The Bancorp Statistics
Total Valuation
The Bancorp has a market cap or net worth of $1.61 billion. The enterprise value is $719.17 million.
| Market Cap | 1.61B |
| Enterprise Value | 719.17M |
Important Dates
The last earnings date was Thursday, April 25, 2024, after market close.
| Earnings Date | Apr 25, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
The Bancorp has 52.25 million shares outstanding. The number of shares has decreased by -3.87% in one year.
| Shares Outstanding | 52.25M |
| Shares Change (YoY) | -3.87% |
| Shares Change (QoQ) | +0.41% |
| Owned by Insiders (%) | 4.10% |
| Owned by Institutions (%) | 101.50% |
| Float | 50.38M |
Valuation Ratios
The trailing PE ratio is 8.83 and the forward PE ratio is 6.92. The Bancorp's PEG ratio is 1.46.
| PE Ratio | 8.83 |
| Forward PE | 6.92 |
| PS Ratio | 3.59 |
| Forward PS | 3.52 |
| PB Ratio | 1.99 |
| P/FCF Ratio | 9.25 |
| PEG Ratio | 1.46 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 2.76, with an EV/FCF ratio of 4.13.
| EV / Earnings | 3.74 |
| EV / Sales | 1.61 |
| EV / EBITDA | 2.76 |
| EV / EBIT | 2.80 |
| EV / FCF | 4.13 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.18 |
| Debt / EBITDA | 0.57 |
| Debt / FCF | 0.85 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 25.20% and return on invested capital (ROIC) is 20.13%.
| Return on Equity (ROE) | 25.20% |
| Return on Assets (ROA) | 2.50% |
| Return on Capital (ROIC) | 20.13% |
| Revenue Per Employee | $591,567 |
| Profits Per Employee | $254,024 |
| Employee Count | 757 |
| Asset Turnover | 0.06 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, The Bancorp has paid $64.48 million in taxes.
| Income Tax | 64.48M |
| Effective Tax Rate | 25.11% |
Stock Price Statistics
The stock price has increased by +15.40% in the last 52 weeks. The beta is 1.42, so The Bancorp's price volatility has been higher than the market average.
| Beta (1Y) | 1.42 |
| 52-Week Price Change | +15.40% |
| 50-Day Moving Average | 36.23 |
| 200-Day Moving Average | 37.50 |
| Relative Strength Index (RSI) | 35.14 |
| Average Volume (30 Days) | 694,887 |
Short Selling Information
The latest short interest is 4.75 million, so 9.10% of the outstanding shares have been sold short.
| Short Interest | 4.75M |
| Short Previous Month | 4.52M |
| Short % of Shares Out | 9.10% |
| Short % of Float | 9.43% |
| Short Ratio (days to cover) | 4.32 |
Income Statement
In the last 12 months, The Bancorp had revenue of $447.82 million and earned $192.30 million in profits. Earnings per share was $3.49.
| Revenue | 447.82M |
| Gross Profit | 447.82M |
| Operating Income | 256.77M |
| Pretax Income | 256.77M |
| Net Income | 192.30M |
| EBITDA | 260.25M |
| EBIT | 256.77M |
| Earnings Per Share (EPS) | $3.49 |
Balance Sheet
The company has $1.04 billion in cash and $147.86 million in debt, giving a net cash position of $890.23 million or $17.04 per share.
| Cash & Cash Equivalents | 1.04B |
| Total Debt | 147.86M |
| Net Cash | 890.23M |
| Net Cash Per Share | $17.04 |
| Equity / Book Value | 807.28M |
| Book Value Per Share | 15.45 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $186.72 million and capital expenditures -$12.69 million, giving a free cash flow of $174.03 million.
| Operating Cash Flow | 186.72M |
| Capital Expenditures | -12.69M |
| Free Cash Flow | 174.03M |
| FCF Per Share | $3.19 |
Margins
Gross margin is 100.00%, with operating and profit margins of 57.34% and 42.94%.
| Gross Margin | 100.00% |
| Operating Margin | 57.34% |
| Pretax Margin | 57.34% |
| Profit Margin | 42.94% |
| EBITDA Margin | 58.11% |
| EBIT Margin | 57.34% |
| FCF Margin | 38.86% |
Dividends & Yields
The Bancorp does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 3.87% |
| Shareholder Yield | 3.87% |
| Earnings Yield | 11.95% |
| FCF Yield | 10.81% |
Analyst Forecast
The average price target for The Bancorp is $46.20, which is 50.00% higher than the current price. The consensus rating is "Buy".
| Price Target | $46.20 |
| Price Target Difference | 50.00% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |