The Bancorp, Inc. (TBBK)

NASDAQ: TBBK · Real-Time Price · USD

50.23

-0.42 (-0.83%)

At close: Sep 18, 2026, 4:00 PM EDT

49.95

-0.28 (-0.56%)

After-hours: Sep 18, 2026, 7:30 PM EDT

The Bancorp Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	531.9	526.15	495.38	447.82	347.42	312.52
Revenue Growth	3.10%	6.21%	10.62%	28.90%	11.17%	14.42%
Net Income	231.94	228.21	217.54	192.3	130.21	110.65
Earnings Per Share	5.31	4.92	4.29	3.49	2.27	1.88
EPS Growth	14.13%	14.69%	22.92%	53.74%	20.51%	37.37%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Fintech	263.3	244.77	222.35	224.81	248.72	-
Real Estate Bridge Lending (“REBL”)	102.95	107.22	110.1	100.48	44.32	-
Corporate	50.53	62.36	62.24	41.07	21.7	20.79
Institutional Banking	47.19	47.75	47.07	47.69	4.57	-
Commercial	67.93	64.04	53.62	33.77	28.12	-
Total	531.9	526.15	495.38	447.82	347.42	312.52

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	80.08	8.04	6.06	5.11	24.06	5.38
Total Debt	958.26	442.32	123.7	147.86	122.52	151.65
Net Cash (Debt)	-878.17	-434.29	-117.63	-142.76	-98.46	-146.26
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-20.08	-9.36	-2.32	-2.59	-1.72	-2.49

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	240.05	265.01	209.91	186.85	119.62	83.89
Capital Expenditures	-6.75	-7.09	-4.97	-12.69	-5.13	-1.55
Free Cash Flow	233.3	257.92	204.94	174.16	114.48	82.34
Free Cash Flow Growth	-10.07%	25.85%	17.67%	52.13%	39.03%	-29.59%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	43.61%	43.37%	43.91%	42.94%	37.48%	35.41%
FCF Margin	43.86%	49.02%	41.37%	38.89%	32.95%	26.35%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 20, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	9.47	12.99	11.60	10.76	12.20	13.03
Forward PE	7.27	11.08	10.59	9.30	9.34	12.35
P/FCF Ratio	8.78	11.50	12.31	11.88	13.88	17.51
PS Ratio	3.85	5.64	5.09	4.62	4.57	4.62