The Bancorp, Inc. (TBBK)

NASDAQ: TBBK · Real-Time Price · USD

46.75

-3.77 (-7.46%)

Oct 30, 2026, 4:00 PM EDT - Market closed

The Bancorp Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	537.6	526.15	495.38	447.82	347.42	312.52
Revenue Growth	2.76%	6.21%	10.62%	28.90%	11.17%	14.42%
Net Income	239.8	228.21	217.54	192.3	130.21	110.65
Earnings Per Share	5.67	4.92	4.29	3.49	2.27	1.88
EPS Growth	18.48%	14.69%	22.92%	53.74%	20.51%	37.37%

Revenue by Segment

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Fintech	244.77	222.35	224.81	248.72	-
Real Estate Bridge Lending (“REBL”)	107.22	110.1	100.48	44.32	-
Corporate	62.36	62.24	41.07	21.7	20.79
Institutional Banking	47.75	47.07	47.69	4.57	-
Commercial	64.04	53.62	33.77	28.12	-
Total	526.15	495.38	447.82	347.42	312.52

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	88.36	8.04	6.06	5.11	24.06	5.38
Total Debt	1,324	442.32	123.7	147.86	122.52	151.65
Net Cash (Debt)	-1,236	-434.29	-117.63	-142.76	-98.46	-146.26
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-29.16	-9.36	-2.32	-2.59	-1.72	-2.49

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-	265.01	209.91	186.85	119.62	83.89
Capital Expenditures	-	-7.09	-4.97	-12.69	-5.13	-1.55
Free Cash Flow	-	257.92	204.94	174.16	114.48	82.34
Free Cash Flow Growth	-	25.85%	17.67%	52.13%	39.03%	-29.59%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	44.60%	43.37%	43.91%	42.94%	37.48%	35.41%
FCF Margin	-	49.02%	41.37%	38.89%	32.95%	26.35%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	8.25	12.99	11.60	10.76	12.20	13.03
Forward PE	6.63	11.08	10.59	9.30	9.34	12.35
P/FCF Ratio	8.17	11.50	12.31	11.88	13.88	17.51
PS Ratio	3.55	5.64	5.09	4.62	4.57	4.62