26%	3.45%	35.38%	26.88%
Revenues Before Loan Losses	397.26	352.27	339.55	322.53	236.92
Provision for Credit Losses	6.7	9.73	13.8	10.26	-0.75
Revenue	390.56	342.55	325.76	312.28	237.68
Revenue Growth (YoY)	14.02%	5.15%	4.32%	31.39%	40.30%
Compensation Expenses	131.82	121.11	110.33	103.21	76.51
Selling, General & Admin	58.93	56.34	53.74	46.41	34.27
Other Non-Interest Expenses	21.62	20.73	23.77	42.18	31.49
Total Non-Interest Expense	212.36	198.18	187.83	191.79	142.28
Pretax Income	178.2	144.37	137.93	120.48	95.4
Provision for Income Taxes	38.05	29.83	30.18	27.19	20.75
Net Income	140.15	114.54	107.75	92.97	74.65
Minority Interest in Earnings	-	-	-	0.32	-
Net Income to Common	140.15	114.54	107.75	92.97	74.65
Net Income Growth	22.36%	6.30%	15.89%	24.55%	26.80%
Shares Outstanding (Basic)	29	29	29	29	25
Shares Outstanding (Diluted)	30	29	29	29	25
Shares Change (YoY)	0.29%	0.27%	1.46%	14.97%	10.49%
EPS (Basic)	4.77	3.91	3.69	3.24	3.00
EPS (Diluted)	4.75	3.89	3.67	3.21	2.97
EPS Growth	22.11%	6.00%	14.33%	8.08%	14.67%
Free Cash Flow	154	133.02	98.97	90.3	97.52
Free Cash Flow Growth	15.78%	34.40%	9.60%	-7.40%	36.07%
Free Cash Flow Per Share	5.22	4.52	3.37	3.12	3.88
Dividends Per Share	1.260	1.220	1.180	1.140	1.100
Dividend Growth	3.28%	3.39%	3.51%	3.64%	1.85%
Profit Margin	35.88%	33.44%	33.08%	29.88%	31.41%
FCF Margin	39.43%	38.83%	30.38%	28.92%	41.03%
EBITDA	7.8	13.35	21.94	20.66	11.33
EBITDA Margin	2.00%	3.90%	6.73%	6.62%	4.77%
Effective Tax Rate	21.35%	20.66%	21.88%	22.57%	21.75%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q