Territorial Bancorp Inc. (TBNK)
Stock Price:
$22.56 USD
0.47 (2.13%)
Updated Aug 7, 2020 4:00 PM EDT - Market closed
Key Info
| Market Cap |
214.63M |
| Revenue (ttm) |
62.49M |
| Net Income (ttm) |
19.18M |
| Shares Out |
9.51M |
| EPS (ttm) |
2.04 |
| PE Ratio |
11.06 |
| Forward PE |
11.99 |
| Dividend |
$0.92 |
| Dividend Yield |
4.08% |
Stock Quote
| Trading Day |
Aug 7, 2020 |
| Last Price |
$22.56 |
| Previous Close |
$22.09 |
| Change ($) |
0.47 |
| Change (%) |
2.13% |
| Day's Open |
21.97 |
| Day's Range |
21.76 - 22.56 |
| Day's Volume |
12,886 |
| 52-Week Range |
20.25 - 32.45 |
More Stats
| Market Cap |
214.63M |
| Enterprise Value |
258.87M |
| Earnings Date (est) |
Oct 22, 2020 |
| Ex-Dividend Date |
May 13, 2020 |
| Shares Outstanding |
9.51M |
| Float |
6.77M |
| EPS (basic) |
2.08 |
| EPS (diluted) |
2.04 |
| FCF / Share |
2.35 |
| Dividend |
$0.92 |
| Dividend Yield |
4.08% |
| Earnings Yield |
9.04% |
| FCF Yield |
9.96% |
| Payout Ratio |
72.60% |
| Shares Short |
63,129 |
| Short Ratio |
2.51 |
| Short % of Float |
0.80% |
| Beta |
0.57 |
| PE Ratio |
11.06 |
| Forward PE |
11.99 |
| P/FCF Ratio |
10.04 |
| PS Ratio |
3.43 |
| PB Ratio |
0.81 |
| Revenue |
62.49M |
| Operating Income |
25.26M |
| Net Income |
19.18M |
| Free Cash Flow |
21.37M |
| Net Cash |
-44.24M |
| Net Cash / Share |
-4.65 |
| Gross Margin |
106.12% |
| Operating Margin |
40.42% |
| Profit Margin |
30.70% |
| FCF Margin |
34.20% |
| ROA |
0.92% |
| ROE |
7.89% |
| ROIC |
1.10% |
Stats based on trailing-twelve-month (ttm) numbers.
Analyst Summary
Analyst Ratings (2)
| Buy |
1 |
| Overweight |
0 |
| Hold |
1 |
| Underweight |
0 |
| Sell |
0 |
Analyst Consensus: Overweight
Price Target
$29.00*
(28.55% upside)
Low
28.0
Current: $22.56
High
30.0
Target: 29.00
*Average 12-month price target from 2 stock analysts.
Financial Performance
Financial numbers in millions USD.
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|
| Revenue | 66.31 | 62.82 | 62.54 | 62.01 | 61.03 | 58.31 | 58.57 | 57.57 | 56.14 | 48.07 |
| Revenue Growth | 5.56% | 0.45% | 0.85% | 1.61% | 4.66% | -0.44% | 1.73% | 2.55% | 16.79% | - |
| Gross Profit | 66.31 | 62.82 | 62.54 | 62.01 | 61.03 | 58.31 | 58.57 | 57.57 | 56.14 | 48.07 |
| Operating Income | 28.31 | 25.32 | 26.06 | 27.13 | 24.53 | 23.01 | 23.49 | 23.46 | 21.49 | 16.54 |
| Net Income | 22.00 | 19.21 | 14.96 | 16.35 | 14.75 | 14.10 | 14.65 | 14.84 | 12.79 | 11.03 |
| Shares Outstanding | 9.20 | 9.22 | 9.27 | 9.09 | 9.07 | 9.21 | 9.71 | 10.11 | 10.78 | 11.32 |
| Earnings Per Share | 2.34 | 2.03 | 1.57 | 1.74 | 1.56 | 1.51 | 1.49 | 1.45 | 1.17 | 0.97 |
| EPS Growth | 15.27% | 29.3% | -9.77% | 11.54% | 3.31% | 1.34% | 2.76% | 23.93% | 20.62% | - |
| Dividend Per Share | 1.49 | 1.14 | 1.20 | 0.92 | 0.76 | 0.70 | 0.62 | 0.54 | 0.34 | 0.24 |
| Dividend Growth | 30.7% | -5% | 30.43% | 21.05% | 8.57% | 12.9% | 14.81% | 58.82% | 41.67% | - |
| Operating Cash Flow | 22.33 | 21.63 | 20.93 | 18.77 | 17.11 | 14.09 | 17.34 | 17.58 | 20.02 | 11.20 |
| Capital Expenditures | -0.72 | -0.36 | -2.55 | -0.56 | -0.60 | -0.97 | -2.14 | -0.75 | -1.14 | -2.01 |
| Free Cash Flow | 21.61 | 21.26 | 18.38 | 18.20 | 16.51 | 13.13 | 15.20 | 16.83 | 18.88 | 9.19 |
| Cash & Equivalents | 44.81 | 47.06 | 32.09 | 61.27 | 65.92 | 75.06 | 75.37 | 183 | 132 | 194 |
| Total Debt | 185 | 179 | 144 | 130 | 129 | 90.92 | 90.71 | 93.64 | 132 | 119 |
| Net Cash / Debt | -140 | -132 | -112 | -68.43 | -63.21 | -15.86 | -15.34 | 89.18 | 0.37 | 75.86 |
| Assets | 2,086 | 2,069 | 2,004 | 1,878 | 1,821 | 1,692 | 1,617 | 1,575 | 1,538 | 1,443 |
| Liabilities | 1,842 | 1,834 | 1,769 | 1,648 | 1,602 | 1,476 | 1,405 | 1,356 | 1,324 | 1,216 |
| Book Value | 244 | 235 | 235 | 230 | 220 | 216 | 212 | 219 | 214 | 227 |
Numbers in millions USD, except per-share numbers.
Company Details
| Full Name |
Territorial Bancorp Inc. |
| Country |
United States |
| Employees |
264 |
| CEO |
Allan S. Kitagawa |
Stock Information
| Ticker Symbol |
TBNK |
| Stock Exchange |
NASDAQ |
| Sector |
Financial Services |
| Industry |
Banks—Regional |
| Unique Identifier |
NASDAQ: TBNK |
Description
Territorial Bancorp Inc. operates as the holding company for Territorial Savings Bank that provides various financial services to individuals, families, and businesses in the State of Hawaii. The company offers a range of deposit accounts, including passbook and statement savings accounts, certificates of deposit, money market accounts, commercial and regular checking accounts, and Super NOW accounts. It also provides various loan products comprising one- to four-family residential mortgage loans; home equity loans; construction, commercial, and other nonresidential real estate loans; consumer loans; multi-family mortgage loans; commercial business loans; and other loans, as well as offers lines of credit and investment securities. In addition, the company, through its subsidiary, Territorial Financial Services, Inc. engages in the insurance agency activities. Further, it provides various non-deposit investments, including annuities and mutual funds through a third-party broker-dealer. The company operates through a network of 29 full-service branches located in the state of Hawaii. Territorial Bancorp Inc. was founded in 1921 and is based in Honolulu, Hawaii.