Territorial Bancorp Statistics
Total Valuation
TBNK has a market cap or net worth of $84.70 million. The enterprise value is $317.39 million.
| Market Cap | 84.70M |
| Enterprise Value | 317.39M |
Important Dates
The next estimated earnings date is Friday, August 2, 2024, after market close.
| Earnings Date | Aug 2, 2024 |
| Ex-Dividend Date | May 24, 2024 |
Share Statistics
TBNK has 8.83 million shares outstanding. The number of shares has decreased by -2.00% in one year.
| Shares Outstanding | 8.83M |
| Shares Change (YoY) | -2.00% |
| Shares Change (QoQ) | +0.14% |
| Owned by Insiders (%) | 18.07% |
| Owned by Institutions (%) | 42.16% |
| Float | 6.61M |
Valuation Ratios
The trailing PE ratio is 38.36 and the forward PE ratio is 19.12. TBNK's PEG ratio is 4.54.
| PE Ratio | 38.36 |
| Forward PE | 19.12 |
| PS Ratio | 2.03 |
| Forward PS | 2.25 |
| PB Ratio | 0.34 |
| P/FCF Ratio | 35.28 |
| PEG Ratio | 4.54 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 46.77, with an EV/FCF ratio of 132.19.
| EV / Earnings | 142.39 |
| EV / Sales | 7.62 |
| EV / EBITDA | 46.77 |
| EV / EBIT | 107.77 |
| EV / FCF | 132.19 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.29 |
| Debt / EBITDA | 47.55 |
| Debt / FCF | 134.42 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 0.90% and return on invested capital (ROIC) is 0.39%.
| Return on Equity (ROE) | 0.90% |
| Return on Assets (ROA) | 0.10% |
| Return on Capital (ROIC) | 0.39% |
| Revenue Per Employee | $173,583 |
| Profits Per Employee | $9,288 |
| Employee Count | 240 |
| Asset Turnover | 0.02 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TBNK has paid $716,000 in taxes.
| Income Tax | 716,000 |
| Effective Tax Rate | 24.31% |
Stock Price Statistics
The stock price has decreased by -29.12% in the last 52 weeks. The beta is 0.61, so TBNK's price volatility has been lower than the market average.
| Beta (5Y) | 0.61 |
| 52-Week Price Change | -29.12% |
| 50-Day Moving Average | 8.16 |
| 200-Day Moving Average | 8.62 |
| Relative Strength Index (RSI) | 74.66 |
| Average Volume (20 Days) | 18,235 |
Short Selling Information
The latest short interest is 14,046, so 0.16% of the outstanding shares have been sold short.
| Short Interest | 14,046 |
| Short Previous Month | 19,206 |
| Short % of Shares Out | 0.16% |
| Short % of Float | 0.21% |
| Short Ratio (days to cover) | 1.54 |
Income Statement
In the last 12 months, TBNK had revenue of $41.66 million and earned $2.23 million in profits. Earnings per share was $0.25.
| Revenue | 41.66M |
| Gross Profit | 41.66M |
| Operating Income | 2.95M |
| Pretax Income | 2.95M |
| Net Income | 2.23M |
| EBITDA | 6.79M |
| EBIT | 2.95M |
| Earnings Per Share (EPS) | $0.25 |
Balance Sheet
The company has $90.06 million in cash and $322.75 million in debt, giving a net cash position of -$232.69 million or -$26.35 per share.
| Cash & Cash Equivalents | 90.06M |
| Total Debt | 322.75M |
| Net Cash | -232.69M |
| Net Cash Per Share | -$26.35 |
| Equity (Book Value) | 250.02M |
| Book Value Per Share | 28.31 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $3.17 million and capital expenditures -$771,000, giving a free cash flow of $2.40 million.
| Operating Cash Flow | 3.17M |
| Capital Expenditures | -771,000 |
| Free Cash Flow | 2.40M |
| FCF Per Share | $0.28 |
Margins
Gross margin is 100.00%, with operating and profit margins of 7.07% and 5.35%.
| Gross Margin | 100.00% |
| Operating Margin | 7.07% |
| Pretax Margin | 7.07% |
| Profit Margin | 5.35% |
| EBITDA Margin | 16.29% |
| EBIT Margin | 7.07% |
| FCF Margin | 5.76% |
Dividends & Yields
This stock pays an annual dividend of $0.34, which amounts to a dividend yield of 3.55%.
| Dividend Per Share | $0.34 |
| Dividend Yield | 3.55% |
| Dividend Growth (YoY) | -62.96% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 136.00% |
| Buyback Yield | 2.00% |
| Shareholder Yield | 5.54% |
| Earnings Yield | 2.63% |
| FCF Yield | 2.83% |
Analyst Forecast
The average price target for TBNK is $9.08, which is -5.32% lower than the current price. The consensus rating is "Hold".
| Price Target | $9.08 |
| Price Target Difference | -5.32% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |