The Bancorp Statistics
Total Valuation
The Bancorp has a market cap or net worth of $3.51 billion. The enterprise value is $3.62 billion.
Important Dates
The next estimated earnings date is Thursday, October 23, 2025, after market close.
| Earnings Date | Oct 23, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
The Bancorp has 46.07 million shares outstanding. The number of shares has decreased by -9.47% in one year.
| Current Share Class | 46.07M |
| Shares Outstanding | 46.07M |
| Shares Change (YoY) | -9.47% |
| Shares Change (QoQ) | -1.62% |
| Owned by Insiders (%) | 4.94% |
| Owned by Institutions (%) | 111.93% |
| Float | 43.78M |
Valuation Ratios
The trailing PE ratio is 16.38 and the forward PE ratio is 12.79.
| PE Ratio | 16.38 |
| Forward PE | 12.79 |
| PS Ratio | 7.07 |
| Forward PS | 8.61 |
| PB Ratio | 4.12 |
| P/TBV Ratio | 4.08 |
| P/FCF Ratio | 10.01 |
| P/OCF Ratio | 9.92 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 16.13 |
| EV / Sales | 7.02 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.33 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.35 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 27.41%.
| Return on Equity (ROE) | 27.41% |
| Return on Assets (ROA) | 2.64% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $669,117 |
| Profits Per Employee | $291,075 |
| Employee Count | 771 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, The Bancorp has paid $75.89 million in taxes.
| Income Tax | 75.89M |
| Effective Tax Rate | 25.27% |
Stock Price Statistics
The stock price has increased by +62.59% in the last 52 weeks. The beta is 1.36, so The Bancorp's price volatility has been higher than the market average.
| Beta (5Y) | 1.36 |
| 52-Week Price Change | +62.59% |
| 50-Day Moving Average | 68.38 |
| 200-Day Moving Average | 57.26 |
| Relative Strength Index (RSI) | 64.66 |
| Average Volume (20 Days) | 628,387 |
Short Selling Information
The latest short interest is 5.49 million, so 11.92% of the outstanding shares have been sold short.
| Short Interest | 5.49M |
| Short Previous Month | 5.59M |
| Short % of Shares Out | 11.92% |
| Short % of Float | 12.54% |
| Short Ratio (days to cover) | 8.08 |
Income Statement
In the last 12 months, The Bancorp had revenue of $515.89 million and earned $224.42 million in profits. Earnings per share was $4.65.
| Revenue | 515.89M |
| Gross Profit | 515.89M |
| Operating Income | 304.71M |
| Pretax Income | 272.41M |
| Net Income | 224.42M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $4.65 |
Full Income StatementBalance Sheet
The company has $11.64 million in cash and $123.69 million in debt, giving a net cash position of -$112.05 million or -$2.43 per share.
| Cash & Cash Equivalents | 11.64M |
| Total Debt | 123.69M |
| Net Cash | -112.05M |
| Net Cash Per Share | -$2.43 |
| Equity (Book Value) | 860.27M |
| Book Value Per Share | 18.60 |
| Working Capital | -7.23B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $353.52 million and capital expenditures -$3.00 million, giving a free cash flow of $350.52 million.
| Operating Cash Flow | 353.52M |
| Capital Expenditures | -3.00M |
| Free Cash Flow | 350.52M |
| FCF Per Share | $7.61 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 59.06% |
| Pretax Margin | 58.21% |
| Profit Margin | 43.50% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 67.95% |
Dividends & Yields
The Bancorp does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 9.47% |
| Shareholder Yield | 9.47% |
| Earnings Yield | 6.40% |
| FCF Yield | 9.99% |
Dividend DetailsAnalyst Forecast
The average price target for The Bancorp is $68.00, which is -10.69% lower than the current price. The consensus rating is "Buy".
| Price Target | $68.00 |
| Price Target Difference | -10.69% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
