Territorial Bancorp Inc. (TBNK)

Territorial Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Revenue	41.66	45.11	60.27	62.09	62.75	66.31
Revenue Growth (YoY)	-27.46%	-25.16%	-2.93%	-1.05%	-5.38%	5.56%
Gross Profit	41.66	45.11	60.27	62.09	62.75	66.31
Selling, General & Admin	32.32	32.13	33.22	33.24	32.41	33.54
Other Operating Expenses	6.4	6.14	5.58	5.05	5.02	4.47
Operating Expenses	38.72	38.27	38.8	38.29	37.43	38.01
Operating Income	2.95	6.84	21.47	23.8	25.32	28.31
Pretax Income	2.95	6.84	21.47	23.8	25.32	28.31
Income Tax	0.72	1.81	5.32	6.37	6.72	6.31
Net Income	2.23	5.03	16.16	17.43	18.61	22
Net Income Growth	-83.80%	-68.88%	-7.31%	-6.32%	-15.41%	14.49%
Shares Outstanding (Basic)	9	9	9	9	9	9
Shares Outstanding (Diluted)	9	9	9	9	9	9
Shares Change	-2.00%	-2.65%	-2.08%	-0.94%	-1.38%	-0.80%
EPS (Basic)	0.25	0.58	1.81	1.92	2.03	2.38
EPS (Diluted)	0.25	0.57	1.80	1.90	2.01	2.34
EPS Growth	-83.87%	-68.33%	-5.26%	-5.47%	-14.10%	15.27%
Free Cash Flow	2.4	7.57	11.95	12.16	19.23	21.61
Free Cash Flow Per Share	0.28	0.88	1.35	1.34	2.10	2.35
Dividend Per Share	0.560	0.740	1.020	1.120	0.920	1.490
Dividend Growth	-45.10%	-27.45%	-8.93%	21.74%	-38.26%	30.70%
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	7.07%	15.16%	35.63%	38.34%	40.35%	42.69%
Profit Margin	5.35%	11.15%	26.81%	28.07%	29.65%	33.17%
Free Cash Flow Margin	5.76%	16.79%	19.83%	19.59%	30.65%	32.59%
Effective Tax Rate	24.31%	26.47%	24.76%	26.77%	26.52%	22.30%
EBITDA	6.79	10.75	25.6	28.03	29.83	32.24
EBITDA Margin	16.29%	23.83%	42.48%	45.14%	47.55%	48.62%
Depreciation & Amortization	3.84	3.91	4.13	4.22	4.51	3.93
EBIT	2.95	6.84	21.47	23.8	25.32	28.31
EBIT Margin	7.07%	15.16%	35.63%	38.34%	40.35%	42.69%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).