The Bancorp Statistics
Total Valuation
The Bancorp has a market cap or net worth of $2.72 billion. The enterprise value is $3.60 billion.
| Market Cap | 2.72B |
| Enterprise Value | 3.60B |
Important Dates
The last earnings date was Thursday, July 30, 2026, after market close.
| Earnings Date | Jul 30, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
The Bancorp has 40.79 million shares outstanding. The number of shares has decreased by -9.52% in one year.
| Current Share Class | 40.79M |
| Shares Outstanding | 40.79M |
| Shares Change (YoY) | -9.52% |
| Shares Change (QoQ) | -1.88% |
| Owned by Insiders (%) | 6.12% |
| Owned by Institutions (%) | 101.89% |
| Float | 38.27M |
Valuation Ratios
The trailing PE ratio is 12.59 and the forward PE ratio is 9.62.
| PE Ratio | 12.59 |
| Forward PE | 9.62 |
| PS Ratio | 5.12 |
| Forward PS | 7.54 |
| PB Ratio | 3.89 |
| P/TBV Ratio | 3.86 |
| P/FCF Ratio | 11.68 |
| P/OCF Ratio | 11.35 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 15.53 |
| EV / Sales | 6.77 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 15.44 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.11 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 29.63%.
| Return on Equity (ROE) | 29.63% |
| Return on Assets (ROA) | 2.57% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 8.00% |
| Revenue Per Employee | $725,651 |
| Profits Per Employee | $316,431 |
| Employee Count | 733 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, The Bancorp has paid $75.86 million in taxes.
| Income Tax | 75.86M |
| Effective Tax Rate | 24.65% |
Stock Price Statistics
The stock price has decreased by -8.15% in the last 52 weeks. The beta is 1.19, so The Bancorp's price volatility has been higher than the market average.
| Beta (5Y) | 1.19 |
| 52-Week Price Change | -8.15% |
| 50-Day Moving Average | 65.53 |
| 200-Day Moving Average | 61.63 |
| Relative Strength Index (RSI) | 46.46 |
| Average Volume (20 Days) | 397,635 |
Short Selling Information
The latest short interest is 3.12 million, so 7.66% of the outstanding shares have been sold short.
| Short Interest | 3.12M |
| Short Previous Month | 3.17M |
| Short % of Shares Out | 7.66% |
| Short % of Float | 8.16% |
| Short Ratio (days to cover) | 6.97 |
Income Statement
In the last 12 months, The Bancorp had revenue of $531.90 million and earned $231.94 million in profits. Earnings per share was $5.31.
| Revenue | 531.90M |
| Gross Profit | 531.90M |
| Operating Income | 312.45M |
| Pretax Income | 307.80M |
| Net Income | 231.94M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $5.31 |
Balance Sheet
The company has $80.08 million in cash and $958.26 million in debt, with a net cash position of -$878.17 million or -$21.53 per share.
| Cash & Cash Equivalents | 80.08M |
| Total Debt | 958.26M |
| Net Cash | -878.17M |
| Net Cash Per Share | -$21.53 |
| Equity (Book Value) | 705.38M |
| Book Value Per Share | 17.19 |
| Working Capital | -7.93B |
Cash Flow
In the last 12 months, operating cash flow was $240.05 million and capital expenditures -$6.75 million, giving a free cash flow of $233.30 million.
| Operating Cash Flow | 240.05M |
| Capital Expenditures | -6.75M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 843.53M |
| Free Cash Flow | 233.30M |
| FCF Per Share | $5.72 |
Margins
| Gross Margin | n/a |
| Operating Margin | 58.74% |
| Pretax Margin | 57.87% |
| Profit Margin | 43.61% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 43.86% |
Dividends & Yields
The Bancorp does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 9.52% |
| Shareholder Yield | 9.52% |
| Earnings Yield | 8.51% |
| FCF Yield | 8.56% |
Analyst Forecast
The average price target for The Bancorp is $84.33, which is 26.24% higher than the current price. The consensus rating is "Buy".
| Price Target | $84.33 |
| Price Target Difference | 26.24% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |