The Bancorp Statistics
Total Valuation
The Bancorp has a market cap or net worth of $2.23 billion. The enterprise value is $2.91 billion.
Important Dates
The last earnings date was Thursday, April 23, 2026, after market close.
| Earnings Date | Apr 23, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
The Bancorp has 41.63 million shares outstanding. The number of shares has decreased by -8.69% in one year.
| Current Share Class | 41.63M |
| Shares Outstanding | 41.63M |
| Shares Change (YoY) | -8.69% |
| Shares Change (QoQ) | -3.37% |
| Owned by Insiders (%) | 5.32% |
| Owned by Institutions (%) | 101.19% |
| Float | 39.38M |
Valuation Ratios
The trailing PE ratio is 10.43 and the forward PE ratio is 8.42.
| PE Ratio | 10.43 |
| Forward PE | 8.42 |
| PS Ratio | 4.20 |
| Forward PS | 5.36 |
| PB Ratio | 3.22 |
| P/TBV Ratio | 3.20 |
| P/FCF Ratio | 8.96 |
| P/OCF Ratio | 8.72 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 12.61 |
| EV / Sales | 5.48 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 11.71 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.79 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 30.28%.
| Return on Equity (ROE) | 30.28% |
| Return on Assets (ROA) | 2.40% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 8.53% |
| Revenue Per Employee | $724,907 |
| Profits Per Employee | $315,292 |
| Employee Count | 733 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, The Bancorp has paid $75.40 million in taxes.
| Income Tax | 75.40M |
| Effective Tax Rate | 24.60% |
Stock Price Statistics
The stock price has increased by +4.10% in the last 52 weeks. The beta is 1.26, so The Bancorp's price volatility has been higher than the market average.
| Beta (5Y) | 1.26 |
| 52-Week Price Change | +4.10% |
| 50-Day Moving Average | 56.33 |
| 200-Day Moving Average | 65.33 |
| Relative Strength Index (RSI) | 34.09 |
| Average Volume (20 Days) | 451,007 |
Short Selling Information
The latest short interest is 3.35 million, so 8.04% of the outstanding shares have been sold short.
| Short Interest | 3.35M |
| Short Previous Month | 3.62M |
| Short % of Shares Out | 8.04% |
| Short % of Float | 8.50% |
| Short Ratio (days to cover) | 6.88 |
Income Statement
In the last 12 months, The Bancorp had revenue of $531.36 million and earned $231.11 million in profits. Earnings per share was $5.13.
| Revenue | 531.36M |
| Gross Profit | 531.36M |
| Operating Income | 311.25M |
| Pretax Income | 306.51M |
| Net Income | 231.11M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $5.13 |
Full Income StatementBalance Sheet
The company has $8.67 million in cash and $693.35 million in debt, with a net cash position of -$684.67 million or -$16.44 per share.
| Cash & Cash Equivalents | 8.67M |
| Total Debt | 693.35M |
| Net Cash | -684.67M |
| Net Cash Per Share | -$16.44 |
| Equity (Book Value) | 696.95M |
| Book Value Per Share | 16.65 |
| Working Capital | -8.60B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $255.71 million and capital expenditures -$6.79 million, giving a free cash flow of $248.92 million.
| Operating Cash Flow | 255.71M |
| Capital Expenditures | -6.79M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 569.53M |
| Free Cash Flow | 248.92M |
| FCF Per Share | $5.98 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 58.58% |
| Pretax Margin | 57.68% |
| Profit Margin | 43.49% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 46.85% |
Dividends & Yields
The Bancorp does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 8.69% |
| Shareholder Yield | 8.69% |
| Earnings Yield | 10.37% |
| FCF Yield | 11.16% |
Analyst Forecast
The average price target for The Bancorp is $69.00, which is 28.85% higher than the current price. The consensus rating is "Buy".
| Price Target | $69.00 |
| Price Target Difference | 28.85% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
