The Bancorp Statistics
Total Valuation
The Bancorp has a market cap or net worth of $2.17 billion. The enterprise value is $2.59 billion.
Important Dates
The next estimated earnings date is Thursday, April 23, 2026, after market close.
| Earnings Date | Apr 23, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
The Bancorp has 42.19 million shares outstanding. The number of shares has decreased by -8.46% in one year.
| Current Share Class | 42.19M |
| Shares Outstanding | 42.19M |
| Shares Change (YoY) | -8.46% |
| Shares Change (QoQ) | -5.24% |
| Owned by Insiders (%) | 5.28% |
| Owned by Institutions (%) | 109.00% |
| Float | 39.93M |
Valuation Ratios
The trailing PE ratio is 10.46 and the forward PE ratio is 8.70.
| PE Ratio | 10.46 |
| Forward PE | 8.70 |
| PS Ratio | 4.13 |
| Forward PS | 4.58 |
| PB Ratio | 3.16 |
| P/TBV Ratio | 3.17 |
| P/FCF Ratio | 8.42 |
| P/OCF Ratio | 8.20 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 11.33 |
| EV / Sales | 4.92 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.03 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.64 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 30.85%.
| Return on Equity (ROE) | 30.85% |
| Return on Assets (ROA) | 2.52% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 9.66% |
| Revenue Per Employee | $717,805 |
| Profits Per Employee | $311,341 |
| Employee Count | 733 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, The Bancorp has paid $74.82 million in taxes.
| Income Tax | 74.82M |
| Effective Tax Rate | 24.69% |
Stock Price Statistics
The stock price has decreased by -3.88% in the last 52 weeks. The beta is 1.33, so The Bancorp's price volatility has been higher than the market average.
| Beta (5Y) | 1.33 |
| 52-Week Price Change | -3.88% |
| 50-Day Moving Average | 58.42 |
| 200-Day Moving Average | 65.58 |
| Relative Strength Index (RSI) | 36.53 |
| Average Volume (20 Days) | 574,378 |
Short Selling Information
The latest short interest is 3.63 million, so 8.60% of the outstanding shares have been sold short.
| Short Interest | 3.63M |
| Short Previous Month | 3.59M |
| Short % of Shares Out | 8.60% |
| Short % of Float | 9.09% |
| Short Ratio (days to cover) | 7.07 |
Income Statement
In the last 12 months, The Bancorp had revenue of $526.15 million and earned $228.21 million in profits. Earnings per share was $4.92.
| Revenue | 526.15M |
| Gross Profit | 526.15M |
| Operating Income | 309.58M |
| Pretax Income | 303.04M |
| Net Income | 228.21M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $4.92 |
Full Income StatementBalance Sheet
The company has $8.04 million in cash and $422.37 million in debt, with a net cash position of -$414.33 million or -$9.82 per share.
| Cash & Cash Equivalents | 8.04M |
| Total Debt | 422.37M |
| Net Cash | -414.33M |
| Net Cash Per Share | -$9.82 |
| Equity (Book Value) | 689.80M |
| Book Value Per Share | 16.29 |
| Working Capital | -8.01B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $265.01 million and capital expenditures -$7.09 million, giving a free cash flow of $257.92 million.
| Operating Cash Flow | 265.01M |
| Capital Expenditures | -7.09M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 298.53M |
| Free Cash Flow | 257.92M |
| FCF Per Share | $6.11 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 58.84% |
| Pretax Margin | 57.60% |
| Profit Margin | 43.37% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 49.02% |
Dividends & Yields
The Bancorp does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 8.46% |
| Shareholder Yield | 8.46% |
| Earnings Yield | 10.51% |
| FCF Yield | 11.87% |
Analyst Forecast
The average price target for The Bancorp is $69.00, which is 34.03% higher than the current price. The consensus rating is "Buy".
| Price Target | $69.00 |
| Price Target Difference | 34.03% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
