The Bancorp, Inc. (TBBK)

The Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	217.54	192.3	130.21	110.65
Depreciation & Amortization	4.55	3.47	3.3	3.3
Gain (Loss) on Sale of Assets	-0.05	-	-	0.32
Gain (Loss) on Sale of Investments	-2.32	1.15	0.75	1.79
Total Asset Writedown	-	1.15	-	-
Provision for Credit Losses	39.65	21.55	11.81	4.62
Accrued Interest Receivable	-4.18	-5.53	-14.13	2.59
Change in Other Net Operating Assets	-40.15	-25.46	-8.11	-35.43
Other Operating Activities	1.32	-6.21	6.84	1.19
Net Cash from Discontinued Operations	-	-	-0	-0.84
Operating Cash Flow	227.65	186.85	119.62	83.89
Operating Cash Flow Growth	21.83%	56.21%	42.58%	-30.49%
Capital Expenditures	-4.97	-12.69	-5.13	-1.55
Sale of Property, Plant and Equipment	0.13	-	-	-
Investment in Securities	-748.54	22.09	136.93	240.55
Net Decrease (Increase) in Loans Originated / Sold - Investing	-765.9	392.29	-962.67	-551.45
Other Investing Activities	9.32	7.93	1.8	6.24
Investing Cash Flow	-1,508	415.42	-826.73	-305.9
Short-Term Debt Repaid	-0.04	-	-	-
Long-Term Debt Repaid	-	-3.27	-	-
Total Debt Repaid	-0.04	-3.27	-	-
Net Debt Issued (Repaid)	-0.04	-3.27	-	-
Issuance of Common Stock	-	0.1	0.32	3.43
Repurchase of Common Stock	-252.35	-100	-60	-40
Net Increase (Decrease) in Deposit Accounts	1,065	-349.2	1,053	514.85
Financing Cash Flow	812.74	-452.37	993.52	478.28
Net Cash Flow	-467.97	149.9	286.41	256.27
Free Cash Flow	222.68	174.16	114.48	82.34
Free Cash Flow Growth	27.86%	52.13%	39.03%	-29.59%
Free Cash Flow Margin	44.95%	38.89%	32.95%	26.35%
Free Cash Flow Per Share	4.39	3.16	2.00	1.40
Cash Interest Paid	173.8	156.27	57.6	11.71
Cash Income Tax Paid	80.83	82.55	37.79	44.34

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q