The Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	8.04	6.06	4.82	24.06	5.38
Investment Securities	-	280.08	406.48	417.6	456.47
Trading Asset Securities	-	-	0.29	-	-
Mortgage-Backed Securities	1,672	1,223	341.06	348.42	497.24
Total Investments	1,672	1,503	747.82	766.02	953.71
Gross Loans	7,117	6,114	5,361	5,487	3,747
Allowance for Loan Losses	-66.2	-44.85	-27.38	-22.37	-17.81
Net Loans	7,050	6,069	5,334	5,464	3,729
Property, Plant & Equipment	-	27.57	27.47	18.4	16.16
Goodwill	-	0.26	0.26	0.26	0.26
Other Intangible Assets	-	5.99	6.09	7.39	7.88
Loans Held for Sale	139.39	223.12	332.77	589.14	1,388
Accrued Interest Receivable	43.09	41.71	37.53	32.01	17.87
Restricted Cash	104.61	564.06	1,033	864.13	596.4
Other Current Assets	-	-	-	-	3.27
Long-Term Deferred Tax Assets	18.68	18.87	21.22	19.7	12.67
Other Real Estate Owned & Foreclosed	60.7	62.03	16.95	21.21	18.87
Other Long-Term Assets	230.49	190.6	128.14	83.58	91.27
Total Assets	9,352	8,728	7,706	7,903	6,843
Interest Bearing Deposits	8,165	7,746	6,681	6,700	5,977
Institutional Deposits	-	-	-	330	-
Total Deposits	8,165	7,746	6,681	7,030	5,977
Short-Term Borrowings	199	-	0.04	0.04	0.04
Current Portion of Long-Term Debt	-	96.21	-	-	-
Long-Term Debt	209.97	14.08	134.42	109.08	138.2
Trust Preferred Securities	13.4	13.4	13.4	13.4	13.4
Other Long-Term Liabilities	74.77	68.02	69.64	56.34	62.23
Total Liabilities	8,663	7,938	6,898	7,209	6,191
Common Stock	689.8	47.71	53.2	55.69	57.37
Additional Paid-In Capital	-	3.23	212.43	299.28	349.69
Retained Earnings	-	779.16	561.62	369.32	239.11
Treasury Stock	-	-22.68	-	-	-
Comprehensive Income & Other	-	-17.64	-19.97	-30.26	6.29
Shareholders' Equity	689.8	789.78	807.28	694.03	652.45
Total Liabilities & Equity	9,352	8,728	7,706	7,903	6,843
Total Debt	422.37	123.7	147.86	122.52	151.65
Net Cash (Debt)	-414.33	-117.63	-142.76	-98.46	-146.26
Net Cash Per Share	-8.93	-2.32	-2.59	-1.72	-2.49
Filing Date Shares Outstanding	84.71	47.31	52.75	55.59	57.4
Total Common Shares Outstanding	84.71	47.31	53.2	55.69	57.37
Book Value Per Share	8.14	16.69	15.17	12.46	11.37
Tangible Book Value	689.8	783.53	800.93	686.38	644.31
Tangible Book Value Per Share	8.14	16.56	15.05	12.33	11.23

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q