The Bancorp, Inc. (TBBK)
NASDAQ: TBBK · Real-Time Price · USD
72.05
+1.05 (1.48%)
At close: Aug 4, 2026, 4:00 PM EDT
70.66
-1.39 (-1.93%)
After-hours: Aug 4, 2026, 4:30 PM EDT

The Bancorp Statistics

Total Valuation

The Bancorp has a market cap or net worth of $3.00 billion. The enterprise value is $3.89 billion.

Market Cap3.00B
Enterprise Value 3.89B

Important Dates

The last earnings date was Thursday, July 30, 2026, after market close.

Earnings Date Jul 30, 2026
Ex-Dividend Date n/a

Share Statistics

The Bancorp has 41.63 million shares outstanding. The number of shares has decreased by -9.53% in one year.

Current Share Class 41.63M
Shares Outstanding 41.63M
Shares Change (YoY) -9.53%
Shares Change (QoQ) -1.88%
Owned by Insiders (%) 5.37%
Owned by Institutions (%) 102.45%
Float 39.39M

Valuation Ratios

The trailing PE ratio is 13.58 and the forward PE ratio is 10.38.

PE Ratio 13.58
Forward PE 10.38
PS Ratio 5.67
Forward PS 8.38
PB Ratio 4.17
P/TBV Ratio 4.27
P/FCF Ratio 12.11
P/OCF Ratio 11.79
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 16.78
EV / Sales 7.32
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 15.64

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 3.85
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 29.63%.

Return on Equity (ROE) 29.63%
Return on Assets (ROA) 2.57%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 8.21%
Revenue Per Employee $725,651
Profits Per Employee $316,431
Employee Count733
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, The Bancorp has paid $75.86 million in taxes.

Income Tax 75.86M
Effective Tax Rate 24.65%

Stock Price Statistics

The stock price has increased by +15.30% in the last 52 weeks. The beta is 1.19, so The Bancorp's price volatility has been higher than the market average.

Beta (5Y) 1.19
52-Week Price Change +15.30%
50-Day Moving Average 61.57
200-Day Moving Average 61.93
Relative Strength Index (RSI) 67.11
Average Volume (20 Days) 475,998

Short Selling Information

The latest short interest is 3.17 million, so 7.61% of the outstanding shares have been sold short.

Short Interest 3.17M
Short Previous Month 3.14M
Short % of Shares Out 7.61%
Short % of Float 8.05%
Short Ratio (days to cover) 6.84

Income Statement

In the last 12 months, The Bancorp had revenue of $531.90 million and earned $231.94 million in profits. Earnings per share was $5.31.

Revenue531.90M
Gross Profit 531.90M
Operating Income 312.45M
Pretax Income 307.80M
Net Income 231.94M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $5.31
Full Income Statement

Balance Sheet

The company has $80.08 million in cash and $958.26 million in debt, with a net cash position of -$878.17 million or -$21.09 per share.

Cash & Cash Equivalents 80.08M
Total Debt 958.26M
Net Cash -878.17M
Net Cash Per Share -$21.09
Equity (Book Value) 705.38M
Book Value Per Share 17.01
Working Capital -7.92B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $255.71 million and capital expenditures -$6.79 million, giving a free cash flow of $248.92 million.

Operating Cash Flow 255.71M
Capital Expenditures -6.79M
Depreciation & Amortization n/a
Net Borrowing 569.53M
Free Cash Flow 248.92M
FCF Per Share $5.98
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 58.74%
Pretax Margin 57.87%
Profit Margin 43.61%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 46.85%

Dividends & Yields

The Bancorp does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 9.53%
Shareholder Yield 9.53%
Earnings Yield 7.69%
FCF Yield 8.26%

Analyst Forecast

The average price target for The Bancorp is $82.33, which is 14.27% higher than the current price. The consensus rating is "Buy".

Price Target $82.33
Price Target Difference 14.27%
Analyst Consensus Buy
Analyst Count 3
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4