The Bancorp, Inc. (TBBK)

The Bancorp Statistics

Total Valuation

The Bancorp has a market cap or net worth of $2.49 billion. The enterprise value is $3.19 billion.

Market Cap	2.49B
Enterprise Value	3.19B

Important Dates

The last earnings date was Thursday, April 23, 2026, after market close.

Earnings Date	Apr 23, 2026
Ex-Dividend Date	n/a

Share Statistics

The Bancorp has 41.85 million shares outstanding. The number of shares has decreased by -8.69% in one year.

Current Share Class	41.85M
Shares Outstanding	41.85M
Shares Change (YoY)	-8.69%
Shares Change (QoQ)	-3.37%
Owned by Insiders (%)	5.32%
Owned by Institutions (%)	109.45%
Float	39.59M

Valuation Ratios

The trailing PE ratio is 11.61 and the forward PE ratio is 9.37.

PE Ratio	11.61
Forward PE	9.37
PS Ratio	4.71
Forward PS	5.77
PB Ratio	3.54
P/TBV Ratio	3.59
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	13.78
EV / Sales	5.99
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 30.28%.

Return on Equity (ROE)	30.28%
Return on Assets (ROA)	2.40%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	8.76%
Revenue Per Employee	$724,907
Profits Per Employee	$315,292
Employee Count	733
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, The Bancorp has paid $75.40 million in taxes.

Income Tax	75.40M
Effective Tax Rate	24.60%

Stock Price Statistics

The stock price has increased by +14.80% in the last 52 weeks. The beta is 1.26, so The Bancorp's price volatility has been higher than the market average.

Beta (5Y)	1.26
52-Week Price Change	+14.80%
50-Day Moving Average	56.17
200-Day Moving Average	65.61
Relative Strength Index (RSI)	54.93
Average Volume (20 Days)	408,710

Short Selling Information

The latest short interest is 3.35 million, so 7.99% of the outstanding shares have been sold short.

Short Interest	3.35M
Short Previous Month	3.62M
Short % of Shares Out	7.99%
Short % of Float	8.45%
Short Ratio (days to cover)	6.88

Income Statement

In the last 12 months, The Bancorp had revenue of $531.36 million and earned $231.11 million in profits. Earnings per share was $5.13.

Revenue	531.36M
Gross Profit	531.36M
Operating Income	311.25M
Pretax Income	306.51M
Net Income	231.11M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$5.13

Balance Sheet

The company has $8.67 million in cash and $693.35 million in debt, with a net cash position of -$684.67 million or -$16.36 per share.

Cash & Cash Equivalents	8.67M
Total Debt	693.35M
Net Cash	-684.67M
Net Cash Per Share	-$16.36
Equity (Book Value)	696.95M
Book Value Per Share	16.54
Working Capital	-8.60B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	58.58%
Pretax Margin	57.68%
Profit Margin	43.49%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

The Bancorp does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	8.69%
Shareholder Yield	8.69%
Earnings Yield	9.24%
FCF Yield	n/a

Analyst Forecast

The average price target for The Bancorp is $69.00, which is 15.81% higher than the current price. The consensus rating is "Buy".

Price Target	$69.00
Price Target Difference	15.81%
Analyst Consensus	Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2