The Bancorp Statistics

Total Valuation

The Bancorp has a market cap or net worth of $2.36 billion. The enterprise value is $2.48 billion.

Market Cap	2.36B
Enterprise Value	2.48B

Important Dates

The next estimated earnings date is Thursday, July 24, 2025, after market close.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	n/a

Share Statistics

The Bancorp has 46.71 million shares outstanding. The number of shares has decreased by -9.20% in one year.

Current Share Class	46.71M
Shares Outstanding	46.71M
Shares Change (YoY)	-9.20%
Shares Change (QoQ)	-1.40%
Owned by Insiders (%)	5.08%
Owned by Institutions (%)	108.21%
Float	44.32M

Valuation Ratios

The trailing PE ratio is 11.45 and the forward PE ratio is 9.13.

PE Ratio	11.45
Forward PE	9.13
PS Ratio	4.90
Forward PS	5.89
PB Ratio	2.87
P/TBV Ratio	2.85
P/FCF Ratio	8.42
P/OCF Ratio	8.30
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	11.35
EV / Sales	4.93
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	8.83

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.44
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 26.52%.

Return on Equity (ROE)	26.52%
Return on Assets (ROA)	2.52%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$651,468
Profits Per Employee	$283,118
Employee Count	771
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, The Bancorp has paid $74.19 million in taxes.

Income Tax	74.19M
Effective Tax Rate	25.37%

Stock Price Statistics

The stock price has increased by +52.14% in the last 52 weeks. The beta is 1.25, so The Bancorp's price volatility has been higher than the market average.

Beta (5Y)	1.25
52-Week Price Change	+52.14%
50-Day Moving Average	49.80
200-Day Moving Average	53.27
Relative Strength Index (RSI)	45.74
Average Volume (20 Days)	463,212

Short Selling Information

The latest short interest is 6.95 million, so 14.87% of the outstanding shares have been sold short.

Short Interest	6.95M
Short Previous Month	6.95M
Short % of Shares Out	14.87%
Short % of Float	15.67%
Short Ratio (days to cover)	20.18

Income Statement

In the last 12 months, The Bancorp had revenue of $502.28 million and earned $218.28 million in profits. Earnings per share was $4.42.

Revenue	502.28M
Gross Profit	502.28M
Operating Income	296.55M
Pretax Income	272.41M
Net Income	218.28M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.42

Full Income Statement

Balance Sheet

The company has $9.68 million in cash and $123.69 million in debt, giving a net cash position of -$114.01 million or -$2.44 per share.

Cash & Cash Equivalents	9.68M
Total Debt	123.69M
Net Cash	-114.01M
Net Cash Per Share	-$2.44
Equity (Book Value)	829.69M
Book Value Per Share	17.66
Working Capital	-7.12B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $284.73 million and capital expenditures -$4.14 million, giving a free cash flow of $280.59 million.

Operating Cash Flow	284.73M
Capital Expenditures	-4.14M
Free Cash Flow	280.59M
FCF Per Share	$6.01

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	59.04%
Pretax Margin	58.23%
Profit Margin	43.46%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	55.86%

Dividends & Yields

The Bancorp does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	9.20%
Shareholder Yield	9.20%
Earnings Yield	9.24%
FCF Yield	11.87%

Dividend Details

Analyst Forecast

The average price target for The Bancorp is $65.33, which is 29.11% higher than the current price. The consensus rating is "Buy".

Price Target	$65.33
Price Target Difference	29.11%
Analyst Consensus	Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4