The Bancorp Statistics
Total Valuation
The Bancorp has a market cap or net worth of $3.02 billion. The enterprise value is $3.44 billion.
Important Dates
The next estimated earnings date is Thursday, January 29, 2026, after market close.
| Earnings Date | Jan 29, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
The Bancorp has 43.92 million shares outstanding. The number of shares has decreased by -8.59% in one year.
| Current Share Class | 43.92M |
| Shares Outstanding | 43.92M |
| Shares Change (YoY) | -8.59% |
| Shares Change (QoQ) | -1.41% |
| Owned by Insiders (%) | 5.18% |
| Owned by Institutions (%) | 110.62% |
| Float | 41.60M |
Valuation Ratios
The trailing PE ratio is 14.40 and the forward PE ratio is 11.30.
| PE Ratio | 14.40 |
| Forward PE | 11.30 |
| PS Ratio | 6.17 |
| Forward PS | 7.27 |
| PB Ratio | 3.94 |
| P/TBV Ratio | 3.89 |
| P/FCF Ratio | 7.99 |
| P/OCF Ratio | 7.94 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 15.09 |
| EV / Sales | 6.57 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 9.08 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.12 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 28.60%.
| Return on Equity (ROE) | 28.60% |
| Return on Assets (ROA) | 2.73% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $678,551 |
| Profits Per Employee | $295,498 |
| Employee Count | 771 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, The Bancorp has paid $76.60 million in taxes.
| Income Tax | 76.60M |
| Effective Tax Rate | 25.16% |
Stock Price Statistics
The stock price has increased by +31.66% in the last 52 weeks. The beta is 1.30, so The Bancorp's price volatility has been higher than the market average.
| Beta (5Y) | 1.30 |
| 52-Week Price Change | +31.66% |
| 50-Day Moving Average | 67.94 |
| 200-Day Moving Average | 62.13 |
| Relative Strength Index (RSI) | 58.64 |
| Average Volume (20 Days) | 561,308 |
Short Selling Information
The latest short interest is 4.72 million, so 10.75% of the outstanding shares have been sold short.
| Short Interest | 4.72M |
| Short Previous Month | 4.99M |
| Short % of Shares Out | 10.75% |
| Short % of Float | 11.34% |
| Short Ratio (days to cover) | 7.36 |
Income Statement
In the last 12 months, The Bancorp had revenue of $523.16 million and earned $227.83 million in profits. Earnings per share was $4.78.
| Revenue | 523.16M |
| Gross Profit | 523.16M |
| Operating Income | 308.84M |
| Pretax Income | 304.43M |
| Net Income | 227.83M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $4.78 |
Full Income StatementBalance Sheet
The company has $10.16 million in cash and $423.26 million in debt, giving a net cash position of -$413.10 million or -$9.41 per share.
| Cash & Cash Equivalents | 10.16M |
| Total Debt | 423.26M |
| Net Cash | -413.10M |
| Net Cash Per Share | -$9.41 |
| Equity (Book Value) | 778.16M |
| Book Value Per Share | 17.48 |
| Working Capital | -7.20B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $380.94 million and capital expenditures -$2.51 million, giving a free cash flow of $378.43 million.
| Operating Cash Flow | 380.94M |
| Capital Expenditures | -2.51M |
| Free Cash Flow | 378.43M |
| FCF Per Share | $8.62 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 59.03% |
| Pretax Margin | 58.19% |
| Profit Margin | 43.55% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 72.33% |
Dividends & Yields
The Bancorp does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 8.59% |
| Shareholder Yield | 8.59% |
| Earnings Yield | 7.53% |
| FCF Yield | 12.51% |
Dividend DetailsAnalyst Forecast
The average price target for The Bancorp is $68.00, which is -1.26% lower than the current price. The consensus rating is "Buy".
| Price Target | $68.00 |
| Price Target Difference | -1.26% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
