Stock Yards Bancorp, Inc. (SYBT)

Stock Yards Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	149.51	140.15	114.54	107.75	92.97	74.65
Depreciation & Amortization	12.32	7.8	13.35	21.94	20.66	11.33
Gain (Loss) on Sale of Assets	-0.51	-0.13	0.1	0.07	-3.52	-0.09
Gain (Loss) on Sale of Investments	-	-	-	0.04	-	-
Provision for Credit Losses	5.25	6.7	9.73	13.8	10.26	-0.75
Net Decrease (Increase) in Loans Originated / Sold - Operating	0.6	3.33	2.2	-1.76	10.09	20.61
Accrued Interest Receivable	-2.22	9.83	-1.34	-3.94	-14.17	4.01
Other Operating Activities	-1.82	-5.35	-5.56	-2.69	0.55	4.58
Operating Cash Flow	160.57	166.05	142.87	106.7	108.74	102.1
Operating Cash Flow Growth	7.00%	16.22%	33.89%	-1.88%	6.50%	32.38%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-13.24	-12.04	-9.85	-7.73	-18.44	-4.58
Sale of Property, Plant and Equipment	1.26	0.71	0.22	1.73	24.73	-
Cash Acquisitions	92.17	-	-	-	349.46	24.98
Investment in Securities	441.59	489.89	108.15	174.47	-338.16	-203.51
Divestitures	-	-	-	-	4.99	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-392.76	-521	-738.69	-573.6	-383.56	99.52
Other Investing Activities	-49.96	-64.21	-36.9	-19.54	-30.62	3.8
Investing Cash Flow	79.33	-106.5	-677.06	-424.05	-384.43	-78.87

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Short-Term Debt Issued	-	-	3.65	23.71	-	15.04
Long-Term Debt Issued	-	1,200	1,000	950	50	30
Total Debt Issued	1,200	1,200	1,004	973.71	50	45.04
Short-Term Debt Repaid	-	-49.73	-	-	-9.93	-
Long-Term Debt Repaid	-	-1,200	-900	-800	-3.2	-152.74
Total Debt Repaid	-1,223	-1,250	-900	-800	-13.13	-152.74
Net Debt Issued (Repaid)	-23.21	-49.73	103.65	173.71	36.87	-107.71
Repurchase of Common Stock	-1.64	-2.09	-4.22	-2.7	-4.81	-3.83
Common Dividends Paid	-38.22	-37.11	-35.84	-34.58	-33.3	-28.2
Net Increase (Decrease) in Deposit Accounts	214.59	624.74	495.65	279.5	-515.67	759.75
Other Financing Activities	-	-	-	-	-1.24	-
Financing Cash Flow	151.52	535.81	559.25	415.94	-518.14	620.02

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	391.42	595.36	25.06	98.59	-793.83	643.25

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	147.33	154	133.02	98.97	90.3	97.52
Free Cash Flow Growth	4.58%	15.78%	34.40%	9.60%	-7.40%	36.07%
Free Cash Flow Margin	35.23%	39.43%	38.83%	30.50%	29.03%	41.09%
Free Cash Flow Per Share	4.95	5.22	4.52	3.37	3.12	3.88

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	163.6	167.45	156.02	97.93	17.91	6.09
Cash Income Tax Paid	22.86	21.2	19.43	35.33	20.89	14.26

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jul 29, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 15, 2026

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