The Bancorp, Inc. (TBBK)

The Bancorp Statistics

Total Valuation

The Bancorp has a market cap or net worth of $3.35 billion. The enterprise value is $3.46 billion.

Market Cap	3.35B
Enterprise Value	3.46B

Important Dates

The last earnings date was Thursday, July 24, 2025, after market close.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	n/a

Share Statistics

The Bancorp has 46.07 million shares outstanding. The number of shares has decreased by -9.47% in one year.

Current Share Class	46.07M
Shares Outstanding	46.07M
Shares Change (YoY)	-9.47%
Shares Change (QoQ)	-1.62%
Owned by Insiders (%)	4.97%
Owned by Institutions (%)	111.80%
Float	43.76M

Valuation Ratios

The trailing PE ratio is 15.65 and the forward PE ratio is 12.21.

PE Ratio	15.65
Forward PE	12.21
PS Ratio	6.71
Forward PS	8.01
PB Ratio	3.91
P/TBV Ratio	3.90
P/FCF Ratio	9.56
P/OCF Ratio	9.48
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	15.43
EV / Sales	6.71
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	9.88

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.35
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 27.41%.

Return on Equity (ROE)	27.41%
Return on Assets (ROA)	2.64%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$669,117
Profits Per Employee	$291,075
Employee Count	771
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, The Bancorp has paid $75.89 million in taxes.

Income Tax	75.89M
Effective Tax Rate	25.27%

Stock Price Statistics

The stock price has increased by +48.40% in the last 52 weeks. The beta is 1.30, so The Bancorp's price volatility has been higher than the market average.

Beta (5Y)	1.30
52-Week Price Change	+48.40%
50-Day Moving Average	62.15
200-Day Moving Average	55.76
Relative Strength Index (RSI)	71.20
Average Volume (20 Days)	670,636

Short Selling Information

The latest short interest is 5.67 million, so 12.31% of the outstanding shares have been sold short.

Short Interest	5.67M
Short Previous Month	6.62M
Short % of Shares Out	12.31%
Short % of Float	12.96%
Short Ratio (days to cover)	6.26

Income Statement

In the last 12 months, The Bancorp had revenue of $515.89 million and earned $224.42 million in profits. Earnings per share was $4.65.

Revenue	515.89M
Gross Profit	515.89M
Operating Income	304.71M
Pretax Income	272.41M
Net Income	224.42M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.65

Balance Sheet

The company has $11.64 million in cash and $123.69 million in debt, giving a net cash position of -$112.05 million or -$2.43 per share.

Cash & Cash Equivalents	11.64M
Total Debt	123.69M
Net Cash	-112.05M
Net Cash Per Share	-$2.43
Equity (Book Value)	860.27M
Book Value Per Share	18.60
Working Capital	-7.23B

Cash Flow

In the last 12 months, operating cash flow was $353.52 million and capital expenditures -$3.00 million, giving a free cash flow of $350.52 million.

Operating Cash Flow	353.52M
Capital Expenditures	-3.00M
Free Cash Flow	350.52M
FCF Per Share	$7.61

Margins

Gross Margin	n/a
Operating Margin	59.06%
Pretax Margin	58.21%
Profit Margin	43.50%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	67.95%

Dividends & Yields

The Bancorp does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	9.47%
Shareholder Yield	9.47%
Earnings Yield	6.70%
FCF Yield	10.46%

Analyst Forecast

The average price target for The Bancorp is $68.00, which is -6.50% lower than the current price. The consensus rating is "Buy".

Price Target	$68.00
Price Target Difference	-6.50%
Analyst Consensus	Buy
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4