The Bancorp Statistics
Total Valuation
The Bancorp has a market cap or net worth of $1.91 billion. The enterprise value is $3.14 billion.
| Market Cap | 1.91B |
| Enterprise Value | 3.14B |
Important Dates
The last earnings date was Thursday, October 29, 2026, after market close.
| Earnings Date | Oct 29, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
The Bancorp has 40.79 million shares outstanding. The number of shares has decreased by -10.95% in one year.
| Current Share Class | 40.79M |
| Shares Outstanding | 40.79M |
| Shares Change (YoY) | -10.95% |
| Shares Change (QoQ) | -1.54% |
| Owned by Insiders (%) | 6.12% |
| Owned by Institutions (%) | 101.54% |
| Float | 38.27M |
Valuation Ratios
The trailing PE ratio is 8.25 and the forward PE ratio is 6.21.
| PE Ratio | 8.25 |
| Forward PE | 6.21 |
| PS Ratio | 3.54 |
| Forward PS | 5.28 |
| PB Ratio | 2.81 |
| P/TBV Ratio | 2.81 |
| P/FCF Ratio | 8.16 |
| P/OCF Ratio | 7.93 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 13.10 |
| EV / Sales | 5.84 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 13.46 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.96 |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.68 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 32.96%.
| Return on Equity (ROE) | 32.96% |
| Return on Assets (ROA) | 2.66% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.58% |
| Revenue Per Employee | $733,419 |
| Profits Per Employee | $327,145 |
| Employee Count | 733 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, The Bancorp has paid $66.58 million in taxes.
| Income Tax | 66.58M |
| Effective Tax Rate | 21.73% |
Stock Price Statistics
The stock price has decreased by -39.79% in the last 52 weeks. The beta is 1.25, so The Bancorp's price volatility has been higher than the market average.
| Beta (5Y) | 1.25 |
| 52-Week Price Change | -39.79% |
| 50-Day Moving Average | 53.63 |
| 200-Day Moving Average | 58.48 |
| Relative Strength Index (RSI) | 32.56 |
| Average Volume (20 Days) | 497,915 |
Short Selling Information
The latest short interest is 3.67 million, so 9.00% of the outstanding shares have been sold short.
| Short Interest | 3.67M |
| Short Previous Month | 3.24M |
| Short % of Shares Out | 9.00% |
| Short % of Float | 9.59% |
| Short Ratio (days to cover) | 4.87 |
Income Statement
In the last 12 months, The Bancorp had revenue of $537.60 million and earned $239.80 million in profits. Earnings per share was $5.67.
| Revenue | 537.60M |
| Gross Profit | 537.60M |
| Operating Income | 318.92M |
| Pretax Income | 306.37M |
| Net Income | 239.80M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $5.67 |
Balance Sheet
The company has $88.36 million in cash and $1.32 billion in debt, with a net cash position of -$1.24 billion or -$30.31 per share.
| Cash & Cash Equivalents | 88.36M |
| Total Debt | 1.32B |
| Net Cash | -1.24B |
| Net Cash Per Share | -$30.31 |
| Equity (Book Value) | 676.79M |
| Book Value Per Share | 16.63 |
| Working Capital | -8.14B |
Cash Flow
In the last 12 months, operating cash flow was $240.05 million and capital expenditures -$6.75 million, giving a free cash flow of $233.30 million.
| Operating Cash Flow | 240.05M |
| Capital Expenditures | -6.75M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 843.53M |
| Free Cash Flow | 233.30M |
| FCF Per Share | $5.72 |
Margins
| Gross Margin | n/a |
| Operating Margin | 59.32% |
| Pretax Margin | 56.99% |
| Profit Margin | 44.61% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 43.86% |
Dividends & Yields
The Bancorp does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | 10.95% |
| Shareholder Yield | 10.95% |
| Earnings Yield | 12.12% |
| FCF Yield | 12.25% |
Analyst Forecast
The average price target for The Bancorp is $76.00, which is 62.57% higher than the current price. The consensus rating is "Buy".
| Price Target | $76.00 |
| Price Target Difference | 62.57% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |