The Bancorp, Inc. (TBBK)

The Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	375.51	376.24	354.05	248.84	210.88
Net Interest Income Growth	-0.19%	6.27%	42.28%	18.00%	8.22%
Non-Interest Income	469.48	274.31	211.33	191.85	104.75
Non-Interest Income Growth	71.15%	29.80%	10.15%	83.16%	25.28%
Revenues Before Loan Losses	844.99	650.55	565.39	440.7	315.63
Provision for Credit Losses	177.69	38.37	18.33	7.11	3.11
Revenue	667.3	612.18	547.06	433.59	312.52
Revenue Growth (YoY)	9.00%	11.90%	26.17%	38.74%	14.84%
Compensation Expenses	142.55	131.6	121.06	105.37	106
Selling, General & Admin	53.45	47.32	45.71	42.43	44.22
Other Non-Interest Expenses	27.11	24.31	24.27	21.71	18.13
Total Non-Interest Expense	223.11	203.23	191.04	169.5	168.35
Pretax Income	444.18	408.95	356.01	264.09	144.17
Provision for Income Taxes	-	-	-	47.7	33.72
Net Income	228.21	217.54	192.3	130.21	221.31
Earnings From Discontinued Operations	-	-	-	-	0.21
Net Income to Common	228.21	217.54	192.3	130.21	221.31
Net Income Growth	4.91%	13.13%	47.68%	-41.16%	38.17%
Shares Outstanding (Basic)	46	50	55	57	57
Shares Outstanding (Diluted)	46	51	55	57	59
Shares Change (YoY)	-8.46%	-7.88%	-3.87%	-2.65%	0.72%
EPS (Basic)	4.99	4.35	3.52	2.30	1.93
EPS (Diluted)	4.92	4.29	3.49	2.30	1.93
EPS Growth	14.69%	22.92%	51.74%	19.17%	40.88%
Free Cash Flow	257.92	204.94	174.16	114.48	82.34
Free Cash Flow Growth	25.85%	17.67%	52.13%	39.03%	-29.59%
Free Cash Flow Per Share	5.56	4.04	3.16	2.00	1.40
Profit Margin	46.61%	37.91%	36.37%	30.53%	71.46%
FCF Margin	52.68%	35.72%	32.94%	26.84%	26.61%
EBITDA	4.65	4.16	3.07	2.9	3.3
EBITDA Margin	0.95%	0.72%	0.58%	0.68%	1.07%
Effective Tax Rate	0.00%	0.00%	0.00%	18.56%	23.91%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q