The Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	372.58	375.51	376.24	354.05	248.84	210.88
Net Interest Income Growth	-0.26%	-0.19%	6.27%	42.28%	18.00%	8.22%
Non-Interest Income	461.99	469.48	274.31	211.33	191.85	104.75
Non-Interest Income Growth	37.59%	71.15%	29.80%	10.15%	83.16%	25.28%
Revenues Before Loan Losses	834.57	844.99	650.55	565.39	440.7	315.63
Provision for Credit Losses	158.44	177.69	38.37	18.33	7.11	3.11
Revenue	676.13	667.3	612.18	547.06	433.59	312.52
Revenue Growth (YoY)	8.13%	9.00%	11.90%	26.17%	38.74%	14.84%
Compensation Expenses	146.36	142.55	131.6	121.06	105.37	106
Selling, General & Admin	48.17	53.45	47.32	45.71	42.43	44.22
Other Non-Interest Expenses	40.72	27.11	24.31	24.27	21.71	18.13
Total Non-Interest Expense	235.25	223.11	203.23	191.04	169.5	168.35
Pretax Income	440.88	444.18	408.95	356.01	264.09	144.17
Provision for Income Taxes	38.06	-	-	-	47.7	33.72
Net Income	231.11	228.21	217.54	192.3	130.21	221.31
Earnings From Discontinued Operations	-	-	-	-	-	0.21
Net Income to Common	231.11	228.21	217.54	192.3	130.21	221.31
Net Income Growth	5.88%	4.91%	13.13%	47.68%	-41.16%	38.17%
Shares Outstanding (Basic)	45	46	50	55	57	57
Shares Outstanding (Diluted)	45	46	51	55	57	59
Shares Change (YoY)	-8.63%	-8.46%	-7.88%	-3.87%	-2.65%	0.72%
EPS (Basic)	5.21	4.99	4.35	3.52	2.30	1.93
EPS (Diluted)	5.14	4.92	4.29	3.49	2.30	1.93
EPS Growth	16.03%	14.69%	22.92%	51.74%	19.17%	40.88%
Shares Outstanding	42.19	42.36	47.31	53.2	55.69	57.37
Free Cash Flow	-	257.92	204.94	174.16	114.48	82.34
Free Cash Flow Growth	-	25.85%	17.67%	52.13%	39.03%	-29.59%
Free Cash Flow Per Share	-	5.56	4.04	3.16	2.00	1.40
Profit Margin	34.18%	34.20%	35.54%	35.15%	30.03%	70.75%
FCF Margin	-	38.65%	33.48%	31.84%	26.40%	26.35%
EBITDA	-	4.65	4.16	3.07	2.9	3.3
EBITDA Margin	-	0.70%	0.68%	0.56%	0.67%	1.06%
Effective Tax Rate	8.63%	0.00%	0.00%	0.00%	18.06%	23.39%

Updated Apr 23, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q