The Bancorp, Inc. (TBBK)
NASDAQ: TBBK · Real-Time Price · USD
66.98
+1.25 (1.90%)
Jul 24, 2026, 4:00 PM EDT - Market closed

The Bancorp Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
789.61667.3612.18547.06433.59312.52
Revenue Growth
25.41%9.00%11.90%26.17%38.74%14.84%
Net Income
231.11228.21217.54192.3130.21221.31
Earnings Per Share
5.144.924.293.492.301.93
EPS Growth
16.03%14.69%22.92%51.74%19.17%40.88%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Real Estate Bridge Lending (“REBL”)
106.87107.22110.1100.4844.32-
Institutional Banking
48.9647.7547.0747.694.57-
Commercial
69.1464.0453.6233.7728.12-
Corporate
60.4562.3662.2441.0721.720.79
Fintech
245.93244.77222.35224.81248.72-
Total
531.36526.15495.38447.82347.42312.52

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
67.18112.65570.121,038888.19601.78
Total Debt
223.35223.37123.7147.82122.48151.6
Net Cash (Debt)
-223.35-223.37-123.7-147.82-122.48-151.6
Net Cash Growth
------
Net Cash Per Share
-4.95-4.81-2.44-2.69-2.14-2.58

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
85.24265.01209.91186.85119.6283.89
Capital Expenditures
-6.79-7.09-4.97-12.69-5.13-1.55
Free Cash Flow
78.45257.92204.94174.16114.4882.34
Free Cash Flow Growth
-64.57%25.85%17.67%52.13%39.03%-29.59%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
73.45%66.56%66.80%65.08%60.91%46.13%
Profit Margin
29.27%34.20%35.54%35.15%30.03%70.75%
FCF Margin
9.93%38.65%33.48%31.84%26.40%26.35%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.0513.7212.2711.0512.3413.11
Forward PE
10.5411.0810.599.309.3412.35
P/FCF Ratio
11.2011.0912.1511.7813.8117.63
PS Ratio
5.254.294.073.753.654.65