Territorial Bancorp Statistics
Total Valuation
TBNK has a market cap or net worth of $63.55 million. The enterprise value is $262.54 million.
| Market Cap | 63.55M |
| Enterprise Value | 262.54M |
Important Dates
The next estimated earnings date is Friday, May 3, 2024, after market close.
| Earnings Date | May 3, 2024 |
| Ex-Dividend Date | Feb 8, 2024 |
Share Statistics
TBNK has 8.83 million shares outstanding. The number of shares has decreased by -2.65% in one year.
| Shares Outstanding | 8.83M |
| Shares Change (YoY) | -2.65% |
| Shares Change (QoQ) | +0.10% |
| Owned by Insiders (%) | 17.78% |
| Owned by Institutions (%) | 41.80% |
| Float | 6.48M |
Valuation Ratios
The trailing PE ratio is 12.63 and the forward PE ratio is 47.06. TBNK's PEG ratio is 4.54.
| PE Ratio | 12.63 |
| Forward PE | 47.06 |
| PS Ratio | 1.41 |
| Forward PS | 1.57 |
| PB Ratio | 0.25 |
| P/FCF Ratio | 8.39 |
| PEG Ratio | 4.54 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 24.42, with an EV/FCF ratio of 34.67.
| EV / Earnings | 52.23 |
| EV / Sales | 5.82 |
| EV / EBITDA | 24.42 |
| EV / EBIT | 38.40 |
| EV / FCF | 34.67 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.30 |
| Debt / EBITDA | 30.29 |
| Debt / FCF | 43.01 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 2.00% and return on invested capital (ROIC) is 0.87%.
| Return on Equity (ROE) | 2.00% |
| Return on Assets (ROA) | 0.20% |
| Return on Capital (ROIC) | 0.87% |
| Revenue Per Employee | $194,418 |
| Profits Per Employee | $21,668 |
| Employee Count | 232 |
| Asset Turnover | 0.02 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TBNK has paid $1.81 million in taxes.
| Income Tax | 1.81M |
| Effective Tax Rate | 26.47% |
Stock Price Statistics
The stock price has decreased by -61.08% in the last 52 weeks. The beta is 0.64, so TBNK's price volatility has been lower than the market average.
| Beta (1Y) | 0.64 |
| 52-Week Price Change | -61.08% |
| 50-Day Moving Average | 8.32 |
| 200-Day Moving Average | 9.55 |
| Relative Strength Index (RSI) | 32.78 |
| Average Volume (30 Days) | 10,866 |
Short Selling Information
The latest short interest is 43,901, so 0.50% of the outstanding shares have been sold short.
| Short Interest | 43,901 |
| Short Previous Month | 46,040 |
| Short % of Shares Out | 0.50% |
| Short % of Float | 0.68% |
| Short Ratio (days to cover) | 5.19 |
Income Statement
In the last 12 months, TBNK had revenue of $45.11 million and earned $5.03 million in profits. Earnings per share was $0.57.
| Revenue | 45.11M |
| Gross Profit | 45.11M |
| Operating Income | 6.84M |
| Pretax Income | 6.84M |
| Net Income | 5.03M |
| EBITDA | 10.75M |
| EBIT | 6.84M |
| Earnings Per Share (EPS) | $0.57 |
Balance Sheet
The company has $126.66 million in cash and $325.65 million in debt, giving a net cash position of -$198.99 million or -$22.54 per share.
| Cash & Cash Equivalents | 126.66M |
| Total Debt | 325.65M |
| Net Cash | -198.99M |
| Net Cash Per Share | -$22.54 |
| Equity / Book Value | 251.09M |
| Book Value Per Share | 28.45 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $8.26 million and capital expenditures -$685,000, giving a free cash flow of $7.57 million.
| Operating Cash Flow | 8.26M |
| Capital Expenditures | -685,000 |
| Free Cash Flow | 7.57M |
| FCF Per Share | $0.88 |
Margins
Gross margin is 100.00%, with operating and profit margins of 15.16% and 11.15%.
| Gross Margin | 100.00% |
| Operating Margin | 15.16% |
| Pretax Margin | 15.16% |
| Profit Margin | 11.15% |
| EBITDA Margin | 23.83% |
| EBIT Margin | 15.16% |
| FCF Margin | 16.79% |
Dividends & Yields
This stock pays an annual dividend of $0.20, which amounts to a dividend yield of 2.78%.
| Dividend Per Share | $0.20 |
| Dividend Yield | 2.78% |
| Dividend Growth (YoY) | -38.93% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 35.09% |
| Buyback Yield | 2.65% |
| Shareholder Yield | 5.43% |
| Earnings Yield | 7.91% |
| FCF Yield | 11.91% |
Analyst Forecast
The average price target for TBNK is $7.50, which is 4.17% higher than the current price. The consensus rating is "Sell".
| Price Target | $7.50 |
| Price Target Difference | 4.17% |
| Analyst Consensus | Sell |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |